M&T Bank Promotions

$1,500

Business Checking Account - $1,500 Bonus

Open a new Business Essential Checking, Business Plus Checking, or Business Premium Checking account. Use promo code BD at account opening. Maintain an average ledger balance of $100,000 or more in the third full calendar month after opening the account.

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Expires 11/30/2026

$750

Business Checking Account - $750 Bonus

Open a new Business Essential Checking, Business Plus Checking, or Business Premium Checking account. Use promo code BD at account opening. Maintain an average ledger balance of $30,000 - $99,999.99 in the third full calendar month after opening the account.

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Expires 11/30/2026

$500

Business Checking Account - $500 Bonus

Open a new Business Essential Checking, Business Plus Checking, or Business Premium Checking account. Use promo code BD at account opening. Maintain an average ledger balance of $15,000 - $29,999.99 in the third full calendar month after opening the account.

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Expires 11/30/2026

Compare Business Promotions:

$300

Business Checking Account - $300 Bonus

Open a new Business Essential Checking, Business Plus Checking, or Business Premium Checking account. Use promo code BD at account opening. Maintain an average ledger balance of $5,000 - $14,999.99 in the third full calendar month after opening the account.

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Expires 11/30/2026

$200

Personal Checking Account - $200 Bonus

Open a new M&T MyChoice Premium Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.

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Expires 11/30/2026

$150

Personal Checking Account - $150 Bonus

Open a new M&T MyChoice Plus Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.

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Expires 11/30/2026

Compare Checking Promotions:

$100

Personal Checking Account - $100 Bonus

Open a new M&T EZChoice Checking Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.

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Expires 11/30/2026

$500

Referral Program - Up to $500 Bonus

Earn a $50 Visa® Reward Card for every referral who successfully opens an eligible account, and completes all qualifying requirements. Earn up to $500 in referral rewards per calendar year.

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Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

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Expires 1/31/2027

The up to $500 cash offer must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2027.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.

Cash Bonus Total Direct Deposits

$100 $2,000

$300 $5,000

$500 $10,000+
After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC

Cash Bonus	Total Direct Deposits
$100	$2,000
$300	$5,000
$500	$10,000+

Member FDIC

CIT Bank Platinum Savings - Up to 4.25% APY Boost

Learn More

Expires 12/15/2026

With 6 month boost, you earn:

Tier	Boost APY
Balance over $5,000	4.25%*
Balance less than $5,000	0.75%*

After boost is completed, you will continue to earn our best standard rates:

Tier	APY
Balance over $5,000	3.75%¹
Balance less than $5,000	0.25%¹

Needs to use promo code to qualify: Boost50
Boost lasts 6 months over standard APY
Tiered account
$100 minimum account opening
Member FDIC
No Monthly Service fees
No account opening fees

Disclosures

Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of January 9, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.

This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.

Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.50% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.

The Promotion begins on September 29, 2026, and ends December 15, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.

The promotion can end at any time without notice.

New CIT Bank Customers: This Platinum Savings APY Boost promotion offer is valid for New CIT Bank customers, who, at account opening, do not have a valid CIT Bank User ID (a "New Customer") or any open CIT Bank accounts provided that the following requirements are met:

New customers must open a Platinum Savings account with a valid Promo Code, Boost50. The Platinum Savings APY Boost Promo Code will appear on the online account opening enrollment web page. The Promo Code must be used at the time of account opening. Accounts opened during the program period without the Promo Code are ineligible to receive the APY boost.
The enrolled Platinum Savings account must be open to receive the APY boost during the promotional period.

CIT Bank Customers with an account prior to the promotion: This Platinum Savings APY Boost promotion is valid for a Primary account owner with an existing account with a CIT Bank User ID before the start of the promotion, provided that the following requirements are met:

Customers without a Platinum Savings account open prior to the Promotion must open a new Platinum Savings account via the enrollment web page using Promo Code Boost50.
Customers with a Platinum Savings account opened prior to the promotion may enroll their current Platinum Savings account into the Platinum Savings Boost promotion via the enrollment web page using Promo Code Boost50.
Customers who are not the Primary account owner on a Platinum Savings account may open a new Platinum Savings account as the primary account owner via the enrollment web page using Promo Code Boost50.
Accounts opened or enrolled during the program period without the Promo Code are ineligible to receive the APY boost.

