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UFB Direct Promotions

Read our in-depth review of UFB Direct to see why UFB Direct scored 4.3 stars out of 5. We like their competitive apys and easy online banking.

If you're looking for bank promotions, you must check out these offers.

2.00%

UFB Freedom Checking - 2.00% APY

  • Earn 2.00% APY* in your checking account, 25x the national average†
  • Fewer account fees keep more of your money where it belongs – with you.
  • Use your debit card at over 90,000 fee-free ATMs.
3.46%

UFB Freedom Checking & Savings - Unlock Up to 3.46% APY

Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%.* Fewer fees, faster transactions. Plus, earn 2.00% APY* on your checking account.

3.26%

UFB Portfolio Money Market - Earn up to 3.26% APY

  • Earn up to 3.26% APY*
  • Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
3.26%

UFB Portfolio Savings - Earn up to 3.26% APY

  • Earn up to 3.26% APY.*
  • No monthly maintenance fees.
  • No minimum deposit required to open an account.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
HSBC
Member FDIC

HSBC Premier - Up to $5,000

Expires 6/30/2026
It's easy. The more you fund, the more you earn.

Discover all that Premier can do for you

  • Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
  • Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
  • Enjoy peace of mind with unique travel benefits available through our credit cards

Here's how the offer works

  1. Open a Premier checking account by June 30, 2026
  2. Add your desired level of deposits and/or eligible investments within 20 days
    • Get $1,500: Deposit or invest $150,000 to $249,999
    • Get $2,500: Deposit or invest $250,000 to $499,999
    • Get $3,500: Deposit or invest $500,000 to $999,999
    • Get $5,000: Deposit or invest $1,000,000+
  3. Maintain your balances for 3 full consecutive months
  4. Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.10% APY Boost

Expires 6/30/2026
With 6 month boost, you earn:
Tier Boost APY
Balance over $5,000 4.10%*
Balance less than $5,000 0.60%*

After boost is completed, you will continue to earn our best standard rates:

Tier APY
Balance over $5,000 3.75%1
Balance less than $5,000 0.25%1

  • Needs to use promo code to qualify: CITBoost
  • Boost lasts 6 months over standard APY
  • Tiered account
  • $100 minimum account opening
  • Member FDIC
  • No Monthly Service fees
  • No account opening fees
Disclosures
Bank of America
Member FDIC

Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
Bank of America
Member FDIC

Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer

  • New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.
Bank of America
Member FDIC

Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer

  • New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
  • Bank of America N.A. Member FDIC.

Pricing information from published website as of 04/28/2026.

 
Member FDIC
CIT Bank
Member FDIC
 Learn MoreVisit Site
 

UFB Direct

CIT Bank

 

Benefits and Features

Savings
Up to 3.26% APY
Platinum Savings: 3.75% APY with a balance of $5,000 or more
Savings Connect: 3.65% APY
Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit
CD
N/A
Term CDs up to 3.75% APY. $1,000 minimum opening deposit.
Checking
N/A
 
Money Market
Up to 3.26% APY
1.55% APY
Mobile App
iOS & Android
iOS & Android
ATMsFree withdrawals at 91,000 ATMs across the nation 
Customer Service
Mon - Fri: 8 am - 5 pm PT
Mon - Fri: 9 am - 9 pm ET
Sat: 10 am - 6 pm ET
Sunday: Closed
Locations
Online only
Online Only
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

UFB Direct: Pricing information from published website as of 04/28/2026.

CIT Bank: For complete list of account details and fees, see our Personal Account disclosures.


UFB Direct Alternatives

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 3.75% APY

  • 3.75% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
Disclosures
Relay

No-Fee Business Checking

  • $0 monthly service fee
  • $0 minimum opening deposit
  • Open up to 20 individual business checking accounts
  • Earn up to 3.00% APY with automated savings
  • Issue up to 50 Visa® debit cards to your team
Banking services provided by Thread Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
  • Savings with up to 4.00% APY
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Bluevine

Free Business Checking - Earn $500 Bonus

Expires 9/30/2026

To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.

After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:

  • Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
  • Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
  • Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®

Banking services provided by Coastal Community Bank, Member FDIC

KeyBank
Member FDIC

Key Select Checking® - $500 Bonus

Expires 12/11/2026
Earn $500 after qualified activities until 12.11.26 with interest-bearing Key Select Checking®.

  • Open a Key Select Checking® account online by December 11, 2026.
  • Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
  • Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

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More Bank Promotions

CIT Bank
Member FDIC

CIT Bank Promotions

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Ally Bank Promotions

Online Savings Account - 3.10% APY

Bask Bank Promotions

Personal Savings Account - 20,000 AAdvantage Bonus Miles

Western Alliance Bank Promotions

High-Yield Savings Premier - 3.80% APY

LendingClub Bank Promo Code

High-Yield Savings - 4.00% APY

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*Terms and conditions apply. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Please review the merchant's website for terms and conditions.

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