December 3, 2020

Bank Promotions in California: September 2021

Read more about Bank Promotions

View list of best California bank promotions. See current active promos and new bonus offers from local California banks, credit unions, and national banks.

Looking to open a new bank account in California? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.

Take note of the qualification requirements. Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

Chase
Member FDIC

Chase Total Checking® - $225 Bonus

  • New Chase customers enjoy a $225 bonus when you open a new Chase Total Checking® account and set up direct deposit
  • Access to 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

  • New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying activities.
  • No minimum deposit to open, no fees for Chase Online℠ Bill Pay, money orders, cashier's checks or to send money
  • No paper checks to track
  • Just a simple $4.95 monthly service fee
  • Use the Chase debit card to help you spend only the money you have available, without worrying about overdraft fees.
  • Bank with the Chase Mobile® app and Chase Online℠
  • Get helpful account alerts so you can monitor your balance and more.
  • No need to worry about unauthorized card transactions when reported promptly with Zero Liability Protection.
Chase
Member FDIC

Chase First Banking℠

  • Open a new Chase First Banking℠ account. It's a debit card for kids ages 6-17 with $0 monthly service fee.
  • You must be an existing Chase checking customer to open a Chase First Banking account.
  • Chase First Banking helps parents teach teens and kids about money by giving parents the control they want and kids the freedom they need to learn.
  • Teach your kids to spend, save and earn - all from the Chase Mobile® app.
Citibank
Member FDIC

Citibank: Business Checking Account - Up to $2,000 Bonus

Earn up to $2,000 cash bonus with required activities. Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-Citibank funds to meet the Qualifying Balance. Maintain the required Qualifying Balance for 60 consecutive calendar days after the Qualifying Balance level is met during the initial 30 calendar day funding period.

Qualifying BalanceBonus
$5,000$200
$15,000$500
$25,000$700
$50,000$1,000
$100,000$1,500
$200,000$2,000

Expires in 6 days

California Credit Union: Personal Checking Account - $100 Bonus

Offer available to current LAUSD employees only. Sign up for CCU membership and open a qualifying checking account. Establish and receive at least 3 months of recurring qualifying direct deposit with a minimum of $500 per month. Direct deposit must be established within 120 days of membership opening.

Expires 2/24/2022

American Airlines Credit Union: Business Checking Account - $25 Bonus

Open a new American Airlines Federal Credit Union Business Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

Expires 12/31/2021
HSBC
Member FDIC

HSBC Premier Checking - $450 Welcome Deposit

Expires 1/5/2022
  • Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online by January 5, 2022; and
  • Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Chase
Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Expires 10/21/2021
  • Earn $300 when you open a new Chase Business Complete Checking account. For new Chase business checking customers with qualifying activities.
  • More ways to waive fees. Multiple options to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept℠. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase Quick Deposit℠.
  • Convenient access to 16,000 ATMs and more than 4,700 branches.

California Bank Promotions

These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.

OneWest Bank: Personal Checking Account - $150 Bonus

Open a new Personal Checking account with a minimum deposit of $500. Maintain an average balance of at least $500 during the first 90 days following account funding. Complete at least 3 of the following within the first 90 days following account funding: set up and receive qualifying direct deposits totaling $650 or more per month for at least 2 consecutive months, enroll in eStatements, make at least 8 qualifying debit card transactions, make at least 6 deposits or withdrawals using your ATM, make 2 or more monthly bill payment transactions, make 2 or more mobile check deposits of at least $100 each.

Expires 12/31/2021

OneWest Bank: Personal Checking Account - $200 Bonus

Open a new Premium Checking account with a minimum deposit of $2,000. Maintain an average balance of at least $2,500 during the first 90 days following account funding. Complete at least 3 of the following within the first 90 days following account funding: set up and receive qualifying direct deposits totaling $650 or more per month for at least 2 consecutive months, enroll in eStatements, make at least 8 qualifying debit card transactions, make at least 6 deposits or withdrawals using your ATM, make 2 or more monthly bill payment transactions, make 2 or more mobile check deposits of at least $100 each.

Expires 12/31/2021

1st United Credit Union: Personal Checking Account - $200 Bonus

Open a new Rewards Checking account. Use promo code FROSTING. Make 15 qualifying debit card purchases using your debit card within 60 days of account opening.

