TD Bank vs PNC Bank
TD Bank is an east Coast bank with relatively low minimum balance requirements. How does it compare to PNC Bank? Read our comparison chart below.
TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.
While PNC Bank has 2,600 branches in 28 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
Compare TD Bank with PNC Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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TD Bank | PNC Bank | |
|---|---|---|
TD $300 Beyond Checking Bonus - | High Yield Savings Account - 4.00% APY - | |
Benefits and Features | ||
| Savings | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. | 0.01% APY (0.02% APY - 0.03% APY Relationship rates) |
| CD | 0.05% to 1.00% APY (up to 4.35% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). | |
| Checking | TD Simple Checking℠, TD Beyond Checking, TD Convenience Checking℠ | Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select |
| Money Market | ||
| Customer Service | 24/7 Live Customer Service (Telephone) |
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| ATMs | Approximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida | 60,000 ATMs across 28 states and the District of Columbia |
| IRA CD | 0.05% to 1.00% APY (up to 4.35% for Rate Bump APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
| Locations | 1100 locations along the east coast. | 2,600 PNC branches across 28 states. |
CreditDonkey® Reviews | ||
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| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | East Coast bank with relatively low minimum balance requirements... | East Coast bank with advanced financial tools to help achieve goals... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TD Bank: Pricing information from published website as of 02/26/2023 based on 08034 zip code. PNC Bank: Pricing information from published website as of 02/01/2023 based on 91107 zip code. | ||
TD Beyond Checking - $300 Cash Bonus
- Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
- Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
- Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
- TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- Get overdraft fees automatically reversed up to two times a year.
- Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
- TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
TD Convenience Checking℠ - $200 Cash Bonus
- Earn $200 when you receive direct deposits totaling $500 or more within 60 days
- Low minimum daily balance of $100 waives the $15 monthly fee.
- Students and young adults ages 17 through 23 get additional perks like no minimum balance requirements and no monthly maintenance fee.
- Instantly replace a lost, stolen, or damaged debit card by visiting a TD Bank location near you
- Access accounts via Online Banking with Bill Pay, Online Statements, Send Money with Zelle and TD Bank Mobile Deposit. Plus, get 24/7 cash access at TD ATMs in the U.S. and Canada and around-the-clock Live Customer Service.
- TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
- Get a 0.25% discount on TD Bank Home Equity and Personal Loans.
Which is Better: TD Bank or PNC Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing TD Bank or Chase.
In short: TD Bank's cd and customer service are worth mentioning. In particular, the customer service is outstanding.
Articles on TD Bank
TD Bank Review
TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.
TD Beyond Checking Bonus
TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.
TD Convenience Checking Bonus
TD Bank is offering a $200 sign-up bonus for opening a Convenience Checking ℠ account. Learn more about this promotion below.
TD Bank Hours
TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.
TD Open Account
Opening an account with TD Bank is simple. Take a look at what you'll need and check out your account options in our guide.
TD Bank Routing Number
Find your TD Bank routing number by state. Get the correct number with and without a check.
Articles on PNC Bank
PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
How to Close a PNC Account
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.
PNC Bank Hours
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
PNC Routing Number
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Which Do You Think is Best?
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