Ally Bank Promotions
Online Savings Account - 3.30% APY
$0 minimum opening deposit. No minimum balance requirement. No fees to open or maintain account.
Money Market - 3.30% APY
- 3.30% APY
- Unlimited deposits and ATM withdrawals, and up to 10 additional transactions
- $10/month rebate for ATMs outside of Ally Network
- $0 minimum opening deposit
- $0 monthly fee
- FDIC insured
- Daily compounding interest
No Penalty CD
- Withdraw full balance and interest after 6 days of CD funding date without penalty
- 3.00% APY
- 11-month term
- No monthly maintenance fee
- FDIC insured
- Daily compounding interest
Term CDs
- Up to 3.75% APY
- $0 Minimum Opening Deposit
- Up to 5 years
- No monthly maintenance fee
- FDIC insured
- Daily Compounding Interest
Interest Checking
- 0.10% APY for daily balances less than $15,000
- 0.25% APY for daily balance over $15,000
- $10/month rebate for ATMs outside of Ally Network
- $0 minimum opening deposit
- No fees to open or maintain account
- FDIC insured
- Daily compounding interest
Raise Your Rate CDs
- 3.50% APY
- 2 or 4-Year Terms
- Opportunity to increase your rate once over the 2-year term or twice over the 4-year term
- $0 minimum opening deposit
- $0 monthly maintenance fee
- FDIC insured
- Daily compounding interest
Personal Checking Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Setup and receive a qualifying direct deposit within 30 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving your qualifying direct deposit.
Personal Savings Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Savings Account within 30 days of enrollment. Set up and receive one or more monthly automated recurring transfer or set up a qualifying direct deposit within 30 days of account opening. The monthly automated recurring transfer/s or direct deposit must continue for at least three consecutive months. The $100 bonus will be deposited to your account within 30 days of receiving your third monthly recurring transfer.
IRA High Yield CD - Up to 3.75% APY
| CD Term | APY |
|---|---|
| 3 Months | 3.00% |
| 6 Months | 3.50% |
| 9 Months | 3.60% |
| 12 Months | 3.75% |
| 18 Months | 3.60% |
| 3 Years | 3.40% |
| 5 Years | 3.40% |
High Yield CDs
| CD Term | APY |
|---|---|
| 3 Months | 3.00% |
| 6 Months | 3.50% |
| 9 Months | 3.60% |
| 12 Months | 3.75% |
| 18 Months | 3.60% |
| 3 Years | 3.40% |
| 5 Years | 3.40% |
Compare Promotions
CIT Bank Platinum Savings - $300 Bonus
- Qualify for a $300 cash bonus with a minimum deposit of $50,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 1/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
UFB Portfolio Money Market - Earn up to 3.26% APY
- Earn up to 3.26% APY*
- Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
- Access your funds 24/7 with easy-to-use digital banking tools.
- Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
CIT Bank No Penalty CD - 3.75% APY
- Option to withdraw full balance and interest after 7 days of CD funding date
- $1,000 minimum to open an account
- 11 months
- No monthly maintenance fee
- Member FDIC
Ally Bank Offers You May Have Missed
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Personal Checking Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Setup and receive a qualifying direct deposit within 30 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving your qualifying direct deposit.
Personal Savings Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Savings Account within 30 days of enrollment. Set up and receive one or more monthly automated recurring transfer/s within 30 days of account opening. The monthly automated recurring transfer/s must continue for at least three consecutive months. The $100 bonus will be deposited to your account within 30 days of receiving your third monthly recurring transfer.
Personal Checking Account - $300 Bonus
Open a new Ally Bank Spending Account. Use promo code GET300 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits totaling at least $1,000 per month for two consecutive months. The first direct deposit must be received within 60 days of account opening.
Personal Checking Account - $100 Referral Bonus
You must enroll in the offer via your friend's personal link. Open a new Ally Bank Spending Account within 30 days of enrollment. Fund your account with any amount within 30 days of account opening. Setup and receive a qualifying direct deposit within 60 days of account opening. The $100 bonus will be deposited to your account within 30 days of receiving the qualifying direct deposit.
Personal Checking Account - $200 Bonus
Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits totaling at least $2,000 within 60 days of account opening.
Personal Checking Account - $200 Bonus
Open a new Ally Bank Spending Account. Use promo code GET200 at account opening. Fund your account within 30 days of account opening. Set up and receive qualifying direct deposits of at least $1,500 within 90 days of account opening.
Online Savings Account - Up to $500 Bonus
Open a new account using offer code GETPAID. Fund the account with at least $1,000 by 11/4/2022. Keep the money in the account through 1/15/2023. Earn 1% on the balance in the savings account, up to $500.
Ally Bank Payback: Earn Up to $1,000
Offer valid to new and existing customer. Deposit money to new or existing eligible Ally Bank account and get 1% back, up to $1,000. Eligible accounts are Online Savings, Money Market, Interest Checking, or CD account. Deposited amount must remain in account until 1/15/19. Get 1% cashback by 2/15/19.
Ally Bank Investing Promotions
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Highlights
3.30% APY
3.00% to 3.75% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.75%
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
3.30% APY
iOS & Android
75,000+ no-fee Allpoint and MoneyPass ATMs
24/7
Online only
Pricing information from published website as of 01/17/2026.
Ally Bank | Chime | |
|---|---|---|
Benefits and Features | ||
| Savings | 1.00% Annual Percentage Yield (APY).
 | |
| CD | 3.00% to 3.75% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.75% | |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees |
| Monthly Fee | ||
| Money Market | ||
| Minimum Deposit to Open | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs |
| Customer Service | ||
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 01/17/2026. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. | ||
Ally Bank Alternatives
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Wells Fargo Everyday Checking Account - $325 Bonus
- Get a $325 new checking customer bonus when you open an Everyday Checking account and receive $1,000 or more in qualifying direct deposits.
- Wells Fargo Bank, N.A.
Member FDIC
CIT Bank Platinum Savings - $225 Bonus
- Qualify for a $225 cash bonus with a minimum deposit of $25,000
- This limited time offer to qualify for a $225 cash bonus with a minimum deposit of $25,000 or a $300 bonus with a minimum deposit of $50,000 is available to New and Existing Customers who meet the Platinum Savings promotion criteria. The Promotion begins on September 23, 2025 and can end at any time without notice.
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
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