Huntington Bank vs US Bank

Huntington is a midwest bank with great account benefits and free checking option. How does it compare to US Bank? Read our comparison chart below.

Huntington has nearly 1,000 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.

While US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

Compare Huntington with US Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Huntington Bank	US Bank
	SPECIAL OFFER Asterisk-Free Checking Account - $150 Bonus - Learn More Read Huntington Review	SPECIAL OFFER Consumer Checking Account - $300 Bonus - Learn More Read US Bank Review
	Benefits and Features
Savings	0.02% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	Promotional CD account 7-month term; 1.50% APY. Minimum deposit $1,000. Otherwise, regular CD APY range from 0.01% - 0.55% for amounts ranging from $1,000 - $100,000.	Standard Term CD: 0.05% - 0.75% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 1.55% - 1.75% APY. Terms of 9, 17, 37 and 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
Money Market	0.50% APY (0.57% APY - 0.62% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.	0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Customer Service	24/7	24/7 Live Customer Service (Telephone)
ATMs	Over 1,800 ATMs	More than 4,700 ATMs across the country
IRA Money Market		Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations	Nearly 1,000 branches	More than 3000 branches across the country.
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service Cons: Limited branches Low savings APY	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: High minimums to waive fees Low savings APY
Bottom Line	Midwest bank with great account benefits and free checking option... Read full review	Big national bank with wide array of services and many account options... Read full review
	Asterisk-Free Checking Account - $150 Bonus Open a Business Checking Account Open a Relationship Money Market Account	Consumer Checking Account - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 7/17/2019 based on 43215 zip code. US Bank: Pricing information from published website as of 02/16/2020 based on 91107 zip code.

Which is Better: Huntington or US Bank?

Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Huntington or Chase.

In short: Huntington's checking is noteworthy. US Bank's mobile app is notable.

Articles on Huntington Bank

Huntington Bank Review
Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you.
• Huntington vs PNC Bank
• Huntington vs Chase
• Huntington vs Fifth Third Bank
Huntington Bank Routing Number
You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.
• Huntington vs Wells Fargo
• Huntington vs Bank of America
• Huntington vs KeyBank

Articles on US Bank

US Bank Review
U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?
• US Bank vs Citibank
US Bank Routing Number
To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.

Which Do You Think is Best?

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