Santander Bank vs Chase

Santander Bank is a northeastern bank with low requirements to waive fees. How does it compare to Chase? Read our comparison chart below.

Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

Compare Santander Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Santander Bank	Chase


		SPECIAL OFFER Chase Bank $200 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	0.10% APY. 15-month. Minimum deposit of $500, with Santander Checking Account.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Customer Service	Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
ATMs	Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations	16,000 Chase ATMs
Locations	Over 575 branches in the US	Over 4,700
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Easy to waive monthly fees High APY for CDs Free student checking Cons: Low interest for Premier Plus Checking	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states
Bottom Line	Northeastern bank with low requirements to waive fees... Read full review	National bank with good promotions for new customers... Read full review

		Chase Bank $200 Bonus Chase Bank $100 Bonus J.P. Morgan Self-Directed Investing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Santander Bank: Pricing information from published website as of 3/16/2022 based on 91107 zip code. Chase: Pricing information and data points from published website as of 12/17/2020

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 10/19/2022

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
Access to 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 10/19/2022

New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying transactions. Open an account online or at any Chase branch.
No minimum deposit to open an account and get started.
No paper checks to track and no Chase fees on money orders or cashier's checks.
Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
Say goodbye to overdraft fees with a Chase debit card that helps you stay within your balance.
Bank from virtually anywhere with access to 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Get more for your money. Secure Banking customers told us they save an average of $50 a month on fees after opening their account.
Get reimbursed for unauthorized debit card transactions when reported promptly with Zero Liability Protection.

J.P. Morgan Self-Directed Investing

Get up to $625 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
$625 when you fund with $250,000 or more
$300 when you fund with $100,000-$249,999
$125 when you fund with $25,000-$99,999
Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account.
$0 Online Commission trades
Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
Access our secure, easy-to-use trading experience online or through the Chase Mobile® app.
Our powerful tools and resources are built to help you take control of your investments.
Buy, trade, sell stocks online or the Chase Mobile App.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

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Expires 10/10/2022

Which is Better: Santander Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Santander Bank or Citibank.

Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.