Ally Bank Promotions

$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.

3.50%

Money Market - 3.50% APY

3.50% APY
Unlimited deposits and ATM withdrawals, and up to 10 additional transactions
$10/month rebate for ATMs outside of Ally Network
$0 minimum opening deposit
$0 monthly fee
FDIC insured
Daily compounding interest

Interest Checking

0.10% APY for daily balances less than $15,000
0.25% APY for daily balance over $15,000
$10/month rebate for ATMs outside of Ally Network
$0 minimum opening deposit
No fees to open or maintain account
FDIC insured
Daily compounding interest

No Penalty CD

Withdraw full balance and interest after 6 days of CD funding date without penalty
3.40% APY
11-month term
No monthly maintenance fee
FDIC insured
Daily compounding interest

Compare No Penalty CD Promotions:

Term CDs

Up to 3.90% APY
$0 Minimum Opening Deposit
Up to 5 years
No monthly maintenance fee
FDIC insured
Daily Compounding Interest

Raise Your Rate CDs

3.50% APY
2 or 4-Year Terms
Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
$0 minimum opening deposit
$0 monthly maintenance fee
FDIC insured
Daily compounding interest

$100

Personal Checking Account - $100 Referral Bonus

You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Setup and receive a qualifying direct deposit within 30 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving your qualifying direct deposit.

See Referral Offer Terms

Expires 12/31/2025

Compare Checking Promotions:

$100

Personal Savings Account - $100 Referral Bonus

You must enroll in the offer via your friend's personal link. Open a new Ally Bank Savings Account within 30 days of enrollment. Set up and receive one or more monthly automated recurring transfer/s within 30 days of account opening. The monthly automated recurring transfer/s must continue for at least three consecutive months. The $100 bonus will be deposited to your account within 30 days of receiving your third monthly recurring transfer.

See Referral Offer Terms

Expires 12/31/2025

3.90%

6-Month CD - 3.90% APY

3.90%

9-Month CD - 3.90% APY

Compare CD Promotions:

3.90%

IRA High Yield CD - Up to 3.90% APY

CD Term	APY
3 Months	3.00%
6 Months	3.90%
9 Months	3.90%
12 Months	3.85%
18 Months	3.65%
3 Years	3.50%
5 Years	3.50%

3.85%

1-Year CD - 3.85% APY

3.65%

18-Month CD - 3.65% APY

3.50%

3-Year CD - 3.50% APY

3.50%

5-Year CD - 3.50% APY

3.00%

3-Month CD - 3.00% APY

High Yield CDs

CD Term	APY
3 Months	3.00%
6 Months	3.90%
9 Months	3.90%
12 Months	3.85%
18 Months	3.65%
3 Years	3.50%
5 Years	3.50%

Compare Promotions

High-Yield Savings Account - 4.31% APY

$1 minimum deposit
No fees
24/7 online access to funds
FDIC insured

Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

Member FDIC

UFB Portfolio Money Market - Earn up to 4.01% APY

Earn up to 4.01% APY*
Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
Access your funds 24/7 with easy-to-use digital banking tools.
Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

12-Month No-Penalty CD - 3.90% APY

$1 minimum deposit
24/7 online access
Federally insured by NCUA

Member FDIC

Chase Total Checking® - $300 Bonus

Open an Account

Expires 10/15/2025

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking^® account with qualifying activities
Chase Mobile^® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.

Ally Bank Trending Offers

Yesterday	Interest Checking selected by a visitor from Wisconsin
30 days ago	Money Market - 3.50% APY selected by a visitor from Tennessee
7/8/2025	Online Savings Account - 3.50% APY selected by a visitor from New Jersey
7/7/2025	Personal Savings Account - $100 Referral Bonus selected by a visitor from Vermont
4/13/2025	5-Year CD - 3.50% APY selected by a visitor from Oklahoma

Ally Bank Offers You May Have Missed

Don't miss another hot deal. Check back often at CreditDonkey.

