PayPal
Highlights
Monthly Fee
No monthly fees (additional payment features start at $5/mo)
No monthly fees (additional payment features start at $5/mo)
Compare: PayPal vs Square
Transfer Fees
Free for domestic personal transactions using PayPal balance, bank account, or Amex Send Account. Fees for other cards and international personal transactions start at 2.9% + fixed fee (based on currency received)
Free for domestic personal transactions using PayPal balance, bank account, or Amex Send Account. Fees for other cards and international personal transactions start at 2.9% + fixed fee (based on currency received)
Countries Served
110+ countries and markets (160+ countries with Xoom service)
110+ countries and markets (160+ countries with Xoom service)
Available Currencies
25 currencies
25 currencies
Payment Methods
Online or with the mobile app through:
Bank account
Debit card
Credit card
PayPal Balance
Online or with the mobile app through:
Bank account
Debit card
Credit card
PayPal Balance
Delivery Methods
PayPal account
PayPal account
Maximum Amount
Varies depending on currency; up to $60,000 for verified PayPal accounts
Varies depending on currency; up to $60,000 for verified PayPal accounts
Minimum Amount
$1
$1
Transfer Time
Within minutes to up to a few days
Within minutes to up to a few days
Good For
Accepting Paypal payments; Small businesses with average transaction under $100
Accepting Paypal payments; Small businesses with average transaction under $100
Compare: PayPal vs Payment Depot
Equipment
Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Compare: PayPal vs Stax by fattmerchant
Accept International Payments
25 currencies
25 currencies
Compare: PayPal vs Stripe
Customer Service
Phone, Email, Live Chat Support, PayPal Community
Phone, Email, Live Chat Support, PayPal Community
Compare: PayPal vs U.S. Bank
Pricing Model
Flat-rate and Interchange-plus
Flat-rate and Interchange-plus
Compare: PayPal vs Helcim
Swipe Rate
2.29% + $0.09
2.29% + $0.09
Compare: PayPal vs Venmo
Online Rate
3.49% + $0.49
3.49% + $0.49
Keyed-in Transaction Fee
3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
Compare: PayPal vs Chase Payment Solutions
Deposit Time
Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
$20
$20
 | ||
| Learn More | Visit Site | |
PayPal | Venmo | |
|---|---|---|
Benefits and Features | ||
| Monthly Fee | No monthly fees (additional payment features start at $5/mo) | |
| Transfer Fees | Free for domestic personal transactions using PayPal balance, bank account, or Amex Send Account. Fees for other cards and international personal transactions start at 2.9% + fixed fee (based on currency received) | |
| Countries Served | 110+ countries and markets (160+ countries with Xoom service) | |
| Available Currencies | ||
| Payment Methods | Online or with the mobile app through: Bank account Debit card Credit card PayPal Balance | |
| Delivery Methods | ||
| Maximum Amount | Varies depending on currency; up to $60,000 for verified PayPal accounts | |
| Minimum Amount | ||
| Transfer Time | Within minutes to up to a few days | |
| Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | Small mobile businesses and freelancers who want to take Venmo payments |
| Equipment | Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase | |
| Accept International Payments | ||
| Customer Service | Phone, Email, Live Chat Support, PayPal Community | Phone, email, and messaging through the app |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| Swipe Rate | ||
| Online Rate | ||
| Keyed-in Transaction Fee | 3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal) | |
| Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | Instant access to the funds in your Venmo account for in-person payments. |
| Chargeback Fee | ||
| Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
PayPal Here | PayPal Zettle | |
|---|---|---|
| Monthly Fee | ||
| Equipment | Free Chip and Swipe reader for most new accounts; $79.99 for Chip + Tap Bundle |
|
| Contract | Month-to-month; no termination fees | |
| Pricing Model | ||
| Swipe Rate |
| |
| Online Rate |
| |
| Keyed-in Transaction Fee | ||
| Deposit Time | Funds available instantly in Paypal account; | Funds available instantly in PayPal account |
| Chargeback Fee |
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