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Ally Bank vs Chase
Ally Bank is a solid online bank with a great user-friendly website and customer service. How does it compare to Chase? Read our comparison chart below.
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Ally Bank | Chase | |
|---|---|---|
Online Savings Account - | Chase Total Checking® + Chase Savings℠ - | |
Benefits and Features | ||
| Savings | 1.80% APY. No monthly service fee and no minimum deposit. | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. |
| CD | 0.75% to 2.30% APY. Terms of 3 months to 5 years. 12-month CD APY of 2.15%. No minimum deposit to open. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking | 0.10% APY under $15,000; 0.60% APY $15,000 or more. No monthly service fee and no minimum deposit. Ally will refund ATM fees for other banks up to $10 per statement cycle. | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. |
| Money Market | 0.90% APY under $25,000; 1.00% APY $25,000 or more. No monthly service fee and no minimum deposit. | |
| Customer Service | ||
| ATMs | Over 43,000 no-fee Allpoint ATMs | Over 16,000 Chase ATMs nationwide |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |   |  |
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| Money Market | | |
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| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Solid online bank with a great user-friendly website and customer service... | National bank with good promotions for new customers... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Ally Bank: Pricing information from published website as of 10/19/2019. Chase: Pricing information from published website as of 7/17/2019 | ||
Which is Better: Ally Bank or Chase?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Ally Bank or CIT Bank.
In short: Ally Bank's customer service is outstanding.
Articles on Ally Bank
Ally Bank Review
Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.
Articles on Chase
Chase Bank Review
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Routing Number
What is Chase Bank's routing number? Depends on the state. Find the right one for your account with our guide.
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase Sapphire Banking
What is Chase Sapphire banking ? We explain the benefits, interest rate and how to qualify for the bonus in our review.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Private Client Review
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.
Chase Student Account
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Chase Open Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Which Do You Think is Best?
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