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Bank of America

Bank of America Promotions

Read our in-depth review of Bank of America to see why Bank of America scored 3.6 stars out of 5. We like their large branch network, extended service hours, and full service banking.

$300

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
$200

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2024.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC

Bank of America Advantage SafeBalance Banking®

  • Banking that helps you stay within your balance.
  • No monthly maintenance fee each statement cycle when you meet one of the following: an owner of this account is under the age of 25 or maintain a minimum daily balance of $500 in your account or are a member of Bank of America Preferred Rewards®.
  • Bank of America, N.A. Member FDIC.
  • Minimum Deposit to Open: $25
  • Monthly Fee: $4.95 Monthly Maintenance Fee or $0 - No monthly maintenance fee each statement cycle when you meet one of the following:
    • an owner of this account is under the age of 25 or
    • maintain a minimum daily balance of $500 in your account or
    • are a member of Bank of America Preferred Rewards®

Bank of America Advantage Plus Banking®

  • Flexible banking to meet your needs.
  • Pay with a debit card, Mobile and Online banking or paper checks (if purchased).
  • Bank of America, N.A. Member FDIC.
  • Minimum Deposit Required: $100
  • Monthly Fee: $12 Monthly Maintenance Fee or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
    • have at least one qualifying direct deposit of $250 or more or
    • maintain a minimum daily balance of $1,500 in your account or
    • are a member of Bank of America Preferred Rewards®

Bank of America Advantage Relationship Banking®

  • Benefits for higher balances, like fee waivers and interest.
  • Earn interest on your balance.
  • Option to enroll in Balance Connect® for overdraft protection.
  • Overdraft fee without Balance Connect® : $10 each item, up to 2 items per day.
  • Bank of America, N.A. Member FDIC.
  • Monthly Fee: $25 Monthly Maintenance Fee or $0 - No monthly maintenance fee each statement cycle when you meet one of the following: maintain a minimum daily balance of $20,000 in your account or are a member of Bank of America Preferred Rewards®

Business Advantage Fundamentals™ Banking

  • No fee for first 200 transactions per statement cycle
  • No fee for first $7,500 in cash deposited per statement cycle
  • Minimum Deposit to Open: $100
  • Monthly Fee: $16 or $0 – Great news, there's no monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
    • Maintain a $5,000 combined average monthly balance.
    • Use your Bank of America business debit card to make at least $250 in new net qualified purchases. Starting Nov 1, 2024, the Monthly Fee can be avoided when you use your Bank of America business debit card to make at least $500 in new net qualified purchases.
    • Become a member Preferred Rewards for Business.

Business Advantage Relationship Banking

  • No fee for first 500 transactions per statement cycle
  • No fee for first $20,000 in cash deposited per statement cycle
  • Multiple ways to avoid the $29.95 monthly fee
  • Minimum Deposit to Open: $100
  • Monthly Fee: $29.95 (can be avoided each statement cycle by maintaining a $15,000 combined average monthly balance or becoming a member of Preferred Rewards for Business)

Bank of America Advantage Savings - Preferred Rewards

Account BalanceGold APYPlatinum APYPlatinum
Honors APY
Diamond and
Diamond Honors APY
Less than $2,5000.02%0.03%0.04%0.04%
$2,500 and over0.02%0.03%0.04%0.04%

Featured CD

TermAPY
7 Month4.05%
10 Month3.70%
13 Month3.00%
25 Month2.00%
37 Month0.11%

Rates are for Pasadena, California (ZIP Code 91107), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

Free Museum Entry

Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.

