Lili Promotions

By Charles Tran

Lili is currently offering five promotions. Read our in-depth review of Lili to see why Lili scored 4.6 stars out of 5. We like their no monthly fees, expense tracking, and save for taxes.

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Free Business Checking - Up to 1.3% APY

• 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

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No-Fee Business Checking

• $0 monthly service fee
• $0 minimum opening deposit
• Open up to 20 individual business checking accounts
• Earn up to 3.00% APY with automated savings
• Issue up to 50 Visa® debit cards to your team

Banking services provided by Thread Bank, Member FDIC.

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3 Months Free Payroll When You Sign Up

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Free Business Checking

• $0 monthly service fee
• $50 deposit to unlock all features
• ATM fee refunds up to $7 per month

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

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Free Business Checking - Up to 1.3% APY

• 1.3% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• Free unlimited invoicing and payment links
• 5 free subaccounts with unique account numbers
• 1 free checkbook for the life of the account
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

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Lili Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

• Overview
• Compared to Novo
In-Depth Review

Highlights

Savings
Savings with up to 4.00% APY on balances up to $1,000,000
Checking
No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees
Read: Best Free Checking Accounts
Compare: Lili vs Bluevine
Monthly Fee
$0
Compare: Lili vs Novo
APY
N/A
Minimum Deposit to Open
$0
ACH Transfer Fee
$0
Compare: Lili vs Relay
ATMs
approximately 40,000 MoneyPass ATMs
Balance Requirement
$0
Cash Deposit Fee
Up to $4.95
Customer Service
Monday–Friday, 9 AM–8 PM EST
Incoming Wire Transfer Fee
$0 ($15 for international)
Locations
Online only
Out of Network ATM Fee
$2.50 ($5 for international)
Outgoing Wire Transfer Fee
$15 ($25 for international)
Overdraft Fee
$0

More Information

• For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.

	Visit Site	Visit Site
	Lili	Novo
	Benefits and Features
Savings	Savings with up to 4.00% APY on balances up to $1,000,000	No savings account, but you add up to 20 Reserves
Checking	No monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees	No monthly fees; no balance requirements
Monthly Fee	$0	$0
APY	N/A	N/A
Minimum Deposit to Open	$0	$50 to access all Novo's features
ACH Transfer Fee	$0	$0
ATMs	approximately 40,000 MoneyPass ATMs	up to $7 per month reimbursement of ATM fees worldwide
Balance Requirement	$0	None
Cash Deposit Fee	Up to $4.95	N/A
Customer Service	Monday–Friday, 9 AM–8 PM EST	Phone, email, or in-app messaging: Monday - Friday, 9 am - 6 pm EST
Incoming Wire Transfer Fee	$0 ($15 for international)	$0
Locations	Online only	Online only
Out of Network ATM Fee	$2.50 ($5 for international)	up to $7 per month ATM fee reimbursement
Outgoing Wire Transfer Fee	$15 ($25 for international)	N/A
Overdraft Fee	$0	$0
	Visit Site	Visit Site
Novo: Pricing information from published website as of 07/22/2026.

Lili Alternatives

Free Business Checking

• $0 monthly service fee
• ATM fee refunds up to $7 per month
• Free ACHs, incoming wires, and mailed checks
• Up to 20 Reserves to manage multiple budgets
• Thousands of app integrations

Banking services provided by Middlesex Federal Savings F.A., Member FDIC

Learn More

Premier Business Checking - 3.00% APY

• 3.00% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Get Deal

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