TIAA Bank vs Chase

TIAA Bank is an online bank offering high rates if you have a large deposit. How does it compare to Chase? Read our comparison chart below.

TIAA Bank promises to deliver a yield in the top 5% of competitive accounts for their Yield Pledge accounts. Checking requires a minimum of $100. Money Market Account requires a minimum opening deposit of $500. High APY. All accounts have no monthly service fees.

While Chase is one of the biggest banks in the nation with more than 4,700 branches and over 16,000 ATMs. They offer a variety of banking, loans and investing services.

Compare TIAA Bank with Chase, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	TIAA Bank	Chase


	SPECIAL OFFER Yield Pledge Checking - Learn More Read TIAA Bank Review	SPECIAL OFFER Chase Bank $200 Bonus - Learn More Read Chase Review
	Benefits and Features
Savings		Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD	Basic CD: 0.90% - 2.85% APY. Terms of 3 months to 5 years. Minimum deposit of $1,000. No monthly service fee.	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking	Yield Pledge Checking: 0.10% APY. Minimum deposit of $100. No monthly service fee.	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market	0.90% APY. No monthly service fee. Minimum deposit of $500.
ATMs		16,000 Chase ATMs
Locations		Over 4,700
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Customer Service
Mobile App
Pros & Cons	Pros: High APY No monthly service fees Refund ATM fees Cons: Large minimum deposit	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low interest rates Not in all states
Bottom Line	Online bank offering high rates if you have a large deposit... Read full review	National bank with good promotions for new customers... Read full review

	Yield Pledge Checking Yield Pledge Money Market Bump Rate CD	Chase Bank $200 Bonus Chase Bank $100 Bonus J.P. Morgan Self-Directed Investing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. TIAA Bank: Pricing information from published website as of 7/05/2022. Chase: Pricing information and data points from published website as of 12/17/2020

Member FDIC

Chase Total Checking® - $200 Bonus

Open an Account

Expires 10/19/2022

New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
Access to 16,000 Chase ATMs and more than 4,700 branches
Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
Open your account online now
Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

Member FDIC

Chase Secure Banking℠ - $100 Bonus

Get $100 Coupon

Expires 10/19/2022

New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying transactions. Open an account online or at any Chase branch.
No minimum deposit to open an account and get started.
No paper checks to track and no Chase fees on money orders or cashier's checks.
Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
Say goodbye to overdraft fees with a Chase debit card that helps you stay within your balance.
Bank from virtually anywhere with access to 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
Get more for your money. Secure Banking customers told us they save an average of $50 a month on fees after opening their account.
Get reimbursed for unauthorized debit card transactions when reported promptly with Zero Liability Protection.

J.P. Morgan Self-Directed Investing

Get up to $625 when you open and fund a J.P. Morgan Self-Directed Investing account with qualifying new money.
$625 when you fund with $250,000 or more
$300 when you fund with $100,000-$249,999
$125 when you fund with $25,000-$99,999
Get unlimited commission-free online stock, ETF, fixed income, and options trades when you open an account.
$0 Online Commission trades
Choose an account that's right for you: General Investing, Traditional IRA or Roth IRA.
Access our secure, easy-to-use trading experience online or through the Chase Mobile® app.
Our powerful tools and resources are built to help you take control of your investments.
Buy, trade, sell stocks online or the Chase Mobile App.

INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Learn More

Expires 10/10/2022

Which is Better: TIAA Bank or Chase?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing TIAA Bank or Citibank.

In short: TIAA Bank's customer service is impressive. Chase's mobile app is impressive.

Articles on TIAA Bank

TIAA Bank Review

If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you.