US Bank vs Bank of America

US Bank is a big national bank with wide array of services and many account options. How does it compare to Bank of America? Read our comparison chart below.

US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees. Their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.

While Bank of America is one of the largest banks in the U.S. with approximately 4,300 locations and 17,000 ATMs. It is known for good customer service with extended hours. It offers checking, savings, CDs, IRA, and investment accounts through Merrill Edge.

Compare US Bank with Bank of America, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	US Bank	Bank of America
	SPECIAL OFFER Personal Checking Account - $400 Bonus - Learn More Read US Bank Review	SPECIAL OFFER Bank of America Advantage Plus Banking® - $100 Bonus Offer - Learn More Read Bank of America Review
	Benefits and Features
Savings	0.01% APY. Minimum deposit $25. Monthly maintenance fee $4, unless you have $300 minimum daily ledger balance OR $1,000 average monthly collected balance.
CD	Standard Term CD: 0.05% - 0.25% APY. Terms ranging from 1 month - 60 months. Minimum deposit of $500. Maximum deposit $249,999. CD Special: 0.15% APY - 0.75% APY. Terms of 17 month - 59 months. Minimum deposit of $1,000. Maximum deposit $249,999.
Checking	Easy Checking, Gold Checking Package, Platinum Checking Package
Money Market	0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
Customer Service	24/7 Live Customer Service (Telephone)	Mon-Fri: 8am - 9pm (ET) Sat: 8am - 8pm (ET) Sun: 8am - 5pm (ET)
ATMs	More than 4,700 ATMs across the country	Approximately 17,000 ATMs
IRA CD
IRA Money Market	Minimum opening deposit of $100 or $25 automatic monthly deposit. No monthly maintenance fees.
Locations	More than 3000 branches across the country.	Approximately 4,300 retail financial centers
	CreditDonkey® Reviews
Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: Promo CD with high APY Free student account 24/7 customer service Cons: High minimums to waive fees Low savings APY	Pros: Large branch network Extended customer service hours Full service banking Cons: No free checking option Low interest rates Many miscellaneous banking fees
Bottom Line	Big national bank with wide array of services and many account options... Read full review	National bank with widespread accessibility and wide range of services... Read full review
	Personal Checking Account - $400 Bonus Easy Checking Account Silver Business Checking Account Package	Bank of America Advantage Plus Banking® - $100 Bonus Offer Bank of America Advantage Relationship Banking® - $100 Bonus Offer Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. US Bank: Pricing information from published website as of 01/21/2022 based on 91107 zip code. Bank of America: Pricing information from published website as of 1/21/2022 based on 91107 zip code.

Which is Better: US Bank or Bank of America?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing US Bank or Chase.

In short: US Bank's cd is notable.

Articles on US Bank

US Bank Review

U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?

• US Bank vs Chase
• US Bank vs Citibank

US Bank Routing Number

To transfer money in or out of your US Bank checking or savings account, you'll need the right routing number. Find your US Bank routing number below.

Articles on Bank of America

Bank of America Review

Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.

• Bank of America vs Discover Bank

Bank of America Hours

Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.

Bank of America Routing Number

Find your Bank of America routing number and learn about money transfers in our guide.

Which Do You Think is Best?

You Might Also Like

PNC Bank Hours

PNC Bank is open 5-6 days a week, depending on the location. Here's when you can visit a branch near you.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Best Business Checking Account

Cut banking costs and keep more money in your business. Here are the best business checking accounts with low fees and minimums.

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose the best national bank to keep your money safe?

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

Best Bank for Small Business

The right bank account can make or break your business. Narrow down your options and find the best fit with this guide.

Best Free Checking Accounts for Small Businesses

Hidden fees can pile up. Don't let your checking account be part of the problem. Find out which small business friendly bank account is good for you.

PNC Routing Number

Using the wrong routing number could send your money to the wrong place. Find the right PNC routing number for your transactions.

Find Your Routing Number on a Check

Your routing number is the 9 digit code on the bottom of your check. Don't use the wrong number. Find the correct routing number for your bank.

Bank of the West Review: Account Good for You?

If you live in the West, you've likely heard of Bank of the West. Is it worth putting your money at this bank or is it just another "low interest" big bank that has little to offer unless you have a lot of money to deposit?