US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.
Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as an address that lets other banks know where to find your money.
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Wire transfers
Banks typically have more than one routing number if they have branches in more than one state. US Bank has branches throughout the United States and uses different routing numbers for different states and regions.
Keep reading to find the right US Bank routing number for your transactions.
US Bank Routing Numbers by State
Your US Bank routing number is associated with the location of the bank where you opened your account. Even if you bank at another branch, what matters is the location where you opened your account.
Here are the US Bank routing numbers by state:
State | Routing Number |
---|---|
Arizona | 122105155 |
Arkansas | 082000549 |
California - Northern | 121122676 |
California - Southern | 122235821 |
Colorado - Aspen | 102101645 |
Colorado - all other areas | 102000021 |
Idaho | 123103729 |
Illinois - Northern | 071904779 |
Illinois - Southern | 081202759 |
Indiana | 074900783 |
Iowa - Council Bluffs | 104000029 |
Iowa - all other areas | 073000545 |
Kansas | 101000187 |
Kentucky - Northern | 042100175 |
Kentucky - Western | 083900363 |
Minnesota - East Grand Forks | 091215927 |
Minnesota - Moorhead | 091300023 |
Minnesota - all other areas | 091000022 |
Missouri | 081000210 |
Missouri - Western | 101200453 |
Montana | 092900383 |
Nebraska (+ Council Bluffs, IA) | 104000029 |
Nevada | 121201694 |
New Mexico | 107002312 |
North Carolina | 064103707 |
North Dakota (+ Moorhead, MN) | 091300023 |
Ohio - Cleveland | 041202582 |
Ohio - all other areas | 042000013 |
Oregon | 123000220 |
South Dakota | 091408501 |
Tennessee | 064000059 |
Utah | 124302150 |
Washington | 125000105 |
Wisconsin | 075000022 |
Wyoming | 307070115 |
All other states | 091000022 |
If you don't see your area or state listed or are unsure where you opened your account, read on for other ways to find your routing number.
The first four digits pertain to the Federal Reserve. The next four are unique to your bank, basically the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits—it's used to prevent fraud.
Routing Numbers for Domestic/International Wire Transfers
Wire transfers are a faster way to send money than an ACH transfer. From your US Bank account, you can wire money to other bank accounts, and other accounts can wire funds to you.
Receiving Domestic/International Wire Transfers
Use the routing number associated with your account's US Bank branch location from the list above.
US Bank
Wire Transfer Department
P.O. Box 64830
St. Paul, MN 55164-830
Sending Domestic Wire Transfers
Visit a branch location and bring a valid ID. You'll need your routing and account numbers, plus:
- Recipient's name as it appears on the account
- Location of the recipient's bank (including city and state)
- Account number
- Bank routing number
Incoming (Domestic): $20.00
Outgoing (Domestic): $30.00
Incoming (International): $25.00
Outgoing (International): $50.00
Sending International Wire Transfers
Visit a branch location and bring a valid ID. Use the US Bank SWIFT code USBKUS44IMT.
SWIFT codes are the international equivalents of the U.S. routing numbers. They direct the money to the correct bank for international transfers.
You'll also need:
- Recipient's name as it appears on the account
- Recipient bank name, address, and country
- Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
- Recipient bank's SWIFT code
- Currency of recipient's account (foreign currency or U.S. dollars)
- Purpose of wire
Which US Bank Routing Number Should You Use?
For any domestic money transfer activity:
Use the routing number for the branch where you opened your account.
For domestic wire transfers:
Use the routing number for the branch where you opened your account.
For international wire transfers:
Use the US Bank SWIFT code USBKUS44IMT.
Other Ways to Find Your US Bank Routing Number
![]() |
© CreditDonkey |
Here are several other ways to find your US Bank routing number:
Use a Check
For checking accounts, you can find the routing number on the bottom of checks corresponding to your checking account. It's the 9 digits located at the bottom left of the check.
Go Online
Log onto the US Bank website. Then click the link under the I'd like to list on your checking account transaction page. There, you'll find your account number and routing number.
Call Customer Service
Call US Bank at 800-872-2657. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.
Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your credit card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.
Bottom Line
You'll likely need your US Bank routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.
Chase Total Checking® - $200 Bonus
- New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠: $0 overdraft fee when you overdraw your account $50 or less*
*We won't charge an overdraft fee if you are overdrawn $50 or less at the end of the business day. Chase may pay, for a $34 fee, overdraft transactions at our discretion based on your account history, deposits and transaction amount. If you've enrolled in Debit Card Coverage, everyday debit card purchases like groceries, may be approved at our discretion when you don't have enough money in your account.
Citi Priority Account - Up to $1,500 Cash Bonus
- Earn up to $1,500 cash bonus when you open a new account with required activities
- Open a new eligible checking account in the Citi Priority Account during the offer period 1/5/22-7/17/22
- Within 20 days of opening, deposit $50,000 in New-To Citibank funds between the new checking and savings accounts
- Maintain a minimum balance of $50,000 in the checking account for an additional 60 consecutive calendar days from the 21st day
- After all required activities are met, the cash bonus will be deposited to your account within 90 calendar days
Money Market Account - Get a Year of Amazon Prime
- Open a new Money Market account using promo code AMZN22.
- Fund your account with $15,000 within 15 days.
- Keep a minimum balance of $15,000 for 60 days.
Discover Online Savings - $200 Cash Bonus
To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account (online, by phone or Discover App). Enter Offer Code CY622 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 09/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
Business Checking - Up to 1.5% APY
- 1.5% APY on your balance up to $100,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
Write to Andres S at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Read Next:
|
|
|
Compare: