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PayPal

    Highlights

    Monthly Fee
    No monthly fees (additional payment features start at $5/mo)
    Good For
    Accepting Paypal payments; Small businesses with average transaction under $100
    Equipment
    Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
    Accept International Payments
    25 currencies
    Customer Service
    Phone, Email, Live Chat Support, PayPal Community
    Pricing Model
    Flat-rate and Interchange-plus
    Swipe Rate
    Starts at 2.29% + $0.09
    Online Rate
    Starts at 2.59% + $0.49
    Keyed-in Transaction Fee
    3.49% + $0.09 (through Paypal Zettle)
    3.09% + $0.49 (through the virtual terminal)
    Deposit Time
    Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
    Chargeback Fee
    $20
 Venmo
 Learn MoreVisit Site
 

PayPal

Venmo

 

Benefits and Features

Monthly FeeNo monthly fees (additional payment features start at $5/mo)
$0
Good ForAccepting Paypal payments; Small businesses with average transaction under $100Small mobile businesses and freelancers who want to take Venmo payments
EquipmentPaypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
None needed
Accept International Payments
25 currencies
 
Customer ServicePhone, Email, Live Chat Support, PayPal CommunityPhone, email, and messaging through the app
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Flat-rate and Interchange-plus
Flat-Rate
Recurring Billing
Check
 
Swipe Rate
Starts at 2.29% + $0.09
1.9% + $0.10
Online Rate
Starts at 2.59% + $0.49
2.9% + $0.30
Keyed-in Transaction Fee3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
N/A
Deposit TimeInstant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no feeInstant access to the funds in your Venmo account for in-person payments.
Chargeback Fee
$20
N/A
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.


 

PayPal Here

PayPal Zettle

Monthly Fee
No monthly fees
No monthly fees
EquipmentFree Chip and Swipe reader for most new accounts; $79.99 for Chip + Tap Bundle
  • $79 for Zettle mobile reader ($29 for the first one)
  • $159 for Zettle iPad stand
Contract Month-to-month; no termination fees
Pricing Model
Flat rate
Flat rate
Swipe Rate
2.7%
  • 2.29% + $0.09 per transaction
  • 1.90% + $0.10 for QR code transactions $10.01 and above
  • 2.40% + $0.05 for QR code transactions $10 and under
Online Rate 
  • 2.99% + $0.49 for credit and debit cards
  • 3.49% + $0.49 for PayPal payment products
Keyed-in Transaction Fee 
3.49% + $0.09
Deposit TimeFunds available instantly in Paypal account;Funds available instantly in PayPal account
Chargeback Fee
$20
$20


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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

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