PayPal
Highlights
Customer Service
Phone, Email, Live Chat Support, PayPal Community
Phone, Email, Live Chat Support, PayPal Community
Compare: PayPal vs Payline
Good For
Accepting Paypal payments; Small businesses with average transaction under $100
Accepting Paypal payments; Small businesses with average transaction under $100
Compare: PayPal vs Payment Depot
Equipment
POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing
POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing
Compare: PayPal vs Square
Pricing Model
Flat rate
Flat rate
Swipe Rate
2.7%
2.7%
Online Rate
2.9% + 30¢
2.9% + 30¢
Monthly Fee
No monthly fees; $30/month for PayPal Payments Pro
No monthly fees; $30/month for PayPal Payments Pro
Keyed-in Transaction Fee
3.5% + 15¢
3.5% + 15¢
Deposit Time
instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
$20
$20
 | ||
 |  | |
PayPal | Square | |
|---|---|---|
Benefits and Features | ||
| Customer Service | Phone, Email, Live Chat Support, PayPal Community | Phone, Email, Live Chat Support, Seller Community |
| Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | Mobile & small businesses with average transaction over $100 |
| Equipment | POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing | Free magstripe card reader; $49 for contactless + chip reader; Stand, Terminal, and Register available for purchase. |
| Pricing Model | ||
| Swipe Rate | ||
| Online Rate | ||
| Monthly Fee | No monthly fees; $30/month for PayPal Payments Pro | |
| Keyed-in Transaction Fee | ||
| Deposit Time | instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | Payments before 5PM PT / 8 PM ET is available the next business day |
| Chargeback Fee | ||
| | |
PayPal Here | |
|---|---|
| Equipment | Free Chip and Swipe reader for most new accounts; $79.99 for Chip + Tap Bundle |
| Pricing Model | |
| Swipe Rate | |
| Monthly Fee | |
| Deposit Time | Funds available instantly in Paypal account; |
| Chargeback Fee |
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