There is a limit of one Platinum Savings APY Boost promotional offer per account and per Primary customer. If multiple Platinum Savings accounts are opened, only one account per primary account owner is eligible.

There is no minimum account balance requirement to participate in the Platinum Savings APY Boost promotion.

Additional Important Terms

The Platinum Savings APY Boost promotion may not be combined with other promotions.
Customers are ineligible to participate in the Platinum Savings APY Boost promotion if:
- They are earning an APY over the standard rate.
- They participated in a previous APY Boost promotion.
- They participated in a cash bonus promotion in the past 6 months.
Custodial accounts and accounts in the name of a Trust are not eligible.
This offer is non-transferable.

The value of Platinum Saving Boost will be reported as interest income on IRS Form 1099-INT for the calendar year in which it was paid. The recipient is responsible for any applicable taxes.

For complete list of account details and fees, see our Personal Account disclosures.

Member FDIC

Chase Total Checking® - $400 Bonus

Open an Account

Expires 1/27/2027

New Chase checking customers can receive $400 when you open a Chase Total Checking^® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
Chase Total Checking^® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase is ranked #1 in Customer Satisfaction with Mobile Banking Apps among National Banks by JD Power.
Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.

Member FDIC

Chase Business Complete Banking® - Up to $500 Bonus

Get Coupon

Expires 1/21/2027

Earn up to $500 when you open a new Chase Business Complete Checking^® account. For new Chase business checking customers with qualifying activities.
Choose Chase Business Complete Banking^® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which allow you to monitor account access, checks, and offers additional protection for your business.
Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
More small business owners choose Chase than any other bank
The #1 choice for small business banking.
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC

Member FDIC

Business Savings - 2.75% APY

Learn More

Earn 2.75% APY
No minimum balance requirement
No monthly service fee

M&T Bank Trending Offers

Yesterday	Personal Checking Account - $150 Bonus selected by a visitor from Pennsylvania
3 days ago	Personal Checking Account - $200 Bonus selected by a visitor
10 days ago	Business Checking Account - $750 Bonus selected by a visitor from Maryland
17 days ago	Business Checking Account - $1,500 Bonus selected by a visitor from New Jersey
19 days ago	Business Checking Account - $500 Bonus selected by a visitor from New York

M&T Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$350

Personal Checking Account - $350 Bonus

Open a new MyChoice Premium Checking account. Use promo code at account opening. Obtain promo code from offer page. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.

Go to M&T Bank Website

Expired 9/30/2026

$600

Personal Checking and Money Market Account - $600 Bonus

Open a M&T MyChoice Premium Checking account. Use promo code TM at account opening. Set up and receive qualifying direct deposits of at least $1,000 within 90 days of account opening.

Open a M&T Preferred Money Market account. Use promo code TM at account opening. Deposit $25,000 in new money and maintain an average monthly balance of $25,000 in September and October.

Go to M&T Bank Website

Expired 8/31/2026

$450

Personal Checking Account - $450 Bonus

Open a M&T MyChoice Premium Checking account. Use promo code TM at account opening. Set up and receive qualifying direct deposits of at least $1,000 within 90 days of account opening.

Go to M&T Bank Website

Expired 8/31/2026

Compare Checking Promotions:

$400

Personal Checking Account - $400 Bonus

Open a new M&T EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account. Use promo code TG at account opening. Set up and receive at least $500 in qualifying direct deposits within 90 days of account opening.

Go to M&T Bank Website

Expired 7/31/2026

$150

Personal Checking Account - $150 Cash Bonus

Earn $150 when you open any personal checking account with M&T and make at least $500 in qualifying direct deposits within 90 days of account opening. Bonus will be awarded within 90 days after the requirement is met. There is a $50 close-out fee if you close the account within 180 days of account opening. Available to residents of NY, NJ, CT, PA, MD, DE, VA, and WV.

Go to M&T Bank Website

Expired 4/30/2018

$200

Personal Checking Account - Up to $200 Bonus

Open a new M&T EZChoice Checking, MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.

