Save money and be informed. CreditDonkey is a credit card processing comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Venmo vs Stripe

Venmo is a good way for small businesses and freelancers to accept Venmo payments. How does it compare to Stripe? Read our comparison chart below.

 Venmo
 Visit SiteLearn More
 

Venmo

Stripe

SPECIAL OFFER
Try Venmo business profiles for 30 days - Learn More

Read Venmo Review

SPECIAL OFFER
Online Payment Processing - Learn More

Read Stripe Review

 

Benefits and Features

Customer ServicePhone, email, and messaging through the appPhone (by request), Email, Live Chat, IRC
Good ForSmall mobile businesses and freelancers who want to take Venmo paymentsOnline businesses; Customized checkout experience
Equipment
None needed
Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Pricing Model
Flat-Rate
Flat rate
Swipe Rate
1.9% + $0.10
2.7% + 5¢
Online Rate
2.9% + $0.30
2.9% + 30¢
Monthly Fee
$0
No monthly fees
Keyed-in Transaction Fee
N/A
2.9% + 30¢
Deposit TimeInstant access to the funds in your Venmo account for in-person payments.7-14 days after the first successful payment
Chargeback Fee
N/A
$15
 

CreditDonkey® Reviews

 Venmo
PriceStarStarStarStarEmpty Star
Customer ServiceStarStarStarEmpty StarEmpty Star
ContractStarStarStarStarStar
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarStarStar
Pros & ConsPros:
  • Accept Venmo in-person
  • Expand payment options
  • Simple pricing
Cons:
  • Must go through PayPal or Braintree for online payments
Bottom LineGood way for small businesses and freelancers to accept Venmo payments... Read full review Read full review
 Visit SiteLearn More

Try Venmo business profiles for 30 days

Online Payment Processing

Which is Better: Venmo or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Venmo or Square.


Articles on Venmo

Venmo Business Account

Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started.

Articles on Stripe

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?





You Might Also Like

Best Free Business Checking for Freelancers and Side Hustlers

Best Free Business Checking for Freelancers and Side Hustlers

Which banks offer the best free business checking accounts for freelancers? Find the top interest rates and business perks for all 1099 employees.
Best Free Checking Accounts for Small Businesses

Best Free Checking Accounts for Small Businesses

Hidden fees can pile up. Don't let your checking account be part of the problem. Find out which small business friendly bank account is good for you.
Cheapest Credit Card Processing

Cheapest Credit Card Processing

Looking for a cheap credit card processor for your small business? The right one can help you keep more profits. Here is a list of the top options.

Next Page:

About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.