UFB Direct vs Ally Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Ally Bank? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.
While Ally Bank offers high interest on their Savings account. It also offers interest checking and multiple CD options, including No Penalty and Raise Your Rate CDs. There is no minimum deposits or service fees for any of their banking products.
Compare UFB Direct with Ally Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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| Visit Site | Learn More | |
UFB Direct | Ally Bank | |
|---|---|---|
UFB High Yield Savings - Earn up to 5.25% APY - | Online Savings Account - 4.25% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 3.00% to 5.15% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.85% | |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
| Money Market | ||
| Customer Service | ||
| Mobile App | ||
| ATMs | Free withdrawals at 91,000 ATMs across the nation | Over 43,000 no-fee Allpoint ATMs |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |  |  |
| Money Market | | |
| Customer Service |  | |
| Mobile App | | |
| Checking | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Solid online bank with a great user-friendly website and customer service... |
| Visit Site | Learn More | |
UFB Direct: Pricing information from published website as of 09/05/2023 Ally Bank: Pricing information from published website as of 09/16/2023. | ||
UFB High Yield Savings - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees
- No minimum deposit required to open an account
- Access your funds 24/7 with easy-to-use digital banking tools
UFB High Yield Money Market - Earn up to 5.25% APY
- Earn up to 5.25% APY*
- No monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools
- Enjoy peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
Which is Better: UFB Direct or Ally Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings is outstanding. Ally Bank's customer service is outstanding.
Articles on UFB Direct
UFB Direct Review
UFB Direct Savings vs Money Market
Articles on Ally Bank
Ally Bank
Ally Bank CD Rates
