PNC Bank vs Citibank

PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Citibank? Read our comparison chart below.

PNC Bank has 2,300 branches in 26 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.

While Citibank has over 700 branches across the U.S. Accounts must be opened as a checking & savings package. Service fees and ways to waive are on the high side. Best for high-balance customers who can open one of the elite accounts to earn reward points, get preferred rates, and other perks.

Compare PNC Bank with Citibank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PNC BankChaseTD BankUS BankFifth Third BankHuntingtonHSBC
	PNC Bank	Citibank
	SPECIAL OFFER Virtual Wallet with Performance Select Checking - $400 Cash Bonus - Learn More Read PNC Bank Review	OFFER Citi Priority Account - Up to $1,500 Cash Bonus Read Citibank Review
	Benefits and Features
Savings	0.01% APY (0.02% APY - 0.03% APY Relationship rates)	Citi® Accelerate High-Yield Savings available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
CD	0.01% - 0.03% APY
Checking	Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select	Citi Priority Account: 0.01% Annual Percentage Yield
Money Market	0.02% APY
Customer Service	Mon-Fri 7:00 am - 10:00 pm (ET) Sat & Sun 8:00 am - 5:00 pm (ET)	24/7 Live Customer Service (Telephone)
ATMs	18,000 ATMs across 37 states and the District of Columbia	More than 65,000 fee-free ATMs at Citibank branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
IRA CD	0.01% - 0.03% APY
IRA Money Market
Locations	2,300 PNC branches across 26 states.	More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Virtual Wallet tools Relatively easy to waive fees Free student account Cons: Limited branches Low APY	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY
Bottom Line	East Coast bank with advanced financial tools to help achieve goals... Read full review	Large national bank best for high balance customers... Read full review
	Virtual Wallet with Performance Select Checking - $400 Cash Bonus Virtual Wallet with Performance Spend Checking - $200 Cash Bonus Virtual Wallet Checking - $50 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 03/25/2022 based on 19899 zip code. Citibank: Pricing information from published website as of 09/15/2021. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Citibank: This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Citi Priority Account - Up to $1,500 Cash Bonus

Apply Now

Expires 7/17/2022

• Earn up to $1,500 cash bonus when you open a new account with required activities
• Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
• Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
• Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
• After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days

Which is Better: PNC Bank or Citibank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.

In short: PNC Bank's checking is worth mentioning.

Articles on PNC Bank

PNC Bank Review

PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.

• PNC Bank vs Chase
• PNC Bank vs TD Bank
• PNC Bank vs US Bank

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

• PNC Bank vs Fifth Third Bank
• PNC Bank vs Huntington

PNC Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Articles on Citibank

Citibank

Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?

• Citibank vs Bank of America
• Citibank vs Wells Fargo
• Citibank vs Capital One

Open Citi Account

Opening a Citibank account is easy. Take a look at what you'll need, plus find out how to earn up to $1,500 bonus.

• Citibank vs Citizens Bank
• Citibank vs HSBC
• Citibank vs Ally Bank

Citi Priority Account

Earn up to $1,500 for opening a Citi Priority Account with required activities. Find out how to take advantage of the huge cash bonus.

Citibank High Yield Savings

Citi now offers high-yield savings with one of the best interest rate. But it's only available in select markets. Read this review to see if it's good for you.

Citibank Routing Number

Looking to transfer money in or out of your Citibank checking or savings account? Find your Citibank routing number and learn about money transfers below.

Which Do You Think is Best?

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