Citibank vs Chase
Citibank is a large national bank best for high balance customers. How does it compare to Chase? Read our comparison chart below.
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Citibank | Chase | |
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Citi Accelerate Savings Account - 1.10% APY - | Open a New Checking Account - | |
Benefits and Features | ||
| Savings | 0.04% - 0.15% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | 0.10% - 0.40% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100. | |
| Customer Service | 24/7 Live Customer Service (Telephone) | |
| ATMs | 2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs. | Over 16,000 Chase ATMs nationwide |
| IRA CD | Can convert an IRA to a regular CD account. 0.10% - 0.40% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets. | |
| IRA Money Market | Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100. | |
| Locations | 700 Citibank branches across 13 states (mostly in California and New York) | |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Large national bank best for high balance customers... | National bank with good promotions for new customers... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 07/29/2020. Chase: Pricing information from published website as of 07/02/2020 | ||
Which is Better: Citibank or Chase?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or CIT Bank.
In short: Chase's checking is worth mentioning.
Articles on Citibank
Citibank Reviews
Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Read this review to find out.
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Looking to transfer money in or out of your Citibank checking or savings account? You'll need the right routing number. Find your Citibank routing number and learn about money transfers below.
Articles on Chase
Chase Bank Reviews
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Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Promotions
Chase offers cash bonuses for opening new banking and investment accounts. Get the latest Chase promotions and all the details before they expire.
Chase Coupon
Chase Bank offers bonus cash for opening a new account. View this list to get the best Chase coupon and promotions available now.
Is Chase a Good Bank
Chase is known for their customer service and generous sign-up bonuses. But before you join, find out if they're safe to bank with.
Chase Business Checking Coupon
Find the latest Chase Business Checking account offers and promotions here.
Monthly Service Fee Chase
Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee.
Chase Bank Order Checks
Running low on your checks from Chase? Read this to learn how to reorder your checks.
Routing Number For Chase Bank
What is Chase Bank's routing number? It depends on the state. Find the right one for your Chase account with our guide.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
You Invest Chase
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Private Client Review
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? Find out the benefits in this in-depth review.
Chase College Account
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Which Do You Think is Best?
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CIT Bank Review: Is It Good?
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 Chase Checking Account BonusChase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire. | ||
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