Santander Bank vs Wells Fargo

Santander Bank is a northeastern bank with low requirements to waive fees. How does it compare to Wells Fargo? Read our comparison chart below.

Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.

While Wells Fargo is one of America's largest banks with approximately 4,100 locations and more than 11,000 ATMs. Offers many checking options, including Everyday Checking and Clear Access Banking for those who have financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare Santander Bank with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Santander BankBank of AmericaChaseU.S. Bank	Member FDIC
	Learn More	Learn More
	Santander Bank	Wells Fargo
	SPECIAL OFFER 6-Month CD - 4.00% APY - Learn More Read Santander Bank Review	SPECIAL OFFER Wells Fargo Everyday Checking Account - $325 Bonus Read Wells Fargo Review
	Benefits and Features
Savings	0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD	3.50% to 4.00% APY. 6 - 17 months. Minimum deposit of $500, with Santander Checking Account.	Standard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
Checking		Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
Money Market	0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Mobile App		iOS & Android
ATMs	Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations	11,000+ ATMs across the country
Customer Service	Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)	Available 24 hours a day, 7 days a week.
IRA CD		Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Locations	405 branches in the US	approximately 4,100 retail banking branches coast to coast
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Easy to waive monthly fees High APY for CDs Free student checking Cons: Low interest for Premier Plus Checking	Pros: Low requirements for Everyday Checking Full service bank 24/7 customer service Cons: Low savings rates Not in all states
Bottom Line	Northeastern bank with low requirements to waive fees... Read full review	A "big 4" bank with a good range of checking accounts and full services... Read full review
	Learn More	Learn More
	6-Month CD - 4.00% APY 13-Month CD - 3.85% APY 17-Month CD - 3.50% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Santander Bank: Pricing information from published website as of 05/01/2025 based on 02109 zip code. Wells Fargo: Pricing information from the published website as of 05/09/2025 is based on the 91101 zip code.

Wells Fargo Everyday Checking Account - $325 Bonus

Learn More

Expires 7/8/2025

• Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
• Wells Fargo Bank, N.A. Member FDIC

Which is Better: Santander Bank or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Santander Bank or Bank of America.

In short: Santander Bank's cd is impressive.

Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.

• Santander Bank vs Bank of America
• Santander Bank vs Chase

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

• Wells Fargo vs U.S. Bank
• Wells Fargo vs Citibank
• Wells Fargo vs Capital One

Wells Fargo Checking Account Bonus

Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.

Wells Fargo High Yield Savings

Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.

Wells Fargo Bank CD Rates

Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

Which Do You Think is Best?

You Might Also Like

Millionaires Bank Account

When you've got a lot of money, keeping it safe becomes your number one priority. Here are a few banks that can help you with what you need.