Square vs Stripe
Square is a good credit card processor for low-volume businesses. How does it compare to Stripe? Read our comparison chart below.
Square has a low swipe fee of 2.6% + $0.10 per transaction. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.
While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.
Compare Square with Stripe, side-by-side. Read on for an in-depth look, including ratings and reviews.
 | ||
 |  | |
Square | Stripe | |
|---|---|---|
Square Reader: Free Mobile Credit Card Reader - | Online Payment Processing - | |
Benefits and Features | ||
| Customer Service | Phone, Email, Live Chat Support, Seller Community | Phone (by request), Email, Live Chat, IRC |
| Good For | Mobile & small businesses with average transaction over $100 | Online businesses; Customized checkout experience |
| Equipment | Free magstripe card reader; $49 for contactless + chip reader; Stand, Terminal, and Register available for purchase. | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
| Pricing Model | ||
| ACH Payments | ||
| Swipe Rate | ||
| Online Rate | ||
| Monthly Fee | ||
| Keyed-in Transaction Fee | ||
| Deposit Time | Payments before 5PM PT / 8 PM ET is available the next business day | 7-14 days after the first successful payment |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| ||
| Price |   | |
| Customer Service | | |
| Equipment | | |
| Contract | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Good credit card processor for low-volume businesses... | |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Square Reader: Free Mobile Credit Card Reader
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
Square Contactless and Chip Card Reader
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
Square POS: Point of Sale System
- Advanced analytics and insights
- Inventory and customer management
- Track employee time cards and grant permission levels
Which is Better: Square or Stripe?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Square or Payline.
Articles on Square
Square Review
Square has no monthly fees and a low flat transaction rate. But is it safe? Find out if this credit card processor is good for business.
Square Payroll Review
Square Payroll is one of the cheapest payroll services, starting at $5 per payee per month. Read on to see if it's a good fit for your business.
Square vs Stripe vs Paypal
Square, Stripe, and PayPal are the most popular credit card processors for small businesses. What's the difference and which is right for you?
Square vs Clover
Square is cheaper to get started, while Clover offers more flexibility. Which one is better for your small business? Find out how they compare.
Square vs Merchant Account
Square is simple with flat rate pricing, but a merchant account can provide better savings. Which is better for your business? Read on to compare.
How Much Does Square Charge
Square's mobile card reader lets you accept credit card payments. But how much does Square cost? Read this review to see if it is good for your business.
Square Alternatives
Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.
What is Square
Square offers mobile payment processing and a full POS for businesses. But is it good? Find out if the credit card processor is right for you.
Square Rates
Square offers a free credit card reader. But there are transaction rates and processing fees you need to be aware of.
Square vs PayPal
Is Square or PayPal better for your small business? Find out how they compare in pricing and features.
Stripe vs Square
What's better: Square or Stripe? Depends if you have an online business or physical store. Review fees, payment gateways, and integrations to help you decide.
Articles on Stripe
Stripe Review
Stripe charges straightforward low fees for online credit card payments. But it's not right for all businesses. Read on to see if it's right for you.
Which Do You Think is Best?
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