Huntington Bank vs US Bank

Huntington Bank is a midwest bank with great account benefits and free checking option. How does it compare to US Bank? Read our comparison chart below.

Huntington Bank has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Compare Huntington Bank with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Huntington Bank	US Bank


	SPECIAL OFFER Relationship Money Market Account - Earn 1.50% (0.87% APY) - Learn More Read Huntington Bank Review
	Benefits and Features
Savings	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	Promotional CD account 7-month term; 1.25% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.	Standard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 1.75% - 2.10% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999
Money Market	0.87% APY for new Relationship Money Market Account with qualifying requirements. 0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.	0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service	24/7	24/7 Live Customer Service (Telephone)
ATMs	Over 1,800 ATMs	More than 4,700 ATMs across the country
IRA Money Market		Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations	Nearly 1,000 branches	More than 3000 branches across the country.
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service Cons: Limited branches Low savings APY	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: High minimums to waive fees Low savings APY
Bottom Line	Midwest bank with great account benefits and free checking option... Read full review	Big national bank with wide array of services and many account options... Read full review

	Relationship Money Market Account - Earn 1.50% (0.87% APY) Business Checking 100 - $200 Bonus Unlimited Business Checking - $400 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington Bank: Pricing information from published website as of 7/17/2019 based on 43215 zip code. US Bank: Pricing information from published website as of 12/13/2019 based on 91107 zip code.

Which is Better: Huntington Bank or US Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington Bank or Chase.

In short: Huntington Bank's checking is noteworthy. US Bank's mobile app is notable.

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

Articles on US Bank

US Bank Review

U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?

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US Bank Routing Number

To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.

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Huntington Bank vs US Bank

Benefits and Features

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