Chase vs UFB Direct

Chase is a national bank with good promotions for new customers. How does it compare to UFB Direct? Read our comparison chart below.

Chase is one of the biggest banks in the nation with more than 4,700 branches and over 15,000 ATMs. They offer a variety of banking, loans and investing services.

While UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

Compare Chase with UFB Direct, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Chase	UFB Direct
	Member FDIC	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER Chase Bank $200 Bonus - Learn More Read Chase Review	SPECIAL OFFER UFB Secure Savings - Earn up to 5.25% APY - Learn More Read UFB Direct Review
	Benefits and Features
Savings	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	Up to 5.25% APY
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	N/A
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.	N/A
Money Market		Up to 5.25% APY
Customer Service		Mon - Fri: 8 am - 5 pm PT
Mobile App		iOS & Android
ATMs	15,000+ Chase ATMs	Free withdrawals at 91,000 ATMs across the nation
Locations	Over 4,700	Online only
	CreditDonkey® Reviews

Savings
CD
Checking
Customer Service
Mobile App
Money Market
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations
Bottom Line	National bank with good promotions for new customers... Read full review	Safe digital bank for high APYs on personal savings and MMAs... Read full review
	Visit Site	Learn More
	Chase Bank $200 Bonus Chase Bank $100 Bonus Chase Business $300 Bonus	UFB Secure Savings - Earn up to 5.25% APY UFB Secure Money Market - Earn up to 5.25% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 12/05/2023. UFB Direct: Pricing information from published website as of 12/06/2023.

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 1/24/2024

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking^® account with qualifying activities
Access to more than 15,000 Chase ATMs and more than 4,700 branches
Chase Mobile^® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
JPMorgan Chase Bank, N.A. Member FDIC
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 1/24/2024

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey^®.
Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
JPMorgan Chase Bank, N.A. Member FDIC.
Pay bills, cash checks and send or receive money with Zelle^® all for a $4.95 monthly service fee.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.

Member FDIC

Chase Business Complete Banking® - $300 Bonus

Get Coupon

Expires 1/18/2024

Earn $300 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink^® Business credit card.
Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle^®, Online Bill Pay, wire transfers and ACH payments.
Convenient access to payment processing. Process all major debit and credit cards with QuickAccept^®. It's a built-in feature with your Business Complete Checking account.
Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
Trusted and secure financial partner. We're committed to helping you grow and protect your business.

Which is Better: Chase or UFB Direct?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.

In short: UFB Direct's savings is outstanding.