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Huntington Bank vs US Bank

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to US Bank? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Compare Huntington with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Huntington Bank
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Huntington Bank

US Bank

SPECIAL OFFER
Asterisk-Free Checking Account - $150 Bonus - Learn More

Read Huntington Review

SPECIAL OFFER
Consumer Checking Account - $300 Bonus - Learn More

Read US Bank Review

 

Benefits and Features

Savings0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CDPromotional CD account 7-month term; 1.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.Standard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 1.55% - 1.75% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
Money Market0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service
24/7
24/7 Live Customer Service (Telephone)
ATMs
Over 1,800 ATMs
More than 4,700 ATMs across the country
IRA Money Market Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations
Nearly 1,000 branches
More than 3000 branches across the country.
 

CreditDonkey® Reviews

 Huntington Bank
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & ConsPros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY
Pros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • High minimums to waive fees
  • Low savings APY
Bottom LineMidwest bank with great account benefits and free checking option... Read full reviewBig national bank with wide array of services and many account options... Read full review
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Consumer Checking Account - $300 Bonus

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Huntington: Pricing information from published website as of 7/17/2019 based on 43215 zip code.

US Bank: Pricing information from published website as of 02/16/2020 based on 91107 zip code.

Which is Better: Huntington or US Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

In short: Huntington's checking is noteworthy. US Bank's mobile app is notable.


Articles on Huntington Bank


Articles on US Bank


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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