December 3, 2020

Bank Promotions in California: January 2021

Read more about Bank Promotions

View list of best California bank promotions. See current active promos and new bonus offers from local California banks, credit unions, and national banks.

Looking to open a new bank account in California? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.

Take note of the qualification requirements. Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

    Wescom Credit Union: Personal Checking Account - $250 Bonus

    Open a new qualifying checking account using promo code WELCOME. Maintain an average daily balance of $100. Make 2 or more qualifying transactions using your debit card for two consecutive months. Have qualifying direct deposits of $500 or more for two consecutive months.

    Expires 12/31/2021

    Technology Credit Union: Personal Checking Account - Up to $150 Bonus

    Earn $100 when you open a new qualifying checking account. Establish at least one recurring monthly direct deposit of $250 or more. Checking account must remain open for at least 6 months. Earn an additional $50 when you open a new Tech CU certificate with a minimum 12-month term and a minimum $1,000 opening balance.

    Expires 12/31/2021

    Orange County's Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account using promo code BEST100. Within 60 days of account opening, enroll in e-Statements, sign up and qualify for a Debit Mastercard, and set up and receive qualifying direct deposits. Account must remain open and in good standing for at least 90 days to receive bonus.

    Expires 9/1/2021
    HSBC
    Member FDIC

    HSBC Advance Checking - $200 Welcome Deposit

    Expires 3/31/2021
    • Get a $200 Welcome Deposit for eligible new customers who open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by March 31, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening
    • You will automatically receive the $200 Welcome Deposit in your new HSBC Advance checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    Chase
    Member FDIC

    Chase Total Checking® - $200 Bonus

    Expires 4/14/2021
    • Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
    • Access to 16,000 Chase ATMs and more than 4,700 branches
    • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
    • Open your account online now
    • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

California Bank Promotions

These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.

    Citizens Equity First Credit Union: Personal Checking Account - Up to $125 Bonus

    Open a new qualifying checking account with minimum deposit of $25. Earn $100 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.

    Expires 6/30/2021

    Citizens Equity First Credit Union: Personal Checking Account - Up to $175 Bonus

    This offer is available only to customers who reside in California. Open a new qualifying checking account with minimum deposit of $25. Earn $150 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Enroll in eStatements. Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.

    Expires 6/30/2021

    American Airlines Credit Union: Business Checking Account - $25 Bonus

    Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

    Expires 4/30/2021

    American Airlines Credit Union: Personal Checking Account - $25 Bonus

    Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

    Expires 4/30/2021

    FirstBank: Personal Checking Account - $300 Bonus

    Open a new Bloom Package (Bloom Checking, Bloom Savings, Online Banking, eStatements, and FirstBank Visa Debit Card). Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more for 3 consecutive months. The first required direct deposit must be made within 60 days of account opening.

    Expires 3/3/2021

    FirstBank: Personal Checking Account - $300 Bonus

    Open a new personal checking account. Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more for 3 consecutive months. The first required direct deposit must be made within 60 days of account opening.

    Expires 3/3/2021

    Provident Credit Union: Personal Checking Account - $300 Bonus

    Open a new eligible Provident Credit Union personal checking account. Use promo code 1019. Make purchases of $300 or more using a Provident debit and/or credit card per month. Have monthly direct deposits or automatic credits of at least $500. Enroll in online banking and e-Documents (electronic statements and notices) with valid email address.

    Expires 2/28/2021

    California Credit Union: Personal Checking Account - $100 Bonus

    Offer available to current LAUSD employees only. Sign up for CCU membership and open a qualifying checking account. Establish and receive at least 3 months of recurring qualifying direct deposit with a minimum of $500 per month. Direct deposit must be established within 120 days of membership opening.

    Expires 2/24/2021

    Bank of the West: Personal Checking Account - $250 Bonus

    Open a new eligible consumer checking account online or in branch using promotion code. Have direct deposits totaling $1,000 or more per month, for 3 months in a row.

    Expires 2/19/2021

    Provident Credit Union: Business Checking Account - $150 Visa Reward Card

    Open a new eligible Provident Credit Union business checking account through a referral link. Complete 1 or more debit card or credit card purchases totaling at least $300. Make 1 or more direct deposits or automatic credits totaling at least $500. Account must be open and in good standing for a minimum of 60 days to receive bonus.

    Patelco Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account. Enroll in e-Statements, and set up and receive qualifying direct deposits totaling $100 or more per month.

    PSE Credit Union: Personal Checking Account - $100 Bonus

    Open a new Deluxe Checking account. Set up direct deposit/ACH and perform 10 debit card transactions within 60 days of account opening.

    California Credit Union: Personal Checking Account - $100 Bonus

    Offer available to current school employees only. Sign up for CCU membership and open a qualifying checking account. Establish and receive at least 3 months of recurring qualifying direct deposit with a minimum of $500 per month. Direct deposit must be established within 120 days of membership opening. You must be enrolled in digital banking to qualify for offer.

    Paradise Valley Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying PVFCU checking account. Apply for a debit card and complete at least 5 eligible debit card transactions posted to the account within 60 days of account opening.

