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Citibank Promotions

Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence.

If you're looking for bank promotions, you must check out these offers.

$300

Checking with Enhanced Direct Deposit - $300 Cash Bonus

Expires 7/8/2024

Earn a $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposit must equal $1,500 or more. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.

  • Monthly Fee: No monthly service fees when when you have $250+ in Enhanced Direct Deposits
Up to $2,500

Citigold® - Up to $2,500 Cash Bonus

Expires 7/8/2024

Earn a $500 to $2,500 cash bonus when you open a new eligible checking account and complete required activities. Deposit the minimum amount of new-to-Citibank funds within 20 days of account opening. Maintain a minimum balance for 60 consecutive calendar days from the 21st day.

Minimum Balance Cash Bonus
$30,000 - $199,999 $500
$200,000 - $299,999 $1,500
$300,000 or more $2,500

  • Minimum Deposit to Open: Citigold is designed for clients who maintain $200k in eligible linked deposits
  • Monthly Fee: Monthly Service Fee waived when in Citigold Relationship Tier
$2,000

Citibank Business Checking - Up to $2,000 Bonus

Earn up to $2,000 cash bonus with required activities. Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Mention this offer to a Citibank Business Specialist. Within 20 calendar days following account opening, make one or more deposits in new-to-Citibank funds to meet the Qualifying Balance. Maintain the required Qualifying Balance for 60 consecutive calendar days after the Qualifying Balance level is met during the initial 20 calendar day funding period.

Qualifying BalanceBonus
$5,000 - $19,999$300
$20,000 - $99,999$750
$100,000 - $199,999$1,500
$200,000 or more$2,000

Expires 7/8/2024
5.13%

IRA Certificates of Deposit - Up to 5.13% APY

  • Up to 5.13% APY
  • $5,000 minimum opening deposit
TermAPY
3-Month5.13%
4-Month0.05%
5-Month0.05%
6-Month5.02%
7-Month0.05%
8-Month0.05%
9-Month4.71%
10-Month0.05%
1-Year4.60%
13-Month0.10%
18-Month2.00%
2-Year2.00%
30-Month0.10%
3-Year2.00%
4-Year2.00%
5-Year2.00%
$500

Citi® Self-Invest - Up to $500 Bonus

Earn up to $500 cash bonus with required activities. Deposit at least $10,000 of new-to-Citi funds into a new or existing Citi Self-Invest account until 06/30/2024. You may continue to deposit additional new-to-Citi funds within the Account Funding Period to establish bonus amount. Enroll or maintain enrollment in eDelivery of statements through the end of Account Funding Period. Maintain new-to-Citi funds in your account until the end of Maintain Funds.

See Terms and Conditions for information on Account Funding Period and Maintain Funds deadlines.

New-to-Citi FundingCash Bonus
$10,000 - $49,999$100
$50,000 - $199,999$200
$200,000 or more$500

Expires 6/30/2024
4.50%

CitiBusiness® Insured Money Market Account - 4.50% APY

Open a new CitiBusiness® Insured Money Market Account. Earn 4.50% APY on balances between $10,000 and $10,000,000 from April 19, 2024 through September 30, 2024.

Expires 6/28/2024
  • APY: 4.50%
High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • APY: 5.36%
  • Minimum Deposit to Open: $500
  • Monthly Fee: $0
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • APY: N/A
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus

Expires 6/27/2024
Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 27, 2024. Member FDIC.

Earn up to $500 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $100, $5,000 to $9,999.99 to earn $300 or $10,000 or more to earn $500

Earn up to $200 with a new Standard Savings account.

  • Make new money deposit(s) totaling $15,000 or more by July 17, 2024
  • Maintain that balance until October 31, 2024

Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

  • Minimum Deposit to Open: $25
  • Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Discover Bank
Member FDIC

IRA Certificate of Deposit

  • 4.70% APY for 12-month term
  • 3.75% APY for 36-month term
  • 3.75% APY for 5-year term
  • Minimum Deposit to Open: $2,500
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 7/24/2024
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • APY: N/A
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
    • Qualifying electronic deposits made into this account totaling $500 or more,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Citibank Trending Offers

5 hours agoChecking with Enhanced Direct Deposit - $300 Cash Bonus selected by a visitor from California
YesterdayCitibank Business Checking - Up to $2,000 Bonus selected by a visitor from New York
2 days agoCitiBusiness® Insured Money Market Account - 4.50% APY selected by a visitor from Michigan
2 days agoIRA Certificates of Deposit - Up to 5.13% APY selected by a visitor from California
3 days ago6-Month Fixed Rate CD - 4.75% APY selected by a visitor from New York

Citibank has over 700 branches across the United States. The service fees and ways to waive are on the high side. The bank is best for high-balance customers.

