Citibank vs Chase

Citibank is a large national bank best for high balance customers. How does it compare to Chase? Read our comparison chart below.

	Citibank	Chase
	SPECIAL OFFER Citi Accelerate Savings Account - 0.50% APY - Learn More Read Citibank Review	SPECIAL OFFER Chase Bank $200 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings	0.04% - 0.15% APY. No minimum deposit. $4.50 monthly fee unless you maintain an average monthly balance of $500.	Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	0.05% - 0.25% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking		Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Customer Service	24/7 Live Customer Service (Telephone)
ATMs	2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.	16,000 Chase ATMs
IRA CD	Can convert an IRA to a regular CD account. 0.05% - 0.25% APY. Terms ranging from 3 months to 5 years. Minimum opening deposit is $1,000 in CA, and NV, $2,500 in MD, DC, VA, and FL, $500 in all other markets.
IRA Money Market	Can convert an IRA account to a regular Money Market account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Locations	700 Citibank branches across 13 states (mostly in California and New York)	Over 4,700
	CreditDonkey® Reviews
Savings
CD
Checking
Customer Service
Mobile App
Pros & Cons	Pros: Perks for high balance customers Many fee-free ATMs Global presence Cons: No free checking option Higher balance requirements Low savings APY	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states
Bottom Line	Large national bank best for high balance customers... Read full review	National bank with good promotions for new customers... Read full review
	Citi Accelerate Savings Account - 0.50% APY Citi Account Packages - Up to $1,500 Bonus Citi Savings Account - Up to $3,000 Bonus	Chase Bank $200 Bonus Chase Business $300 Bonus Chase College Checking - $100 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 1/16/2021. Chase: Pricing information and data points from published website as of 12/17/2020

Which is Better: Citibank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Citibank or CIT Bank.

In short: Chase's checking is worth mentioning.

Articles on Citibank

Citibank Review
Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Read this review to find out.
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Citibank Routing Number
Looking to transfer money in or out of your Citibank checking or savings account? You'll need the right routing number. Find your Citibank routing number and learn about money transfers below.
• Citibank vs Wells Fargo

Articles on Chase

Chase Bank
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
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• Chase vs TD Bank
Open a Chase Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
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Chase Savings $150 Bonus
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the latest account promotion, fees and minimum balance details.
Chase Total Checking Bonus
Need a new checking account? You can get $200 from Chase Bank for signing up for a Total Checking account with direct deposit. Here's how to do it.
Chase Business Checking Coupon
Right now, Chase Business Complete Checking is offering a $300 bonus for new customers.
YouInvest
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Private Client
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? Find out the benefits in this in-depth review.
Chase Routing Number
What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Checking Account Bonus
Chase is currently offering cash bonuses for opening a new checking account. See the current checking account bonus promotions before they expire.
Chase Promotions
Chase offers cash bonuses for opening a new bank account. Get the latest Chase promotions and all the details before they expire.
Chase Coupon
Chase Bank offers bonus cash for opening a new account. View this list to get the best Chase coupon and promotions available now.
Is Chase a Good Bank
Chase is known for their customer service and generous sign-up bonuses. But before you join, find out if they're safe to bank with.
How to Avoid Chase Monthly Service Fee
Chase Bank's monthly service fees can really add up if you're not keeping track. Here's how you can avoid each fee.
Chase Bank Order Checks
Running low on your checks from Chase? Read this to learn how to reorder your checks.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase Student Checking
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.

Which Do You Think is Best?

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