
Ally Bank Promotions
Read our in-depth review of Ally Bank to see why Ally Bank scored 4.4 stars out of 5. We like their cd options, no account minimums, and good customer service.
Online Savings Account - 0.50% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
Interest Checking
- 0.10% APY for daily balances less than $15,000
- 0.25% APY for daily balance over $15,000
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
Money Market
- 0.50% APY
- Unlimited deposits and ATM withdrawals, and up to 6 additional transaction
- Be reimbursed $10/month for ATMs outside of Ally Network
- $0 Minimum Opening Deposit
- No Fees to Open or Maintain Account
- FDIC insured
- Daily Compounding Interest
Term CDs
- Up to 0.85% APY
- $0 Minimum Opening Deposit
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
Raise Your Rate CDs
- 0.60% APY
- 2 or 4-Year Terms
- Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
- $0 Minimum Opening Deposit
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
No Penalty CD
- Withdraw Full Balance and Interest After 6 Days of CD Funding Date Without Penalty
- 0.50% APY
- 11 Months
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
Compare Promotions
CIT Bank Savings Connect (Savings + Checking)
- Earn a competitive high yield savings rate with access and convenience features of an eChecking account.
- Earn up to 0.50% APY on Savings Connect and 0.25% APY on eChecking.
- Savings Connect is a tiered interest rate account dependent on the account holder opening a linked qualifying eChecking concurrently and makes periodic qualifying deposits.
- Base Tier: (0.42% APY, 0.399% Interest Rate) A minimum qualifying deposit of $200 is not deposited each month into the linked eChecking or the eChecking account is closed.
- Upper Tier: (0.50% APY, 0.499% Interest Rate) A qualifying deposit of $200 or more is deposited into the linked eChecking account each month.
- APY assumes a qualifying deposit of $200 or more is made to the linked eChecking account each month.
- Minimum of $100 for both the Savings Connect and eChecking to open ($200 total).
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
CIT Bank Term CDs
- Up to 0.50% APY
- $1,000 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
Term | CD Rates |
---|---|
6 Month | 0.30% APY |
1 Year | 0.30% APY |
13 Month | 0.30% APY |
18 Month | 0.30% APY |
2 Year | 0.40% APY |
3 Year | 0.40% APY |
4 Year | 0.50% APY |
5 Year | 0.50% APY |
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Online Savings Account - Earn 0.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
Ally Bank Offers You May Have Missed
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Ally Bank Payback: Earn Up to $1,000
Offer valid to new and existing customer. Deposit money to new or existing eligible Ally Bank account and get 1% back, up to $1,000. Eligible accounts are Online Savings, Money Market, Interest Checking, or CD account. Deposited amount must remain in account until 1/15/19. Get 1% cashback by 2/15/19.
Highlights
0.50% APY
0.20% to 0.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 0.60%
0.10% APY under $15,000; 0.25% APY $15,000 or more
0.50% APY
24/7
Over 43,000 no-fee Allpoint ATMs
Online Only
Pricing information from published website as of 3/06/2021.
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Ally Bank | Discover Bank | |
---|---|---|
Benefits and Features | ||
Savings | ||
CD | 0.20% to 0.85% APY. Terms of 3 months to 5 years. 12-month CD APY of 0.60% | 0.20% to 0.60% APY. Terms of 3 months to 10 years. 12-month CD APY of 0.50%. Minimum deposit of $2,500 to open. |
Checking | 0.10% APY under $15,000; 0.25% APY $15,000 or more | Earn 1% cashback on up to $3,000 in debit card purchases each month |
Money Market | 0.30% APY under $100,000; 0.35% APY $100,000 or more. $2,500 minimum deposit. | |
Customer Service | ||
ATMs | Over 43,000 no-fee Allpoint ATMs | |
IRA CD | 12-month CD APY of 0.50%. 24-month CD APY of 0.50%. 5-year CD APY of 0.60%. | |
Locations | ||
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 3/06/2021. Discover Bank: Pricing information and data points from published website as of 01/28/2021 |
Ally Bank Alternatives
Online Savings Account - Earn 0.40% APY
- No fees
- No minimum opening deposit
- No minimum balance required
CIT Bank Money Market Account - 0.45% APY
- 0.45% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- FDIC insured
Chase Total Checking® - $200 Bonus
- Enjoy a $200 bonus when you open a new Chase Total Checking® account and set up direct deposit
- Access to 16,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Rewards Checking - Up to 1.25% APY
- Up to 1.25% APY
- No minimum balance requirements
- No fees to open or maintain account
- Overdraft Protection
HSBC Premier Checking - $450 Welcome Deposit
- Get a $450 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
- Open your new HSBC Premier checking account online by March 31, 2021; and
- Make recurring monthly Qualifying Direct Deposits totaling at least $5,000 from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
- You will automatically receive the $450 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
- Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.