Bank of America Trending Offers
2 days agoBusiness Advantage Fundamentals™ Banking selected by a visitor from New Jersey
4 days agoBank of America® Business Advantage Banking Checking Account - $200 Bonus Offer selected by a visitor from Washington
4 days agoBank of America Advantage Banking - $300 Bonus Offer selected by a visitor from Virginia
22 days agoFree Museum Entry selected by a visitor from Arizona
10/9/2024Bank of America Advantage Plus Banking® selected by a visitor from Wisconsin
High-Yield Savings Premier - 4.46% APY

High-Yield Savings Premier - 4.46% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • Minimum Deposit to Open: $500
  • Monthly Fee: $0
Truist Bank
Member FDIC

Business Checking Account - $400 Bonus

  • Earn $400 when you open a new small business checking account and complete qualifying activities.
  • Choose between:
    • Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
    • Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
  • New business checking clients only
  • From October 1st, 2024 – March 31st 2025
Expires 3/31/2025
  • Minimum Deposit to Open: $100
  • When Do You Get It: Within 4 weeks after the qualification requirements have been met and verified
  • Monthly Fee: $0
Terms and Conditions
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Expires 1/22/2025
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Expires 1/22/2025
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
    • Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Expires 3/13/2025

Bank of America Offers History

2 days agoDeals Editor from CreditDonkey updated 37-Month CD - 0.11% APY
2 days agoCreditDonkey updated 37-Month CD - 0.11% APY
2 days agoCreditDonkey updated 25-Month CD - 2.00% APY
2 days agoCreditDonkey updated 25-Month CD - 2.00% APY
2 days agoCreditDonkey updated 13-Month CD - 3.00% APY

Current Bank of America Promotions

Bank of America Checking Account Bonus:
  1. Bank of America Advantage Banking: $300 Bonus Offer
  2. Bank of America® Business Advantage Banking Checking Account: $200 Bonus Offer

How to Get Bank of America Bonuses

Bank of America offers new customers a bonus for opening a new eligible account with qualifying activities. The bonuses are usually for online only applicants.

Here's how you can get a bonus:

  1. Open a new account through the promotional link in the offer.

  2. Complete the offer requirements. This usually includes making a certain amount of qualifying deposits into the new account, and/or maintaining a specified balance for a certain time.

  3. Bank of America will typically pay your bonus within 60 days (from the end of the qualifying period).

What is the best bonus for Bank of America in 2023?
Bank of America Advantage Banking - $300 Bonus Offer
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.

Does Bank of America have any special offers?
The best Bank of America personal checking account offer code is MNB300CIS.

What to Know About Bank of America Bonus Offers

  • Offers are for new personal or business checking customers only. You can be eligible for a business checking account bonus if you're an existing personal checking customer (and vice versa).

  • You are eligible for a personal checking bonus if you have not owned or co-owned a Bank of America personal checking account within the last twelve (12) months.

  • You are eligible for a business checking if you were not an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.

  • Bonuses are limited to one bonus per account and per customer.

  • Your new account must be open and in good standing up to and including the date any earned bonus is paid.

  • Cash bonuses are considered taxable income.

Is Bank of America bonus a good deal?
Bank of America's bonus can be worth it if you can easily fulfill the terms and the account aligns with your needs. Note that Bank of America checking accounts have requirements to waive the monthly fees, so make sure it won't be a hassle to maintain.

Bank of America Pros & Cons

Pros:

  • Frequent bonuses for new customers
  • Available in 37 states
  • Low requirements to waive monthly fees for basic accounts
  • Flexibility to switch between checking tiers
  • Highly-rated mobile app
  • Free spending and budgeting tools
  • Wide range of banking services

Cons:

  • Low APYs for savings accounts
  • No free checking option
  • Many other banking fees

Bank of America Personal Checking Accounts

  • Advantage SafeBalance: This particular account has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly maintenance fee can be waived if you are under 25, maintain a minimum daily balance of $500, or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $25.

  • Advantage Plus Banking: The $12 monthly maintenance fee can be waived if you: maintain a minimum daily balance of $1,500, OR have one qualifying direct deposit of at least $250 each statement cycle, OR if you are a member of Bank of America Preferred Rewards®. This account allows you to enroll in optional overdraft protection. The minimum opening deposit is $100.

  • Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain a minimum daily balance of $20,000 in your account or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $100.

All 3 accounts come with mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.