Expires 12/31/2021

American Airlines Credit Union: Personal Checking Account - $25 Bonus

Open a new American Airlines Federal Credit Union Flagship, Priority, Ascend, uChecking Checking account. Make at least $25 in qualifying debit card purchases within 60 days of account opening. Bonus will be credited within 60 days after final qualifying transaction.

Expires 12/31/2021

Wescom Credit Union: Personal Checking Account - $250 Bonus

Open a new qualifying checking account using promo code WELCOME. Maintain an average daily balance of $100. Make 2 or more qualifying transactions using your debit card for two consecutive months. Have qualifying direct deposits of $500 or more for two consecutive months.

Expires 12/31/2021

OneWest Bank: Personal Checking Account - $300 Bonus

Open a new Premium Checking account with a minimum deposit of $10,000. Maintain an average balance of at least $10,000 during the first 90 days following account funding. Complete at least 3 of the following within the first 90 days following account funding: set up and receive qualifying direct deposits totaling $650 or more per month for at least 2 consecutive months, enroll in eStatements, make at least 8 qualifying debit card transactions, make at least 6 deposits or withdrawals using your ATM, make 2 or more monthly bill payment transactions, make 2 or more mobile check deposits of at least $100 each.

Expires 12/31/2021

Citizens Equity First Credit Union: Personal Checking Account - Up to $125 Bonus

Open a new qualifying checking account with minimum deposit of $25. Earn $100 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.

Expires 12/31/2021

Technology Credit Union: Personal Checking Account - Up to $150 Bonus

Earn $100 when you open a new qualifying checking account. Establish at least one recurring monthly direct deposit of $250 or more. Checking account must remain open for at least 6 months. Earn an additional $50 when you open a new Tech CU certificate with a minimum 12-month term and a minimum $1,000 opening balance.

Expires 12/31/2021

Citizens Equity First Credit Union: Personal Checking Account - Up to $175 Bonus

This offer is available only to customers who reside in California. Open a new qualifying checking account with minimum deposit of $25. Earn $150 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Enroll in eStatements. Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.

Expires 12/31/2021

SAFE Credit Union: Personal Checking Account - Up to $250 Bonus

Open a new Perfect Cents Checking account. Use promo code GET400. Make 30 qualifying purchases with your new SAFE Visa Debit Card in the first 90 days. Make three consecutive direct deposits of $300 or more in the first 120 days.

Expires 12/31/2021

SAFE Credit Union: Personal Checking Account - Up to $400 Bonus

Open a new Perfect Cents Checking account. Use promo code GET400. Make 30 qualifying purchases with your new SAFE Visa Debit Card in the first 90 days. Make three consecutive direct deposits of $1,000 or more in the first 120 days.

Expires 12/31/2021

FirstBank: Personal Checking Account - $300 Bonus

Open a new Bloom Package (Bloom Checking, Bloom Savings, Online Banking, eStatements, and FirstBank Visa Debit Card). Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more for 3 consecutive months. The first required direct deposit must be made within 60 days of account opening.

Expires 10/13/2021
Citibank
Member FDIC

Citibank: Business Checking Account - $1,000 Bonus

Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-Citibank funds of at least $50,000. Maintain at least $50,000 for 60 consecutive calendar days after reaching $50,000 during the initial 30 calendar day funding period.

Expires in 6 days
Citibank
Member FDIC

Citibank: Business Checking Account - $1,500 Bonus

Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-Citibank funds of at least $100,000. Maintain at least $100,000 for 60 consecutive calendar days after reaching $100,000 during the initial 30 calendar day funding period.

Expires in 6 days
Citibank
Member FDIC

Citibank: Business Checking Account - $2,000 Bonus

Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-Citibank funds of at least $200,000. Maintain at least $200,000 for 60 consecutive calendar days after reaching $200,000 during the initial 30 calendar day funding period.

Expires in 6 days
Citibank
Member FDIC

Citibank: Business Checking Account - $200 Bonus

Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-citibank funds of at least $5,000. Maintain at least $5,000 for 60 consecutive calendar days after reaching $5,000 during the initial 30 calendar day funding period.

Expires in 6 days
Citibank
Member FDIC

Citibank: Business Checking Account - $500 Bonus

Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Within 30 calendar days following account opening, make one or more deposits in new-to-Citibank funds of at least $15,000. Maintain at least $15,000 for 60 consecutive calendar days after reaching $15,000 during the initial 30 calendar day funding period.