$200

Personal Checking Account - $200 Bonus

Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits totaling at least $2,000 within 60 days of account opening.

Expired 8/8/2025

$100

Personal Checking Account - $100 Referral Bonus

You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Fund your account with any amount within 30 days of account opening. Setup and receive a qualifying direct deposit within 60 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving the qualifying direct deposit.

Expired 4/30/2024

$200

Personal Checking Account - $200 Bonus

Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits of at least $1,500 within 90 days of account opening.

Expired 10/12/2023

$500

Online Savings Account - Up to $500 Bonus

Open a new account using offer code GETPAID. Fund the account with at least $1,000 by 11/4/2022. Keep the money in the account through 1/15/2023. Earn 1% on the balance in the savings account, up to $500.

Expired 10/26/2022

Compare Savings Promotions:

Ally Bank Payback: Earn Up to $1,000

Offer valid to new and existing customer. Deposit money to new or existing eligible Ally Bank account and get 1% back, up to $1,000. Eligible accounts are Online Savings, Money Market, Interest Checking, or CD account. Deposited amount must remain in account until 1/15/19. Get 1% cashback by 2/15/19.

Expired 10/21/2018

Ally Bank Investing Promotions

Ally Invest Robo Portfolio - $200 Bonus

Open a new Ally Invest Robo Portfolio. Set up and start automated monthly recurring transfers from any bank account to your new Robo Portfolio account within 30 days of account opening. Complete at least three consecutive automated monthly recurring transfers.

Expires 10/15/2025

Self-Directed Investing Account - $200 Bonus

Open an eligible new Self-Directed Trading account. Make transfers totaling a minimum of $1,000 in cash and/or securities within 60 days of account opening. Keep the account active and in good standing.

Expires 10/15/2025

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

Highlights

Savings
3.50% APY

Compare: Ally Bank vs Discover Bank

CD
3.00% to 3.90% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.85%

Read: 13 Month CD Rates

Compare: Ally Bank vs Marcus

Checking
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000

Read: Best Free Checking Accounts

Compare: Ally Bank vs Bank of America

Money Market
3.50% APY

Compare: Ally Bank vs BMO

Mobile App
iOS & Android

Compare: Ally Bank vs Chase

ATMs
75,000+ no-fee Allpoint and MoneyPass ATMs

Customer Service
24/7

Compare: Ally Bank vs Wells Fargo

Locations
Online only

Compare: Ally Bank vs U.S. Bank

Pricing information from published website as of 08/06/2025.

	Ally Bank	Chime
	Benefits and Features
Savings	3.50% APY	1.25% Annual Percentage Yield (APY).
CD	3.00% to 3.90% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.85%
Checking	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000	No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees
Monthly Fee		$0
Money Market	3.50% APY
Minimum Deposit to Open		$0
Mobile App	iOS & Android	iOS & Android
ATMs	75,000+ no-fee Allpoint and MoneyPass ATMs	Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
Customer Service	24/7	24/7
Locations	Online only	Online only
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 08/06/2025. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Ally Bank Alternatives

Member FDIC

Discover® Online Savings - $150 Cash Bonus

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 10/15/2025

New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
Chase Secure Banking℠ customers told us they save an average of more than $60 per month on fees after opening their account.
Pay bills, cash checks and send or receive money with Zelle^® with a Chase Secure Banking℠ account.
Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile^® app and Chase.com.
JPMorgan Chase Bank, N.A. Member FDIC.

Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

Expires 12/31/2025

The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
The offer is for new eligible business checking customers only.
Offer expires 12/31/2025.
To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
Additional terms and conditions apply. See offer page for more details.
*New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
Bank of America, N.A. Member FDIC

Wells Fargo Everyday Checking Account - $325 Bonus

Expires 10/15/2025

Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
Wells Fargo Bank, N.A. Member FDIC

Member FDIC

CIT Bank Platinum Savings - 4.00% APY