Bank of America Business Checking Accounts

Bank of America also offers 2 different business accounts:

  • Business Advantage Fundamentals™ Banking: This is the basic business account ideal for small businesses just starting out. The monthly fee is $16 or $0 – Great news, there's no monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
    • Maintain a $5,000 combined average monthly balance.
    • Use your Bank of America business debit card to make at least $250 in new net qualified purchases. Starting Nov 1, 2024, the Monthly Fee can be avoided when you use your Bank of America business debit card to make at least $500 in new net qualified purchases.
    • Become a member Preferred Rewards for Business.

  • Business Advantage Relationship Banking: This account is better for more established small businesses able to maintain a higher balance. The monthly fee is $29.95 (can be avoided each statement cycle by maintaining a $15,000 combined average monthly balance or becoming a member of Preferred Rewards for Business)

    You also get a second Business Advantage checking account for no maintenance fee. And you'll pay no fees for domestic and international incoming wire transfers.

Bank of America Business Checking Account Promotions:
  • Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
    • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
    • The offer is for new eligible business checking customers only.
    • Offer expires 12/31/2024.
    • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
    • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
    • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
    • Additional terms and conditions apply. See offer page for more details.
    • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
    • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
    • Bank of America, N.A. Member FDIC

Bank of America Investment Account Promotions

Get the Most Out of Your Bank of America Checking Accounts

  • Get more benefits with Bank of America Preferred Rewards: This program rewards you more as you maintain a higher balance in your combined BofA checking account and/or Merrill Edge® and Merrill Lynch® investment accounts. Here are the different tiers and benefits you get:

    • Gold level: Need a 3-month average combined balance of $20,000. You get a 5% interest rate booster on a Bank of America Advantage Savings account, and a 25% bonus on eligible credit cards rewards.

    • Platinum level: Need a 3-month average combined balance of $50,000. You get a 10% interest rate booster on a Bank of America Advantage Savings account, a 50% bonus on eligible credit cards rewards, 1 free ATM transaction per month from non-BofA ATMs in the U.S.

    • Platinum Honors level: Need a 3-month average combined balance of $100,000. You get a 20% interest rate booster on a Bank of America Advantage Savings account, a 75% bonus on eligible credit cards rewards, unlimited free ATM transactions from non-BofA ATMs in the U.S.

    • Diamond Tier: Need a 3-month average combined balance of $1 million (up to $10 million). This tier offers access to unique lifestyle experiences and premium offers.

    Each tier also gives you discounts on mortgage fees, auto loan interest rate, and home equity line of credit interest rate. The higher your tier, the larger your discount.

  • Look for cash back deals: Bank of America has BankAmeriDeals® that can earn you extra cash back at stores, restaurants, and hotels. All you have to do is sign in to your mobile or online banking, search through the deals, and activate the ones you like. Then when you make a purchase there, use your eligible BofA credit or debit card. You'll automatically get the cash back credited to the account of your choice.

Did you know: Bank of America credit and debit cardholders get free general admission to over 225 cultural institutions across the U.S. during the first full weekend of every month via the Museums on Us program.

What Banks Give You Money for Switching

What bank gives you $200 to open an account?
Here are popular $200 checking account bonuses for March 2023:

What bank gives you $300 to open an account?
Here are popular $300 checking account bonuses for March 2023:

    Highlights

    Savings
    Bank of America Advantage Savings Standard Rate: 0.01% APY
    CD
    • 7-Month CD - 4.05% APY
    • 10-Month CD - 3.70% APY
    • 13-Month CD - 3.00% APY
    • 25-Month CD - 2.00% APY
    • 37-Month CD - 0.11% APY
    • 1-Month CD - 0.03% APY
    • 120-Month CD - 0.03% APY
    ATMs
    Approximately 16,000+ ATMs
    Customer Service
    • Mon-Fri: 8am - 9pm (ET)
    • Sat: 8am - 8pm (ET)
    • Sun: 8am - 5pm (ET)
    Locations
    3,922 financial centers

    More Information

  • Pricing information from published website as of 12/03/2024 based on 91107 zip code.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 Bank of America
Member FDIC
Chase
Member FDIC
 Learn MoreVisit Site
 

