Huntington Bank vs US Bank
Huntington is a midwest bank with great account benefits and free checking option. How does it compare to US Bank? Read our comparison chart below.
Huntington has nearly 1,200 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
While US Bank has over 2,200 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.
Compare Huntington with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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 |  | |
Huntington Bank | US Bank | |
|---|---|---|
Personal Checking Account - $400 Bonus - | U.S. Bank Smartly™ Checking - Up to $600 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | 0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance. |
| CD | Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. | Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. |
| Checking |
| |
| Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. | 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance. |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | More than 37,000 ATMs across the country | |
| IRA Money Market | Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees. | |
| Locations | More than 2200 branches across the country. | |
CreditDonkey® Reviews | ||
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| Savings |    | |
| CD | | |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Midwest bank with great account benefits and free checking option... | Big national bank with wide array of services and many account options... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 12/28/2022 based on 43215 zip code. US Bank: Pricing information from published website as of 11/9/2022 based on 91107 zip code. | ||
U.S. Bank Smartly™ Checking - Up to $600 Bonus
Earn up to $600 when you open a new U.S. Bank Smartly™ checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through April 11, 2023. Member FDIC.
Complete these steps within 90 days of opening your new Bank Smartly™ checking account online:
- Enroll in online banking or the U.S. Bank Mobile App
- Complete two or more direct deposits of $3,000 to $5,999.99 to earn $200, $6,000 to $9,999.99 to earn $400 and $10,000 or more to earn $600.
Silver Business Checking Package - $500 Bonus
Earn a $500 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through April 23, 2023. Member FDIC.
Complete these steps to earn the offer:
- Enroll in business online banking within 60 days of account opening.
- Complete $3,000 in new money deposits and maintain for 60 days from account opening.
Gold Business Checking Package - $500 Bonus
Earn a $500 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through April 23, 2023. Member FDIC.
Complete these steps to earn the offer:
- Enroll in business online banking within 60 days of account opening.
- Complete $3,000 in new money deposits and maintain for 60 days from account opening.
Which is Better: Huntington or US Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.
In short: Huntington's checking is noteworthy. US Bank's mobile app is notable.
Articles on Huntington Bank
Huntington Bank Review
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.
Huntington Bank CD Rates
What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.
Huntington Bank Money Market Rates
Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.
Huntington Bank Hours
Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.
Huntington Platinum Perks Checking
Earn $300 for opening a Huntington Platinum Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.
Huntington Perks Checking
Earn $200 for opening a Huntington Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.
Huntington Asterisk Free Checking
Huntington Bank is offering a $0 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.
Huntington Bank Routing Number
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
Articles on US Bank
US Bank
U.S. Bank is the 5th largest bank in the US, but does that make them a good bank for you? Do you need a large national bank or is a smaller bank more your style?
US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.
Which Do You Think is Best?
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