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HSBC Bank vs Chase

HSBC is a large full-service global bank. How does it compare to Chase? Read our comparison chart below.

 HSBC BankChase
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HSBC Bank

Chase

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HSBC Advance Checking - Up to $240 Cash Bonus - Learn More

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Open a New Checking Account - Learn More

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Benefits and Features

SavingsHSBC Direct Savings: 0.70% APY. $1 minimum opening deposit and no monthly service fee. Deposit checks easily by taking a picture with your phone using HSBC Mobile Banking.Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD0.60% to 0.70% APY. Terms of 6 months, 1 year, or 2 years. 12-month CD APY of 0.70%. Minimum deposit of $1,000 to open.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingBasic Banking: no minimum requirements; $1 monthly service fee
Choice Checking: $15 monthly service fee waived if you set up direct deposit OR maintain a minimum monthly balance of $1,500
Advance Checking: $25 monthly service fee waived if you maintain a minimum monthly balance of $5,000 in combined HSBC deposit and investment accounts.
Premier Checking: $50 monthly service fee waived if you maintain a minimum monthly balance of $75,000 in combined HSBC deposit and investment accounts.
Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Customer Service
24/7
24/7 by phone
ATMsAny HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.Over 16,000 Chase ATMs nationwide
LocationsHSBC - 240+ branches, mostly on the West and East coasts
HSBC Direct - online only
Nearly 4,900 branches
 

CreditDonkey® Reviews

 HSBC BankChase
Savings
Checking
Customer Service
Mobile App
Pros & ConsPros:
  • Global presence
  • High online savings APY
Cons:
  • Not in every state
Pros:
  • Nearly 4,900 branches
  • New customer coupons
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Bottom LineLarge full-service global bank... Read full reviewNational bank with good promotions for new customers... Read full review
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What Others View

    HSBC: Information including rates, fees, terms, and benefits was obtained on May 4, 2020 from published websites and is believed to be accurate, but not guaranteed.

    Chase: Pricing information from published website as of 07/02/2020

    Which is Better: HSBC or Chase?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing HSBC or CIT Bank.

    In short: HSBC's savings and checking are excellent.


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