Go to M&T Bank Website

Expired 1/30/2026

$500

Personal Checking Account - $500 Bonus

Open a new MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account. Use promo code TO at account opening. Make a total of at least $1,000 in qualifying direct deposits within 90 days of account opening.

Go to M&T Bank Website

Expired 3/31/2025

Compare Checking Promotions:

$500

Personal Checking Account - $500 Bonus

Open a new MyChoice Plus Checking, MyChoice Plus Checking with Interest or MyChoice Premium Checking account. Use promo code TU at account opening. Make a total of at least $500 in qualifying direct deposits within 90 days of account opening.

Go to M&T Bank Website

Expired 2/28/2025

$400

Personal Checking Account - $400 Bonus

Open a new MyChoice Premium Checking account. Use promo code TY at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 days of account opening.

Go to M&T Bank Website

Expired 2/28/2025

$500

Personal Checking Account - $500 Bonus

Open a new M&T MyChoice Plus or Premium Checking account. Use promo code TV at account opening. Make a total of at least $1,000 in qualifying direct deposits within 90 days of account opening.

Go to M&T Bank Website

Expired 11/30/2024

Compare Checking Promotions:

M&T Bank has over 960 branches serving the Upper East Coast and Florida. Offers a no-fee checking, as well as interest checking but with heavier requirements to waive service fees.

M&T Bank Promotions

M&T Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

All M&T Bank checking accounts offer free online banking, bill pay, and mobile deposits. There are over 1,600 ATMS.

Special Checking Account Features

M&T checking accounts come with these features:

Overdraft Protection. To protect your checking account from overdrafts, you can link a M&T savings account, credit card, or Overdraft Line of Credit. Funds will automatically be transferred to cover the overdraft. There is a transfer fee (though it's a lot less than the overdraft fee) and an interest rate will apply if you're using credit. You must enroll in this protection plan.
Free custom debit card. You can design your own customized debit card free of charge. You can upload your own photo for the card background. You can also choose to have a photo of yourself in the upper-righthand corner for added security.
Free savings account. You can open a Relationship Savings account with any checking account for no extra monthly service fee. This account can be used for overdraft protection.
Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What to Open at M&T Bank

6-month or 12-month CD. M&T offers a great rate for their Select Promo CDs of 6-month or 12-month term. The minimum to open is $1,000. This opening deposit cannot be money already on deposit at M&T Bank.
EZChoice Checking. This is M&T's free checking option. It has no monthly service fee or minimum balance requirements.

How to Avoid M&T Bank Checking Account Fees

EZChoice Checking. This account has no monthly service fee or minimum balance requirements.
MyChoice Plus Checking. The $14.95 monthly fee can be waived if you: maintain an average daily balance of at least $2,500, OR have combined direct deposits of at least $1,500 per statement cycle.

If you're in certain New Jersey regions, the requirements to waive the fee are lower. You must maintain a $500 average daily balance, or have $500 in direct deposits per cycle, or else the monthly service fee is $4.95.
MyChoice Premium Checking. The $24.95 monthly fee can be waived if you: maintain an average daily balance of at least $7,500, OR have a combined balance of at least $25,000 in deposit accounts, loans and home equity outstanding balances, and investments and business deposit accounts.
Basic Banking. This account has no minimum balance requirements, but the $3 monthly fee cannot be waived.

Highlights

Savings
0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account

Compare: M&T Bank vs CIT Bank

CD
Terms from 32 days to 120 months. Minimum opening deposit $1,000.

Read: 13 Month CD Rates

Compare: M&T Bank vs Capital One

ATMs
More than 1,800 M&T Bank ATMs in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and the District of Columbia.

Customer Service
Mon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET).

Locations
960+ bank branches located throughout Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and the District of Columbia.

Pricing information from published website as of 09/10/2026 based on 14203 zip code

	M&T Bank	Chase
		Member FDIC
	Learn More	Learn More
	Benefits and Features
Savings	0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 25. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Terms from 32 days to 120 months. Minimum opening deposit $1,000.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.
Mobile App		iOS & Android
ATMs	More than 1,800 M&T Bank ATMs in Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and the District of Columbia.
Customer Service	Mon - Fri 8:00 am - 9:00 pm (ET); Sat - Sun 9:00 am - 5:00 pm (ET).	Automated service available 24/7
Locations	960+ bank branches located throughout Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and the District of Columbia.
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. M&T Bank: Pricing information from published website as of 09/10/2026 based on 14203 zip code Chase: Pricing information and data points from published website as of 09/30/2026.

