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Stripe vs PayPal


 

Stripe

PayPal

SPECIAL OFFER
Online Payment Processing - Learn More

 

Benefits and Features

Monthly Fee
No monthly fees
Free account (monthly fees for features start at $5/mo)
Good ForOnline businesses; Customized checkout experienceAccepting Paypal payments; Small businesses with average transaction under $100
EquipmentOnline Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)PayPal Zettle card readers and terminals
Accept International Payments
135+ currencies
25 currencies
Customer ServicePhone (by request), Email, Live Chat, IRCPhone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Flat rate
Flat-rate and Interchange-plus
Recurring Billing
Check
Check
Swipe Rate
2.7% + $0.05
Starts at 2.29% + $0.09
Online Rate
2.9% + $0.30
Starts at 2.59% + $0.49
Keyed-in Transaction Fee
3.4% + 30ยข
3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
Deposit Time7-14 days after the first successful paymentInstant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
$15
$20

Online Payment Processing


Articles on Stripe

Stripe Alternatives

Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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