Capital One vs TD Bank
Capital One is a good online bank with access to in-person support. How does it compare to TD Bank? Read our comparison chart below.
Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
While TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.
Compare Capital One with TD Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Capital One | TD Bank | |
---|---|---|
Personal Savings Account - $1,500 Bonus - | TD $300 Beyond Checking Bonus - | |
Benefits and Features | ||
Savings | 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older. | |
CD | 3.90% to 5.10% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.80% | 1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account). |
Checking | TD Simple Checking℠, TD Complete Checking, TD Beyond Checking | |
ATMs | Over 70,000 no-fee Capital One & Allpoint ATMs | Approximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida |
Customer Service | 24/7 Live Customer Service (Telephone) | |
IRA CD | 1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). | |
Locations | ||
CreditDonkey® Reviews | ||
Savings | ||
Checking | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
CD | ||
Pros & Cons | Pros:
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Bottom Line | Good online bank with access to in-person support... | East Coast bank with relatively low minimum balance requirements... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 04/13/2024. TD Bank: Pricing information from published website as of 03/15/2024 based on 08034 zip code. |
Which is Better: Capital One or TD Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Chase.
In short: Capital One's money market is worth mentioning.