6-Month Select CD - 3.60% APY

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APY is for ZIP code 10011. The APY may vary by location.

6-Month Select CD - 3.60% APY

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APY is for ZIP code 08004. The APY may vary by location.

6-Month Select CD - 3.50% APY

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APY is for ZIP code 14203. The APY may vary by location.

12-Month Select CD - 3.00% APY

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APY is for ZIP code 08004. The APY may vary by location.

12-Month Select CD - 3.00% APY

Learn More

APY is for ZIP code 14203. The APY may vary by location.

M&T Bank Alternatives

Member FDIC

Chase Secure Banking℠ - $175 Bonus

Get $175 Coupon

Expires 1/27/2027

Enjoy a $175 checking account bonus as a new Chase banking customer when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Bank with confidence — no minimum deposit to open an account and no overdraft fees.
Secure Banking customers told us they save an average of over $40 per month on fees after opening their account.
$0 Monthly Service Fee for customers ages 17-24.
Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
With Chase Credit Journey^®, help build and improve your credit with a personalized improvement plan provided by Experian.
Ranked #1 for Banking Mobile App Satisfaction among National Banks, Chase makes it easy for you to access your money from anywhere with the Chase Mobile^® app.
Manage your spending with Spending Planner and get daily spending insights in the Chase Mobile® app.
JPMorgan Chase Bank, N.A. Member FDIC.

Member FDIC

Bank of America Advantage Banking - Up to $500 Cash Offer

Learn More

Expires 1/31/2027

The up to $500 cash offer must be opened through the Bank of America promotional page.
The offer is for new checking customers only.
Offer expires 01/31/2027.
To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days of account opening.

Cash Bonus Total Direct Deposits

$100 $2,000

$300 $5,000

$500 $10,000+
After the Deposit Period ends, and once you satisfy all the requirements, we will attempt to deposit the earned bonus directly into your new eligible personal checking account within sixty (60) days. The new eligible personal checking account must be open and in good standing up to and including the date any earned bonus is paid.
Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
Additional terms and conditions apply. See offer page for more details.
*A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
Bank of America, N.A. Member FDIC

Cash Bonus	Total Direct Deposits
$100	$2,000
$300	$5,000
$500	$10,000+

Member FDIC

CIT Bank Savings Connect - 3.65% APY

Learn More

$100 minimum opening deposit
No monthly maintenance fee
Member FDIC

Disclosures

Member FDIC

HSBC Premier - Up to $3,000

Learn More

Expires 12/31/2026

Earn a cash bonus when you open an HSBC Premier checking account and complete qualifying activities.

Get $1,000: Deposit or invest $50,000 to $99,999
Get $1,500: Deposit or invest $100,000 to $249,999
Get $2,000: Deposit or invest $250,000 to $499,999
Get $3,000: Deposit or invest $500,000+

The $50,000 minimum Qualifying Balance may qualify you for the promotional cash bonus, but HSBC Premier checking account has a $50 monthly maintenance fee unless you meet Premier qualification criteria (for example, $100,000 in combined balances).

How the offer works

Open a Premier checking account by December 31, 2026
Add your preferred amount of deposits and/or eligible investments within 30 days
Maintain your balances for 3 full consecutive months
Remain opted-in to receive HSBC marketing emails

If all offer requirements are met, the bonus will be paid within 8 weeks.

Your partner for every stage of life
We offer a unique range of products and privileges that gives you more of the things you care about. Plus, a personal Wealth Relationship Manager to help you reach your goals.

Wealth: Get access to a variety of investment solutions through HSBC Securities (USA) Inc. Investments are Not FDIC Insured; are Not a Deposit or Other Obligation of the Bank; and May Lose Value.
Health: Enjoy the support of a health and wellness concierge service, plus complimentary membership to 24/7 telemedicine services for you and your family.
Travel: Our credit cards come with a competitive range of rewards and benefits that complement your lifestyle.
International: Manage your finances around the world, with Premier privileges in select countries, perfect for global lifestyles.