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Wells Fargo Promotions

Read our in-depth review of Wells Fargo.

If you're looking for bank promotions, you must check out these offers.

$2,500

Personal Checking Account - $2,500 Bonus

Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.

Expires 7/3/2023
$325

Personal Checking Account - $325 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expires 7/3/2023
$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expires 6/27/2023
$525

Savings Account - $525 Bonus

Open a new eligible consumer savings account. Provide the bonus code at account opening. Bonus code can be obtained by providing your email address. Deposit $25,000 or more in new money to the savings account within 30 days of account opening. Maintain at least $25,000 in the account until 90 days after account opening.

Expires 6/27/2023

Everyday Checking

  • $25 minimum opening deposit
  • Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits

Initiate Business Checking

  • 100 free transactions each fee period
  • $5,000 in cash deposits processed free each fee period
  • $25 minimum opening deposit
  • Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or a $1,000 average ledger balance

Navigate Business Checking

  • 250 free transactions each fee period
  • $20,000 in cash deposits processed free each fee period
  • $0 for stop payments and incoming wires
  • $25 minimum opening deposit
  • Waive the $25 monthly service fee by maintaining a $10,000 minimum daily balance or a $15,000 average ledger balance

Optimize Business Checking

  • Access to treasury management services
  • 250 free transactions each fee period
  • Includes up to 5 linked Optimize Business Checking accounts
  • $25 minimum opening deposit
  • $75 monthly service fee; Can be offset with earnings allowance
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires in 5 days
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $400 Bonus

Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 20, 2023. Member FDIC.

Complete these steps within 90 days of opening your new Bank Smartly checking account online to earn $300:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Complete two or more direct deposits of $5,000 or more
  • Complete 10 or more debit card purchases totaling at least $100

Earn $100 when you open a new Standard Savings account, by June 20, 2023, complete deposit(s) of $15,000 or more by July 13, 2023 and maintain a total account balance of $15,000 until October 13, 2023.

Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account

Expires 6/20/2023
CIT Bank
Member FDIC

CIT Bank Money Market Account - 1.55% APY

  • 1.55% APY
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC

Don't miss another hot deal. Check back often at CreditDonkey.

$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 3/28/2023
$300

Business Checking Account – $300 Cash Bonus

Earn $300 when you open a new Wells Fargo Simple Business, Business Choice, or Platinum Business checking account by 12/31/2018 and complete the following steps:
  • Fund your new business checking account with at least $25 minimum opening deposit
  • Deposit at least $1,000 into your new business checking account by Day 10
  • Have at least $1,000 minimum balance by Day 60
  • Make 5 or more qualifying transactions by Day 60
To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.
Expired 12/31/2018
$100

Student Checking Account - $100 Bonus

Expired 1/31/2023

Open a new consumer checking account. Complete 5 or more qualifying transactions within 60 days of account opening.

$200

Personal Checking Account - $200 Bonus

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 12/31/2022
$200

Personal Checking Account - $200 Bonus

Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 7/15/2022
$300

Personal Checking Account - $300 Bonus

Open a new qualifying consumer checking account.. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 7/15/2022
$1,500

Business Checking Account - $1,500 Bonus

Open a new Wells Fargo Initiate Business Checking, Navigate Business Checking, Optimize Business Checking or Analyzed Business Checking account. Have at least $15,000 ending daily balance in your new business checking account on the 30th and 60th calendar day after account opening. Promotion code must be presented at account opening. Offer available at branches only.

Expired 5/13/2022
$300

Personal Checking Account - $300 Bonus

Expired 3/31/2022

Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

$200

Personal Checking Account - $200 Bonus

Open a new Everyday Checking account online or in branch. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $200 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.

Expired 12/31/2021
$400

Consumer Checking Account - $400 Bonus

Open an eligible consumer checking account online or bring a bonus offer code to a participating Wells Fargo branch. Minimum opening deposit is $25. Within 90 days of account opening, receive a total of $4,000 or more in qualifying direct deposits to your new checking account. After the initial 90 days of account opening, your bonus will be paid within the next 30 days if you have met all offer requirements.

Expired 7/14/2020

Wells Fargo Bonus Promotions

Checking Accounts

Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.

Wells Fargo Checking Account Bonus:
  1. Personal Checking Account: $2,500 Bonus
  2. Personal Checking Account: $325 Bonus
  3. Personal Checking Account: $300 Bonus

Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to over 13,000 ATMs nationwide.

Everyday Checking Account Features

This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:

  • Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Overdraft Rewind erases the overdraft if you receive a direct deposit that covers the amount by the next day. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.

  • Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.

  • Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.

  • Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Well Fargo's image library for your debit card.

There is a $10 monthly service fee, but it can be waived by doing just ONE of the following:

  • Make at least 10 posted purchases/payments each month on your debit card

  • Have at least $500 each month in qualified direct deposits

  • Maintain a $1,500 minimum daily balance

  • Link a Wells Fargo Campus ATM or Campus Debit Card

    Highlights

    Savings
    0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
    CD
    Standard Term CD: 0.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship.
    Checking
    Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
    Money Market
    Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
    Customer Service
    Available 24 hours a day, 7 days a week.
    ATMs
    More than 12,000 ATMs across the country.
    IRA CD
    Standard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
    IRA Money Market
    Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
    Locations
    Approximately 4,500+ retail banking branches coast to coast.

Pricing information from published website as of 5/27/2023 based on 91107 zip code.

 Chase
 Learn MoreVisit Site
 

Wells Fargo

Chase

 

Benefits and Features

Savings0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDStandard Term CD: 0.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingClear Access Banking, Everyday Checking, Portfolio by Wells Fargo
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money MarketAlso known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship. 
Customer ServiceAvailable 24 hours a day, 7 days a week. 
ATMsMore than 12,000 ATMs across the country.
16,000+ Chase ATMs
IRA CDStandard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account. 
IRA Money MarketAlso known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit. 
LocationsApproximately 4,500+ retail banking branches coast to coast.
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Wells Fargo: Pricing information from published website as of 5/27/2023 based on 91107 zip code.

Chase: Pricing information and data points from published website as of 12/17/2020


Wells Fargo Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
US Bank
Member FDIC

Silver Business Checking Package - Up to $750 Bonus

Earn up to $750 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through June 30, 2023. Member FDIC. Complete these steps to earn the offer:

Earn your $500.

  • Make a deposit of at least $5,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
  • Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.

Earn your $750.

  • Make a deposit of at least $15,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
  • Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.
Expires 6/30/2023
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.85% APY

  • 4.85% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Discover Bank
Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires in 5 days

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Wells Fargo Bank Review

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Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

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More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $200 Bonus

Bank of America Promotions

Bank of America Advantage Plus Banking® - $100 Bonus Offer
Citibank
Member FDIC

Citibank Promotions

Citi Priority Account - Earn up to $2,000 Cash Bonus
US Bank
Member FDIC

US Bank Promotions

U.S. Bank Smartly® Checking and Standard Savings - Up to $400 Bonus

About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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