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Venmo vs Stripe

Venmo is a good way for small businesses and freelancers to accept Venmo payments. How does it compare to Stripe? Read our comparison chart below.

 Venmo
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Venmo

Stripe

SPECIAL OFFER
Try Venmo business profiles for 30 days - Learn More

Read Venmo Review

SPECIAL OFFER
Online Payment Processing - Learn More

Read Stripe Review

 

Benefits and Features

Monthly Fee
$0
No monthly fees
Good ForSmall mobile businesses and freelancers who want to take Venmo paymentsOnline businesses; Customized checkout experience
Equipment
None needed
Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments 
135+ currencies
Customer ServicePhone, email, and messaging through the appPhone (by request), Email, Live Chat, IRC
Fraud Prevention Tools 
Check
Invoice Management 
Check
Pricing Model
Flat-Rate
Flat rate
Recurring Billing 
Check
Swipe Rate
1.9% + $0.10
2.7% + 5¢
Online Rate
2.9% + $0.30
2.9% + $0.30
Keyed-in Transaction Fee
N/A
3.4% + 30¢
Deposit TimeInstant access to the funds in your Venmo account for in-person payments.7-14 days after the first successful payment
Chargeback Fee
N/A
$15
 

CreditDonkey® Reviews

 Venmo
PriceStarStarStarStarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarStarStar
Pros & ConsPros:
  • Accept Venmo in-person
  • Expand payment options
  • Simple pricing
Cons:
  • Must go through PayPal or Braintree for online payments
Bottom LineGood way for small businesses and freelancers to accept Venmo payments... Read full review Read full review
 Visit SiteLearn More

Try Venmo business profiles for 30 days

Online Payment Processing

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Which is Better: Venmo or Stripe?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Venmo or Square.


Articles on Venmo

Venmo Business Account

Merchants can use Venmo to accept payment. But is this social-friendly payment service a good option for your business? Read this review before you get started.

Articles on Stripe

Stripe Alternatives

Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.

Stripe Review

Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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