How to Get Citibank Bonus

Checking Account Bonuses

Citibank often offers cash bonuses for new banking customers with required activities. Some deals are for opening a checking plus a savings account.

All Citibank checking accounts offer free online banking, bill pay, and mobile deposits.

What promotions does Citibank have right now?
Here are Citi's current bonuses:

How to Get the Best Deal at Citibank

Citibank is best for high-balance customers who can open one of the elite accounts to get preferred rates and other perks.

Popular Accounts:

  • Citi Priority
  • Citi Savings Account
  • Citi Business Checking Account
  • Citi Self Invest
  • Personal Wealth Management Account

The information for the Citi Account, Citi Priority, Citigold, Citi Savings Account, Citi Personal Wealth Management, Business Checking Account, Access Account, Basic Banking, and Citibank Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.

    Highlights

    Savings
    • Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
    • Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
    ATMs
    More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
    Customer Service
    24/7 Live Customer Service (Telephone)
    Locations
    More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)

Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

 
Member FDIC
Chase
Member FDIC
 Learn MoreVisit Site
 

Citibank

Chase

 

Benefits and Features

Savings
  • Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
  • Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD
Check
Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
Check
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market
Check
 
Mobile App 
iOS & Android
ATMsMore than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
15,000+ Chase ATMs
Customer Service24/7 Live Customer Service (Telephone)Automated service available 24 hours a day,
7 days a week
IRA CD
Check
 
IRA Money Market
Check
 
LocationsMore than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)
over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Citibank: Pricing information from published website as of 04/09/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Chase: Pricing information and data points from published website as of 04/09/2024.

More Deals to Save Money at Citibank

6-Month Fixed Rate CD - 4.75% APY

  • APY: 4.75%
  • Minimum Deposit to Open: $500

1-Year Fixed Rate CD - 2.00% APY

  • APY: 2.00%
  • Minimum Deposit to Open: $500

5-Year Fixed Rate CD - 2.00% APY

  • APY: 2.00%
  • Minimum Deposit to Open: $500

3-Month Fixed Rate CD - 0.05% APY

  • APY: 0.05%
  • Minimum Deposit to Open: $500

Citi® Savings

  • 0.03% APY
  • Access higher interest rates with Citi Relationship Tiers
  • APY: 0.03%

Citibank Alternatives

Chase Business Complete Banking® - $300 Bonus

Chase Business Complete Banking® - $300 Bonus

Expires 7/22/2024
  • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive $15 service fee and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Monthly Fee: $15 with ways to waive
Bank of America
Member FDIC

Bank of America Advantage Banking - $200 Bonus Offer

Expires 5/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 5/31/2024.
  • To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
  • Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • Bank of America, N.A. Member FDIC.
US Bank
Member FDIC

Silver Business Checking Package - Up to $800 Bonus

Expires in 7 days

Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC. Complete these steps to earn the offer:

Earn your $350.

  • Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.

Earn your $800.

  • Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0 monthly maintenance fee
HSBC
Member FDIC

HSBC Premier

Start an HSBC Premier relationship today. Premium banking with local and global benefits. Plus, access to wealth solutions offered through HSBC Securities, (USA), Inc.

  • Minimum Deposit to Open: Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment* accounts; OR monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR an HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included."
Discover Bank
Member FDIC

Online Savings Account - Earn 4.25% APY

  • No fees
  • No minimum opening deposit
  • No minimum balance required
  • APY: 4.25%
  • Minimum Deposit to Open: $0
  • Monthly Fee: $0

Articles on Citibank

Citibank

Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

Open a Citibank Account

Opening a Citi bank account is easy. Take a look at what you'll need, plus find out how to earn a bonus

Citi Savings Account Interest Rate

Citibank boasts two savings accounts with varying rates and low fees. But which one should you open? Read on for all the details.

Citi High Yield Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

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Chase

Chase

Chase frequently offers cash bonuses for new banking customers. You can open a new Chase account either in person at a branch or online.
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More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $200 Bonus Offer

Wells Fargo Promotions

Savings Account - $525 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

Citizens Bank Promotions

Personal Checking Account - $400 Bonus

TD Bank Promotions

TD $300 Beyond Checking Bonus

PNC Bank Promotions

Virtual Wallet with Performance Select Checking - $400 Bonus

Ally Bank Promotions

Online Savings Account - 4.25% APY
US Bank
Member FDIC

US Bank Promotions

U.S. Bank Smartly® Checking and Standard Savings - Up to $700 Bonus

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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