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| SPECIAL OFFER Free Chip Reader - Learn MoreRead Square Review | |
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| Benefits and Features |
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Customer Service | Phone, Email, Live Chat Support, Seller Community | Phone (by request), Email, Live Chat, IRC |
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Good For | Mobile & small businesses with average transaction over $100 | Online businesses; Customized checkout experience |
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Equipment | Free magstripe card reader; $49 for contactless + chip reader; Stand, Terminal, and Register available for purchase. | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
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Pricing Model | Flat rate | Flat rate |
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Swipe Rate | 2.6% + 10¢ | 2.7% + 5¢ |
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Online Rate | 2.9% + 30¢ | 2.9% + 30¢ |
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Monthly Fee | No monthly fees | No monthly fees |
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Keyed-in Transaction Fee | 3.5% + 15¢ | 2.9% + 30¢ |
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Deposit Time | Payments before 5PM PT / 8 PM ET is available the next business day | 7-14 days after the first successful payment |
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Chargeback Fee | None | $15 |
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| CreditDonkey® Reviews |
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Low Volume Business |      | |
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Pros & Cons | Pros:- No monthly or annual fee
- Free swipe card reader
- Low, predictable fixed rates
Cons:- Flat-rate pricing can be expensive for larger businesses
- Costly add-on services
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Bottom Line | Good credit card processor for low-volume businesses... Read full review | Read full review |
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