PNC Bank vs Capital One
PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Capital One? Read our comparison chart below.
PNC Bank has 2,300 branches in 26 states mostly on the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
While Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
Compare PNC Bank with Capital One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
PNC Bank | Capital One | |
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High Yield Savings Account - 0.75% APY - | 360 Performance Savings - 1.00% APY - | |
Benefits and Features | ||
Savings | 0.01% APY (0.02% APY - 0.03% APY Relationship rates) | |
CD | 0.75% to 2.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.75% | |
Checking | Virtual Wallet, Virtual Wallet with Performance Spend, Virtual Wallet with Performance Select | |
Money Market | ||
Customer Service |
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ATMs | 18,000 ATMs across 37 states and the District of Columbia | Over 40,000 no-fee Capital One & Allpoint ATMs |
IRA CD | 0.75% to 2.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.75%. | |
Locations | 2,300 PNC branches across 26 states. | |
CreditDonkey® Reviews | ||
Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
CD | ![]() ![]() ![]() ![]() ![]() | |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pros & Cons | Pros:
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Bottom Line | East Coast bank with advanced financial tools to help achieve goals... | Good online bank with access to in-person support... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. PNC Bank: Pricing information from published website as of 03/25/2022 based on 19899 zip code. Capital One: Pricing information from published website as of 6/14/2022. |
Which is Better: PNC Bank or Capital One?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.
In short: Capital One's checking is outstanding.