    Stanford Federal Credit Union: Personal Checking Account - $100 Bonus

    Get $100 bonus when you open a new personal checking account within six months of graduation. Proof of graduation needed. Available to new Stanford FCU members only.

    Firefighters First Credit Union: Personal Checking Account - $100 Bonus

    Open a new qualifying checking account and have monthly direct deposits of $500 or more. Offer limited to new Firefighters First Credit Union members only and is valid for 90 days from the opening date of membership.

    Paradise Valley Credit Union: Personal Checking Account - $150 Bonus

    Open a new qualifying PVFCU checking account. Apply for a debit card and complete at least 5 eligible debit card transactions posted to the account within 60 days of account opening. Set up and receive qualifying direct deposits within 60 days of account opening.

    Fremont Bank: Personal Checking Account - $150 Bonus

    Open a new Cornerstone Checking account. Within 60 days of account opening, establish a recurring direct deposit of $500 or more, complete two or more online bill payments, and make 25 or more qualifying debit card purchases.

    Comerica Bank: Personal Checking Account - $200 Bonus

    Open a new Comerica Access Checking account. Set up and receive three consecutive direct deposits of at least $500 each within 90 days of account opening.

    Provident Credit Union: Personal Checking Account - $50 Visa Reward Card

    Open a new eligible Provident Credit Union personal checking account through a referral link. Complete 1 or more debit card or credit card purchases totaling at least $300. Make 1 or more direct deposits or automatic credits totaling at least $500. Account must be open and in good standing for a minimum of 60 days to receive bonus.

    Southland Credit Union: Personal Checking Account - Up to $175 Bonus

    Open a new Cash Rewards Checking account. Earn $50 when you set up and receive a monthly qualifying direct deposit or ePay/eTransfer. Earn $10 every month, for up to 12 months, when you complete at least 10 transactions using your debit card per month. Earn $5 when you enroll in eStatements for 12 full months.

    Stanford Federal Credit Union: Personal Checking Account - Up to $500 Bonus

    $100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Have a minimum of $500 monthly direct deposit posted to your account within 60 days of account opening.

    $100: Open a rewards credit card and make at least $500/month in purchases or maintain a minimum of $2,500 balance for three months.

    $100: Make at least 20 debit card purchases/month for three months.

    $200: Open a savings or money market account with a minimum of $25,000. Maintain at least $25,000 in your account for 3 months.

    Use promo code NEWMB for all activities.

    USE Credit Union: Student Checking Account - $100 Bonus

    Get $100 account bonus when you open a new Free Student Checking account with eStatements. Use promo code SDSUTech.

Nationwide Bank Promotions

These offers from national banks are available to Californian residents. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.

    HSBC
    Member FDIC

    HSBC Advance Checking - Up to $240 Cash Bonus

    Expires 3/31/2021
    • Get up to $240 with a 3% Cash Bonus Checking Offer when you open a new HSBC Advance checking account and complete the following qualifying activities.
    • Open your new HSBC Advance checking account online by March 31, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Advance checking account; and then
    • Enjoy 3% Cash Bonus, up to $240, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Advance checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier Checking - $450 Welcome Deposit

    Expires 3/31/2021
    • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by March 31, 2021; and
    • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
    • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
    HSBC
    Member FDIC

    HSBC Premier Checking - Up to $600 Cash Bonus

    Expires 3/31/2021
    • Get up to $600 with a 3% Cash Bonus Checking Offer when you open a new HSBC Premier checking account and complete the following qualifying activities.
    • Open your new HSBC Premier checking account online by March 31, 2021; and
    • Set up Qualifying Direct Deposits into your new HSBC Premier checking account; and then
    • Enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening
    • You will automatically receive the 3% Cash Bonus in your new HSBC Premier checking account approximately eight weeks after completing that month's qualifying activities.
    • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Citibank: Citi Account Packages - Up to $1,500 Bonus

    Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 30 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for 60 consecutive calendar days to earn corresponding cash bonus.

    Account PackageMinimum Deposit and Minimum BalanceCash Bonus
    Citigold Package$200,000$1,500
    Citi Priority Account Package$50,000$700
    Citibank Account Package$15,000
    $300

    Expires 4/1/2021
    Chase
    Member FDIC

    Introducing Chase Business Complete Banking℠ - $300 Bonus

    Expires 4/15/2021
    • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
    • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
    • Convenient access to payment processing. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
    • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
    • Alerts to help you stay on top of your account activity.
    • Easy account management through Chase Business online and the Chase Mobile® app.
    • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
    • Convenient access to 16,000 ATMs and more than 4,700 branches.

    Citibank: Citigold Package - $1,500 Bonus

    Open a new eligible checking and savings account in the Citigold Account Package.

    Within 30 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account.

    Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

    Expires 4/1/2021

    Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $150 Bonus

    Open a new Rewards Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.

    Abbott Laboratories Employees Credit Union (ALEC): Personal Checking Account - $50 Bonus

    Open a new Free Checking account. Set up and receive qualifying direct deposit of $500 within 90 days of account opening. Sign up for eStatements.

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