Expires in 6 days

1st United Credit Union: Personal Checking Account - $200 Bonus

Open a new Rewards Checking account. Use promo code SWEETER. Make 15 qualifying debit card purchases using your debit card within 60 days of account opening.

Expires in 6 days

Bank of the West: Personal Checking Account - $250 Bonus

Open a new eligible consumer checking account online or in branch using promotion code. Have direct deposits totaling $1,000 or more per month, for 3 months in a row.

Expires in 7 hours

Provident Credit Union: Business Checking Account - $150 Visa Reward Card

Open a new eligible Provident Credit Union business checking account through a referral link. Complete 1 or more debit card or credit card purchases totaling at least $300. Make 1 or more direct deposits or automatic credits totaling at least $500. Account must be open and in good standing for a minimum of 60 days to receive bonus.

Firefighters First Credit Union: Personal Checking Account - $100 Bonus

Open a new qualifying checking account and have monthly direct deposits of $500 or more. Offer limited to new Firefighters First Credit Union members only and is valid for 90 days from the opening date of membership.

Paradise Valley Credit Union: Personal Checking Account - $100 Bonus

Open a new qualifying PVFCU checking account. Apply for a debit card and complete at least 5 eligible debit card transactions posted to the account within 60 days of account opening.

PSE Credit Union: Personal Checking Account - $100 Bonus

Open a new Deluxe Checking account. Set up direct deposit/ACH and perform 10 debit card transactions within 60 days of account opening.

Patelco Credit Union: Personal Checking Account - $100 Bonus

Open a new qualifying checking account. Enroll in e-Statements, and set up and receive qualifying direct deposits totaling $100 or more per month.

Stanford Federal Credit Union: Personal Checking Account - $100 Bonus

Get $100 bonus when you open a new personal checking account within six months of graduation. Proof of graduation needed. Available to new Stanford FCU members only.

Fremont Bank: Personal Checking Account - $150 Bonus

Open a new Cornerstone Checking account. Within 60 days of account opening, establish a recurring direct deposit of $500 or more, complete two or more online bill payments, and make 25 or more qualifying debit card purchases.

Paradise Valley Credit Union: Personal Checking Account - $150 Bonus

Open a new qualifying PVFCU checking account. Apply for a debit card and complete at least 5 eligible debit card transactions posted to the account within 60 days of account opening. Set up and receive qualifying direct deposits within 60 days of account opening.

Comerica Bank: Personal Checking Account - $200 Bonus

Open a new Comerica Access Checking account. Set up and receive three consecutive direct deposits of at least $750 each within 90 days of account opening.

Southland Credit Union: Personal Checking Account - $200 Bonus

Establish a new credit union membership with a primary savings account in Southland Credit Union Long Beach Branch at 2250 N Bellflower Blvd. Open a new Long Beach Checking account. Establish direct deposits of $200 or more into your Long Beach Checking account, OR utilize Bill Pay service to pay at least one recurring bill using your Long Beach Checking account.

Stanford Federal Credit Union: Personal Checking Account - $250 Bonus

Open a Stanford FCU Basic or Premier Checking account. Use promo code NEW250. Have a recurring monthly direct deposits of $1,000 or more throughout the 3-month new member period. The recurring direct deposits must be posted to your new checking account within 60 calendar days of account opening.

KeyPoint Credit Union: Personal Checking Account - $300 Bonus

Open a new KeyPoint Checking acount using promo code D300. Earn $150 when you establish a qualifying monthly direct deposit of $1,000 or more. First direct deposit must post within 60 days of account opening. Earn an additional $150 when you use your KeyPoint Debit Card to make 40 purchases within three months of account opening.

Provident Credit Union: Personal Checking Account - $50 Visa Reward Card

Open a new eligible Provident Credit Union personal checking account through a referral link. Complete 1 or more debit card or credit card purchases totaling at least $300. Make 1 or more direct deposits or automatic credits totaling at least $500. Account must be open and in good standing for a minimum of 60 days to receive bonus.

Stanford Federal Credit Union: Personal Checking Account - Up to $100 Bonus

$100: Open a Stanford FCU Basic or Premier Checking account with a minimum opening deposit of $5. Have a minimum of $500 monthly direct deposit posted to your account within 60 days of account opening.