Bank of America

Chase

 

Benefits and Features

SavingsBank of America Advantage Savings Standard Rate: 0.01% APY
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD
  • 7-Month CD - 4.05% APY
  • 10-Month CD - 3.70% APY
  • 13-Month CD - 3.00% APY
  • 25-Month CD - 2.00% APY
  • 37-Month CD - 0.11% APY
  • 1-Month CD - 0.03% APY
  • 120-Month CD - 0.03% APY
Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
Check
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Mobile App 
iOS & Android
ATMs
Approximately 16,000+ ATMs
15,000+ Chase ATMs
Customer Service
  • Mon-Fri: 8am - 9pm (ET)
  • Sat: 8am - 8pm (ET)
  • Sun: 8am - 5pm (ET)
Automated service available 24/7
IRA CD
Check
 
Locations
3,922 financial centers
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Bank of America: Pricing information from published website as of 12/03/2024 based on 91107 zip code.

Chase: Pricing information and data points from published website as of 11/20/2024.

More Deals to Save Money at Bank of America

7-Month CD - 4.05% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

7-Month CD - 4.05% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

10-Month CD - 3.70% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

10-Month CD - 3.70% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

13-Month CD - 3.00% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

13-Month CD - 3.00% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

25-Month CD - 2.00% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

25-Month CD - 2.00% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

37-Month CD - 0.11% APY

Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

37-Month CD - 0.11% APY

Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of December 3, 2024.

  • Minimum Deposit to Open: $1,000

120-Month CD - 0.03% APY

  • Minimum Deposit to Open: $1,000

1-Month CD - 0.03% APY

  • Minimum Deposit to Open: $1,000

Bank of America Advantage Savings - 0.01% APY

Account BalanceStandard APY
Less than $2,5000.01%
$2,500 and over0.01%

Fixed CD

TermAPY
28 - 89 Days0.03%
90 - 179 Days4.00%
6 - 120 Months0.03%

Rates are for Pasadena, California, and may vary per location.

Fixed Term IRA CD

  • Available terms are 6 - 120 months
  • 0.03% APY
  • $1,000 minimum opening deposit
  • Terms and rate is for Pasadena, California, and may vary per location

Flexible CD

  • 12-month term
  • 3.51% APY
  • $1,000 minimum opening deposit
  • Minimum Deposit to Open: $1,000

Bank of America Alternatives

Chase Business Complete Banking® - $300 Bonus

Chase Business Complete Banking® - $300 Bonus

  • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Associate Debit and Employee Deposit Cards available upon request
Expires 1/16/2025
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Monthly Fee: $15 with ways to waive
Discover Bank
Member FDIC

Discover® Online Savings - $150 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Expires 3/13/2025
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.55% APY

  • 4.55% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No
  • Monthly Fee: $0
Bluevine

Free Business Checking - Earn $300 Bonus

To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.

After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

Expires 12/31/2024
  • Minimum Deposit to Open: $0
  • Monthly Fee: $0
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
  • Minimum Deposit to Open: $0
  • Monthly Fee: $0

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Does Bank of America Have a High Yield Savings

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Bank of America Problems

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Bank of America CD Rates

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How to Close a Bank of America Account

Want to close your Bank of America account? Learn how and what you need to do before you close your account.

Bank of America Hours

Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

Bank of America Routing Number

Find your Bank of America routing number and learn about money transfers in our guide.

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More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus

Wells Fargo Promotions

Personal Checking Account - $300 Bonus

Citibank Promotions

Citi Checking - $1,500 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

USAA Bank

Personal Checking Account - $200 Bonus
Discover Bank
Member FDIC

Discover Bank

Discover® Online Savings - $200 Cash Bonus
US Bank
Member FDIC

US Bank Promotions

U.S. Bank Smartly® Checking - Up to $450 Bonus
BMO
Member FDIC

BMO

BMO Smart Advantage Checking Account and BMO Smart Money Checking Account - Earn $300 Cash Bonus*

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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