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Ally Bank Promotions

3.85%

Online Savings Account - 3.85% APY

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

3.85%

Money Market - 3.85% APY

  • 3.85% APY
  • Unlimited deposits and ATM withdrawals, and up to 10 additional transactions
  • $10/month rebate for ATMs outside of Ally Network
  • $0 minimum opening deposit
  • $0 monthly fee
  • FDIC insured
  • Daily compounding interest

Term CDs

  • Up to 4.20% APY
  • $0 Minimum Opening Deposit
  • Up to 5 years
  • No monthly maintenance fee
  • FDIC insured
  • Daily Compounding Interest

Raise Your Rate CDs

  • 3.40% APY
  • 2 or 4-Year Terms
  • Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
  • $0 minimum opening deposit
  • $0 monthly maintenance fee
  • FDIC insured
  • Daily compounding interest

No Penalty CD

  • Withdraw full balance and interest after 6 days of CD funding date without penalty
  • 4.00% APY
  • 11-month term
  • No monthly maintenance fee
  • FDIC insured
  • Daily compounding interest

Interest Checking

  • 0.10% APY for daily balances less than $15,000
  • 0.25% APY for daily balance over $15,000
  • $10/month rebate for ATMs outside of Ally Network
  • $0 minimum opening deposit
  • No fees to open or maintain account
  • FDIC insured
  • Daily compounding interest
$100

Personal Checking Account - $100 Referral Bonus

You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Fund your account with any amount within 30 days of account opening. Setup and receive a qualifying direct deposit within 60 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving the qualifying direct deposit.

Expires 12/31/2024
$100

Personal Savings Account - $100 Referral Bonus

You must enroll in the offer via your friend's personal link. Open a new Ally Bank Savings Account within 30 days of enrollment. Setup and receive one or more monthly automated recurring transfer/s within 30 days of account opening. The monthly automated recurring transfer/s must continue for at least three consecutive months. The $100 bonus will be deposited to your account within 30 days of receiving your third monthly recurring transfer.

Expires 12/31/2024
4.20%

6-Month CD - 4.20% APY

4.20%

IRA High Yield CD - Up to 4.20% APY

CD TermAPY
3 Months2.90%
6 Months4.20%
9 Months4.10%
12 Months4.00%
18 Months3.80%
3 Years3.40%
5 Years3.40%

4.10%

9-Month CD - 4.10% APY

4.00%

1-Year CD - 4.00% APY

3.80%

18-Month CD - 3.80% APY

3.40%

3-Year CD - 3.40% APY

3.40%

5-Year CD - 3.40% APY

2.90%

3-Month CD - 2.90% APY

High Yield CDs

CD TermAPY
3 Months2.90%
6 Months4.20%
9 Months4.10%
12 Months4.00%
18 Months3.80%
3 Years3.40%
5 Years3.40%

High-Yield Savings Premier - 4.46% APY

High-Yield Savings Premier - 4.46% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

UNCLE Credit Union

Money Market Deposit Account - 4.45% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • Federally insured by NCUA
SkyOne Federal Credit Union

12-Month No-Penalty CD - 3.95% APY

  • $1 minimum deposit
  • 24/7 online access
  • Federally insured by NCUA

Don't miss another hot deal. Check back often at CreditDonkey.

$200

Personal Checking Account - $200 Bonus

Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits of at least $1,500 within 90 days of account opening.

Expired 10/12/2023
$500

Online Savings Account - Up to $500 Bonus

Open a new account using offer code GETPAID. Fund the account with at least $1,000 by 11/4/2022. Keep the money in the account through 1/15/2023. Earn 1% on the balance in the savings account, up to $500.

Expired 10/26/2022

Ally Bank Payback: Earn Up to $1,000

Offer valid to new and existing customer. Deposit money to new or existing eligible Ally Bank account and get 1% back, up to $1,000. Eligible accounts are Online Savings, Money Market, Interest Checking, or CD account. Deposited amount must remain in account until 1/15/19. Get 1% cashback by 2/15/19.

Expired 10/21/2018

Ally Bank Investing Promotions

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Pricing information from published website as of 11/21/2024.

 

Ally Bank

Chime

 

Benefits and Features

Savings
3.85% APY
2.00% Annual Percentage Yield (APY).
CD2.90% to 4.20% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.00% 
Checking0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee 
$0
Money Market
3.85% APY
 
Minimum Deposit to Open 
$0
Mobile App
iOS & Android
iOS & Android
ATMs
43,000+ no-fee Allpoint ATMs
Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service
24/7
24/7
Locations
Online only
Online only

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ally Bank: Pricing information from published website as of 11/21/2024.

Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.


Ally Bank Alternatives

Discover Bank
Member FDIC

Discover® Online Savings - $150 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2024
  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2024.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.55% APY

  • 4.55% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Axos Bank
Member FDIC

Basic Business Checking - Up to $400 Bonus

Expires 1/2/2025
  • Business owners get up to $400 welcome bonus!* Open a business checking account by January 2 and get up to $400 when you use promo code NEW400 on your application.*
  • No initial deposit requirement
  • No minimum balance requirement
  • No monthly maintenance fees
  • Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
  • Unlimited domestic ATM fee reimbursements
  • Unlimited item processing (debits, credits, and deposited items)
  • Cash deposits via MoneyPass and AllPoint networks

Articles on Ally Bank

Ally No Penalty CD

Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.

Ally Bank Locations

Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.

Ally High Yield Savings

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Savings vs Money Market

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

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Chime

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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