Use promo code NEW100 for all activities.

Southland Credit Union: Personal Checking Account - Up to $175 Bonus

Open a new Cash Rewards Checking account. Earn $50 when you set up and receive a monthly qualifying direct deposit or ePay/eTransfer. Earn $10 every month, for up to 12 months, when you complete at least 10 transactions using your debit card per month. Earn $5 when you enroll in eStatements for 12 full months.

USE Credit Union: Student Checking Account - $100 Bonus

Get $100 account bonus when you open a new Free Student Checking account with eStatements. Use promo code SDSUTech.

KeyPoint Credit Union: Student Checking Account - $100 Bonus

Open a new Student Checking account using promo code Y100. Make 25 debit card purchases within 3 months of account opening.

Nationwide Bank Promotions

These offers from national banks are available to Californian residents. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.

Citibank
Member FDIC

Citibank: Citi Priority Account - Up to $1,500 Cash Bonus

Expires 10/4/2021
  • Earn up to $1,500 cash bonus when you open a new account with required activities
  • Open a new eligible checking account in the Citi Priority Account during the offer period 7/1/21-10/4/21
  • Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
  • Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
  • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Citibank
Member FDIC

Citibank: Citi Priority Account - $700 Cash Bonus

Expires 10/4/2021
  • Earn $700 cash bonus when you open a new account with required activities
  • Open a new eligible checking account in the Citi Priority Account during the offer period 7/1/21-10/4/21
  • Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
  • Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
  • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Citibank
Member FDIC

Citibank: Citi Priority Account - $300 Cash Bonus

Expires 10/4/2021
  • Earn $300 cash bonus when you open a new account with required activities
  • Open a new eligible checking account in the Citi Priority Account during the offer period 7/1/21-10/4/21
  • Within 20 days of opening, deposit $15,000 in New-To Citibank funds between the new checking and savings accounts
  • Maintain a minimum balance of $15,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
  • After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Citibank
Member FDIC

Citibank: Citi Account Packages - Up to $1,500 Bonus

Earn up to $1,500 cash bonus with required activities. Open a new eligible checking account and savings account in the same account package for Citigold, Citi Priority, and Citi Account Package. Within 20 days of account opening, fund your new checking and/or savings account with the required minimum deposit. Maintain the required minimum balance in the account/s for additional 60 consecutive calendar days from the 21st day to earn corresponding cash bonus.

Account PackageMinimum Deposit and Minimum BalanceCash Bonus
Citigold$200,000$1,500
Citi Priority Account$50,000$700
Citibank Account$15,000
$300

Expires 10/4/2021
Citibank
Member FDIC

Citibank: Citigold Package - Up to $1,500 Bonus

Earn up to $1,500 cash bonus with required activities. Open a new eligible checking and savings account in the Citigold Account Package. Within 20 days of opening your account, deposit $200,000 New-to-Citibank funds into the checking and/or savings account. Maintain a minimum balance of $200,000 between the checking and/or savings accounts for 60 consecutive calendar days.

Expires 10/4/2021
Citibank
Member FDIC

Citibank Account Package - $300 Bonus

Earn $300 cash bonus with required activities. Open a new eligible checking and savings account in the Citibank Account Package. Within 20 days of opening your account, deposit $15,000 New-to-Citibank funds into the checking and savings account. Maintain a minimum balance of $15,000 between the checking and savings account for 60 consecutive calendar days.

Expires 10/4/2021

Bank of America Advantage Plus Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DDX100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 12/31/2021

Bank of America Advantage Relationship Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DDX100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 12/31/2021

Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

Open a new Bank of America Advantage Banking account. Use offer code DDX100CIS when opening the checking account. Set up and receive $1,000 or more within 90 days of account opening. Receive the $100 bonus within 60 days after completing all requirements.

The $100 bonus offer is an online only offer and must be opened through the Bank of America promotional page. The offer is for new checking customers only. Additional terms and conditions apply. See offer page for more details. Member FDIC

Expires 12/31/2021

Capital One: Personal Checking Account - $100 Bonus

Open a new 360 checking account. Use promo code SHARE100. Set up and receive 2 direct deposits each of $200 or more within 90 days of account opening.

Expires 10/12/2021

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