Highlights Customer Service Phone, Email, Live Chat Support, PayPal Community
Good For Accepting Paypal payments; Small businesses with average transaction under $100
Equipment POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing
Monthly Fee No monthly fees; $30/month for PayPal Payments Pro
Keyed-in Transaction Fee 3.5% + 15¢
Deposit Time Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
PayPal Square Benefits and Features Customer Service Phone, Email, Live Chat Support, PayPal Community Phone, email, and messaging through the app Good For Accepting Paypal payments; Small businesses with average transaction under $100 Small mobile businesses and freelancers who want to take Venmo payments Equipment POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing None needed Pricing Model Flat rate Flat-Rate Swipe Rate 2.7% 1.9% + $0.10Online Rate 2.9% + 30¢2.9% + $0.30Monthly Fee No monthly fees; $30/month for PayPal Payments Pro $0 Keyed-in Transaction Fee 3.5% + 15¢ N/A Deposit Time Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee Instant access to the funds in your Venmo account for in-person payments. Chargeback Fee $20 N/A
Equipment Free Chip and Swipe reader for most new accounts; $79.99 for Chip + Tap Bundle
$79 for Zettle mobile reader ($29 for the first one)
$159 for Zettle iPad stand
Contract Month-to-month; no termination fees Pricing Model Flat rate Flat rate Swipe Rate 2.7%
2.29% + $0.09 per transaction
1.90% + $0.10 for QR code transactions $10.01 and above
2.40% + $0.05 for QR code transactions $10 and under
Online Rate
2.99% + $0.49 for credit and debit cards
3.49% + $0.49 for PayPal payment products
Monthly Fee No monthly fees No monthly fees Keyed-in Transaction Fee 3.49% + $0.09Deposit Time Funds available instantly in Paypal account; Funds available instantly in PayPal account Chargeback Fee $20 $20
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