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Capital One 360 Promotions

Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 cafes for in-person support.

If you're looking for bank promotions, you must check out these offers.

4.30%

360 Performance Savings - 4.30% APY

  • 4.30% APY
  • $0 opening minimum
  • No monthly service fee
  • No minimum balance requirement
  • Minimum Deposit Required: $0
  • Monthly Fee: $0
$350

Personal Checking Account - $350 Bonus

Open a new 360 Checking account. Use promo code BONUS350 at account opening. Set up and receive 2 or more qualifying direct deposits of at least $250 each within 75 days of account opening.

Expires 1/9/2024
  • Direct Deposit Required: 2 or more direct deposits of at least $250 each within 75 days of account opening.
  • When Do You Get It: Within 60 days after meeting all the requirements.
  • Who Can Qualify: Customers who have not had any checking account on or after January 1, 2021.
  • Where to Open: Online

360 Checking Account

  • $0 opening minimum
  • No monthly service fee
  • No minimum balance requirement
  • 0.10% APY
  • 40,000+ Allpoint ATMs
  • Minimum Deposit Required: $0
  • Monthly Fee: $0

Basic Business Checking

  • Unlimited free transactions each month
  • $5,000 in free cash deposits each month
  • Waive the $15 monthly service fee by maintaining a prior 30- or 90-day average balance of $2,000 or more
  • Minimum Deposit to Open: $250
  • Monthly Fee: $15 (can be waived)
0.20%

Business Savings

  • 0.20% promotional APY, guaranteed for the first 12 months
  • $250 minimum opening deposit
  • $3 monthly service fee, waived with $300 average daily balance
  • Minimum Deposit to Open: $250
  • Monthly Fee: $3 (waived with $300 average balance)

Capital One 360 CDs

CD TermAPY
6 Months4.30%
9 Months4.30%
12 Months5.00%
18 Months5.25%
24 Months4.40%
30 Months4.30%
36 Months4.30%
48 Months4.20%
60 Months4.10%

MONEY Teen Checking Account

  • No monthly service fee
  • No minimum balance
  • Free debit card for kids
  • Parental controls
  • Minimum Deposit to Open: $0
  • Monthly Fee: $0

Online CDs

  • Up to 5.25% APY
  • Up to 5 years
  • $0 minimum opening deposit
  • Daily Compounding Interest
  • FDIC Insured
5.00%

Capital One 1 Year CD - 5.00% APY

4.40%

Capital One 2 Year CD - 4.40% APY

4.30%

Capital One 3 Year CD - 4.30% APY

4.10%

Capital One 5 Year CD - 4.10% APY

Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

Expires 12/14/2023

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024
  • Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day
  • New to Relationship customers can choose their Relationship Tier.
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Restrictions apply.
  • Minimum Deposit to Open: $30k
  • Monthly Fee: Monthly Service Fee waived by maintaining $30k
Chase
Member FDIC

Chase Business Complete Banking® - $300 Bonus

Expires 10/19/2023
  • Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Monthly Fee: $15 with ways to waive
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 15,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
    • Qualifying electronic deposits made into this account totaling $500 or more,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
  • ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send
  • Money with Zelle®, Mobile Deposit and Online Statements.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $2,500 within 60 days
  • Monthly Fee: $25 Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.

Capital One Trending Offers

Just now360 Performance Savings - 4.30% APY selected by a visitor from Illinois
Just nowPersonal Checking Account - $350 Bonus selected by a visitor from Ohio
Just nowOnline CDs selected by a visitor from Oregon
4 hours agoCapital One 1 Year CD - 5.00% APY selected by a visitor from Illinois
Yesterday360 Checking Account selected by a visitor from Alabama

Don't miss another hot deal. Check back often at CreditDonkey.

$25

Capital One 360 Checking - $25 Refer a Friend Offer

Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

Expired 5/20/2020
$400

Personal Checking Account - $400 Bonus

Open a qualifying 360 Checking account using promo code BONUS400. Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.

Expired 1/26/2021
$25

Capital One 360 Savings - $25 Refer a Friend Offer

Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

Expired 5/20/2020
$100

Capital One 360 Savings - $100 Refer a Friend Offer

Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

Expired 5/20/2020
$250

Personal Checking Account - Up to $250 Bonus

Open a new 360 Checking account using promo code UPTO250. Make the qualifying spending requirement using your debit card within 90 days of account opening.

