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Venmo vs PayPal


 Venmo
 Visit SiteLearn More
 

Venmo

PayPal

SPECIAL OFFER
Try Venmo business profiles for 30 days - Learn More

 

Benefits and Features

Monthly Fee
$0
No monthly fees (additional payment features start at $5/mo)
Good ForSmall mobile businesses and freelancers who want to take Venmo paymentsAccepting Paypal payments; Small businesses with average transaction under $100
Equipment
None needed
Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Accept International Payments 
25 currencies
Customer ServicePhone, email, and messaging through the appPhone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools 
Check
Invoice Management 
Check
Pricing Model
Flat-Rate
Flat-rate and Interchange-plus
Recurring Billing 
Check
Swipe Rate
1.9% + $0.10
Starts at 2.29% + $0.09
Online Rate
2.9% + $0.30
Starts at 2.59% + $0.49
Keyed-in Transaction Fee
N/A
3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
Deposit TimeInstant access to the funds in your Venmo account for in-person payments.Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee
N/A
$20
 Visit SiteLearn More

Try Venmo business profiles for 30 days

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