UFB Direct vs Ally Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Ally Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

While Ally Bank offers high interest on their Savings account. It also offers interest checking and multiple CD options, including No Penalty and Raise Your Rate CDs. There is no minimum deposits or service fees for any of their banking products.

Compare UFB Direct with Ally Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Member FDIC	Ally BankCIT BankAxos BankWestern Alliance BankDiscover BankChaseBank of America
	Learn More	Learn More
	UFB Direct	Ally Bank
	SPECIAL OFFER UFB Secure Savings - Earn up to 5.25% APY - Learn More Read UFB Direct Review	SPECIAL OFFER Online Savings Account - 4.25% APY - Learn More Read Ally Bank Review
	Benefits and Features
Savings	Up to 5.25% APY	4.25% APY
CD	N/A	3.00% to 4.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking	N/A	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market	Up to 5.25% APY	4.25% APY
Mobile App	iOS & Android	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	Over 43,000 no-fee Allpoint ATMs
Customer Service	Mon - Fri: 8 am - 5 pm PT	24/7
Locations	Online only	Online only
	CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
Checking
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations	Pros: CD options No account minimums Good customer service Cons: Low Checking APY for lower balance customers
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review	Solid online bank with a great user-friendly website and customer service... Read full review
	UFB Secure Savings - Earn up to 5.25% APY UFB Secure Money Market - Earn up to 5.25% APY	Online Savings Account - 4.25% APY Money Market - 4.25% APY Interest Checking
UFB Direct: Pricing information from published website as of 04/11/2024. Ally Bank: Pricing information from published website as of 04/11/2024.

Which is Better: UFB Direct or Ally Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's savings is outstanding. Ally Bank's customer service is outstanding.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

• UFB Direct vs CIT Bank
• UFB Direct vs Axos Bank
• UFB Direct vs Western Alliance Bank

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on Ally Bank

Ally Bank

Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.

• Ally Bank vs Discover Bank
• Ally Bank vs Chase
• Ally Bank vs Bank of America

Ally High Yield Savings Review

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Savings vs Money Market

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?

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