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UFB Direct vs Western Alliance Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Western Alliance Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Western Alliance Bank offers high-yield savings products and CD accounts.

Compare UFB Direct with Western Alliance Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 
Member FDIC
Western Alliance Bank
Member FDIC
 Learn MoreVisit Site
 

UFB Direct

Western Alliance Bank

SPECIAL OFFER
UFB Secure Savings - Earn up to 5.25% APY - Learn More

Read UFB Direct Review

SPECIAL OFFER
High-Yield Savings Premier - 5.36% APY

Read Western Alliance Bank Review

 

Benefits and Features

Savings
Up to 5.25% APY
5.36% APY
CD
N/A
Up to 5.30%; 3-12 month term CDs. $1 minimum deposit.
Checking
N/A
N/A
Money Market
Up to 5.25% APY
 
Mobile App
iOS & Android
 
ATMsFree withdrawals at 91,000 ATMs across the nation 
Customer Service
Mon - Fri: 8 am - 5 pm PT
 
Locations
Online only
35 locations
 

CreditDonkey® Reviews

 Western Alliance Bank
SavingsStarStarStarStarStarStarStarStarStarStar
Money MarketStarStarStarStarEmpty Star
Mobile AppStarStarStarStarHalf StarStarStarHalf StarEmpty StarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarEmpty StarEmpty Star
CDStarStarStarStarStar
FeesStarStarStarStarStar
Pros & ConsPros:
  • Competitive APYs
  • Easy online banking
Cons:
  • Limited transactions
  • No physical locations
Pros:
  • High APY
  • No account activity or maintenance fees
Cons:
  • No debit card or checks
Bottom LineSafe digital bank for high APYs on personal savings and MMAs... Read full reviewSolid bank that offers high APY savings products with a fully digital experience... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

UFB Direct: Pricing information from published website as of 05/18/2024.

Western Alliance Bank: Information sourced from the published website as of 04/30/2024.

High-Yield Savings Premier - 5.36% APY

High-Yield Savings Premier - 5.36% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
5.36% annual percentage yield (APY) is accurate as of 1/17/2024 and subject to change at the Bank's discretion. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
Western Alliance Bank
Member FDIC

3-Month High-Yield CD - 5.21% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
Western Alliance Bank
Member FDIC

5-Month High-Yield CD - 5.16% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured

Which is Better: UFB Direct or Western Alliance Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's mobile app is worth mentioning.


Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

Which Do You Think is Best?





Which Bank Account is Right for You?


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