Santander Bank vs TD Bank
Santander Bank | TD Bank | |
|---|---|---|
6-Month CD - 4.00% APY - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account 3) If any owner on the account is under age 26. | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. |
| CD | 3.50% and 4.00% APY for 6 and 12 months, respectively. Minimum deposit of $500, with Santander Checking Account. | up to 3.69% APY (up to 3.70% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). |
| Checking | TD Complete Checking, TD Beyond Checking, TD Essential Banking | |
| Money Market | 0.03% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
| Mobile App | ||
| ATMs | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations | 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida |
| Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | 24/7 Live Customer Service (Telephone) |
| IRA CD | up to 3.69% APY (up to 3.70% for Promotional APY. Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
| Locations | ||
CreditDonkey® Reviews | ||
| Savings |   | |
| CD |  | |
| Checking | | |
| Money Market | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | East Coast bank with relatively low minimum balance requirements... | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Santander Bank: Pricing information from published website as of 10/18/2025 based on 02109 zip code. TD Bank: Pricing information from published website as of 10/04/2025 based on 08034 zip code. | ||
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