PNC Bank vs Ally Bank
PNC Bank is an east Coast bank with advanced financial tools to help achieve goals. How does it compare to Ally Bank? Read our comparison chart below.
PNC Bank has 2,300+ branches in 29 states plus D.C. mostly in the East. Checking accounts offer a unique Virtual Wallet feature with financial tools to help achieve goals. Account fees are easily waived by meeting account balance or direct deposit requirements.
While Ally Bank offers high interest on their Savings account. It also offers interest checking and multiple CD options, including No Penalty and Raise Your Rate CDs. There is no minimum deposits or service fees for any of their banking products.
Compare PNC Bank with Ally Bank, side-by-side. Read on for an in-depth look, including ratings and reviews.
| SPECIAL OFFER Virtual Wallet with Performance Select Checking - $400 Bonus - Learn MoreRead PNC Bank Review | SPECIAL OFFER Online Savings Account - 4.00% APY - Learn MoreRead Ally Bank Review |
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| Benefits and Features |
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Savings | Up to 4.25% APY. Only available in eligible markets. | 4.00% APY |
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CD | 0.01% to 4.30% APY. Terms of 7 days to 10 years. | 3.00% to 4.30% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.10% |
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Checking |
- Virtual Wallet: $7/month fee, unless you have 1) $500/month in qualifying direct deposits, or 2) maintain a $500 balance, or 3) be at least 62 years old.
- Virtual Wallet with Performance Spend: $15/month fee, unless you have 1) $2,000 in qualifying direct deposits, or 2) a $2,000 balance, or 3) $10,000 in combined PNC consumer deposits.
- Virtual Wallet with Performance Select: $25/month fee, unless you have 1) $5,000 in qualifying direct deposits, or 2) a $5,000 balance (including up to 7 linked checking accounts), or 3) $25,000 in combined balances or PNC consumer deposits, and/or investments.
Select Markets Only* | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
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Money Market | Up to 0.05% APY. Only available in eligible markets. | 4.00% APY |
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Mobile App | iOS & Android | iOS & Android |
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ATMs | Approximately 60,000 PNC and partner ATMs | 43,000+ no-fee Allpoint ATMs |
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Customer Service |
- Personal Credit Cards: Automated account information is available 24/7
- Other products & services:
Monday - Friday:
8:00 a.m. - 9:00 p.m. ET
Saturday - Sunday:
8:00 a.m. - 5:00 p.m. ET
| 24/7 |
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Locations | approximately 2,300+ locations | Online only |
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| CreditDonkey® Reviews |
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Savings | | |
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CD | | |
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Checking | | |
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Money Market | | |
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Mobile App | | |
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Customer Service | | |
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Pros & Cons | Pros:- Virtual Wallet tools
- Relatively easy to waive fees
- Free student account
Cons:- Limited branches
- Low APY on some savings accounts
| |
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Bottom Line | East Coast bank with advanced financial tools to help achieve goals... Read full review | Read full review |
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PNC Bank: Pricing information from published website as of 10/02/2024 based on 91107 zip code. Ally Bank: Pricing information from published website as of 11/01/2024. |
Which is Better: PNC Bank or Ally Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing PNC Bank or Chase.
Articles on PNC Bank
PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you.
Looking for a well-known bank with good savings rates? Check out these savings accounts from PNC Bank.
PNC's High Yield Savings account features a strong APY with no required balance. Sounds too good to be true, right? Read on to know all the details.
Closing a bank account can be a pain. It's easy to make a mistake. Find out how to properly close your PNC account online, over the phone, or at a branch.
PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.
Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.
Articles on Ally Bank
Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.
Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.
Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.
Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.
Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.
Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.
Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.
Which Bank Account is Right for You?
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