Spend RequirementCash Bonus
$1,500+$250
$500.01-$1,500$150

Expired 1/26/2021
$250

Personal Checking Account - $250 Bonus

Open a qualifying 360 Checking account using UPTO250. Spend $1,500.00 or more using your Capital One debit card within 90 days of account opening.

Expired 1/26/2021
$150

Personal Checking Account - $150 Bonus

Open a qualifying 360 Checking account using UPTO250. Spend $500.01–$1,500.00 using your Capital One debit card within 90 days of account opening.

Expired 1/26/2021
$25

Capital One 360 Money Market - $25

Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Expired 9/19/2019
$100

Capital One 360 Money Market - $100

Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Expired 9/19/2019
$1,000

Personal Savings Account - $1,000 Bonus

Open a new 360 Performance Savings account. Use promo code SPRING23 at account opening. Deposit $100,000 or more of external funds within 15 days of account opening. Maintain $100,000 or more in your account for at least 90 days.

Expired 5/10/2023

Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Capital One 360 Promotions

Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.

Capital One promotions are available to all residents nationwide.

Capital One Locations: Find a Capital One Cafe, branch and ATM near you using the Capital One location finder.

Capital One 360 Checking

Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:

  • Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.

  • First checks free. Your first set of checks are free.

  • No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.

What to Open at Capital One

  • 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.

  • Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.

  • 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).

  • MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.

What NOT to Open at Capital One

  • Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.

Pricing information from published website as of 09/21/2023.

 Chase
 Learn MoreVisit Site
 

Capital One

Chase

 

Benefits and Features

Savings
4.30% APY
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD4.30% to 5.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 5.00%Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
0.10% APY
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Customer Service
Mon-Sun: 8am - 11pm (ET)
 
ATMsOver 70,000 no-fee Capital One & Allpoint ATMs
15,000+ Chase ATMs
Locations
Online Only
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One: Pricing information from published website as of 09/21/2023.

Chase: Pricing information and data points from published website as of 09/01/2023.


Capital One Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 10/18/2023
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95
Citibank

Citi Priority - Earn up to $2,000 Cash Bonus

Expires 1/9/2024

Earn up to $2,000 when you open a new eligible Citi checking account and enroll in the offer the same day. New To Relationship customers can choose their Relationship Tier. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower Balance Level at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities. Restrictions apply.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

  • Minimum Deposit to Open: $30k
  • Monthly Fee: Monthly Service Fee waived by maintaining $30k
Discover Bank
Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY923 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/14/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/14/2023
TD Bank
Member FDIC

TD Convenience Checking℠ - $200 Cash Bonus

Expires 10/31/2023
  • New customers who apply online for a TD Convenience Checking℠ account can earn a $200 cash bonus after receiving direct deposits of $500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Waive the $15 monthly maintenance fee with a low minimum daily balance of $100.
  • Student perks: No monthly maintenance fee or minimum balance requirements if you're ages 17–23
  • A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
  • Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
  • Instant-issue debit card replacement: Instantly replace a lost or worn contactless debit card by visiting a TD Bank location near you
  • Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
  • Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $500 within 60 days
  • Monthly Fee: $15 monthly maintenance fee waived when you maintain a $100 minimum daily balance. No monthly maintenance fee or minimum balance requirements if you're ages 17–23
Bank of America
Member FDIC

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Expires 12/31/2023
Earn a cash bonus in three steps:
  1. Open a new eligible business checking account by December 31, 2023
  2. Make Qualifying Deposits* of $5,000 or more in new money within 30 days of opening the new eligible business checking account
  3. Maintain an average balance of $5,000 for the next 60 days (day 31-90) during the maintenance period**
*Qualifying Deposits are deposits of new money, which is money not currently or previously held in any account at Bank of America or Merrill
**The maintenance period begins thirty-one (31) days after account opening and ends ninety (90) calendar days after account opening.
Member FDIC

Articles on Capital One

Capital One 360 Review

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.

Capital One Money Teen Checking Account Review

Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.

Capital One Checking Account Bonus

Curious about Capital One promotions? Discover their latest checking bonuses, how to qualify, and more to optimize your rewards.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

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More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $200 Bonus
Citibank
Member FDIC

Citibank Promotions

Citi Priority - Earn up to $2,000 Cash Bonus
Discover Bank
Member FDIC

Discover Bank

Discover Online Savings - $200 Cash Bonus
TD Bank
Member FDIC

TD Bank Promotions

TD $300 Beyond Checking Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Business Advantage Checking Account - $200 Bonus Offer

Ally Bank Promotions

Online Savings Account - 4.25% APY

HSBC Promotion

Referral Program - Up to $6,000 Bonus

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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