September 8, 2019

KeyBank Routing Number

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Looking to transfer money in or out of your KeyBank checking or savings account? Find your KeyBank routing number and learn more about money transfers in our guide.

Routing numbers are 9-digit numbers that banks use to identify themselves. Think of them as an address that lets other banks know where to find your money.

You need your routing number for many tasks, including:

  • ACH payments

  • Setting up direct deposit

  • Receiving benefits from the government, including tax refunds

  • Transferring money between accounts at different banks or investment firms

  • Automatic bill payment

  • Domestic wire transfers

KeyBank has branches throughout the United States and uses different routing numbers for different regions. Keep reading to find the right KeyBank routing number for your transactions.

KeyBank savings accounts use the same routing numbers as checking accounts.

KeyBank Routing Numbers by State

Your KeyBank routing number is associated with the location of the bank where you opened your account. Even if you do your banking at another KeyBank branch, what matters is the bank where you opened your account.

Here are the KeyBank routing numbers by state:

StateRouting Number
(222370440 for ordering checks)
(222370440 for ordering checks)
New York021300077
(222370440 for ordering checks)

If you don't see your region listed or are unsure where you opened your account, keep reading for other ways to find your KeyBank routing number.

Breaking down your routing number
The first four digits pertain to the Federal Reserve. The next four digits are unique to your bank. Consider those the bank's address for the Federal Reserve. The final digit is a mathematical calculation of the first eight digits—it's used to prevent check fraud.

Other Ways to Find Your KeyBank Routing Number

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Here are several other ways to find your KeyBank routing number:

Use a Check
For checking accounts, you can find the routing number in the lower left-hand corner of the checks corresponding to your checking account. It's the first 9 digits located at the bottom of the check.

Go Online
Log into your account online or using the KeyBank mobile app. Visit the Account Information and Settings menu to find your account's routing number.

Call Customer Service
Call KeyBank at 1-800-539-2968. After you provide a few specific details to identify yourself, a representative will be able to confirm your account's routing number.

Routing Numbers for Domestic/International Wire Transfers

Wire transfers are a faster way to send money than an ACH transfer. Friends, family, or even businesses can wire funds to your KeyBank account for a small fee.

You can set up a domestic or international wire from your KeyBank account online.

If the wire transfer is within the US
Use your corresponding bank routing number from above. Be sure to double-check that you have the correct one before confirming the transaction.

You'll also need the following information:

  • The name of the recipient ("the beneficiary")

  • The name and location of the recipient's bank

  • The ABA number of their bank (if you don't know it, don't worry; KeyBank provides a searchable list of ABA numbers)

  • The recipient's account number

To make an international transfer
Use the KeyBank SWIFT code KEYBUS33.

SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes are the international equivalents of the US routing numbers. They direct the money to the correct bank for international transfers.

You'll also need:

  • The name of the person to whom you're wiring funds ("the beneficiary")

  • The name and location of the beneficiary's bank

  • The beneficiary's account number

  • The SWIFT code of the beneficiary's bank

  • Currency of the transaction amount

Which KeyBank Routing Number Should You Use?

For domestic money transfer (including wires)
Use the ABA routing number for the state of your KeyBank branch bank.

For international wire transfers
You'll need the KeyBank SWIFT code KEYBUS33.

Is There a Routing Number on Your Debit or Credit Card?
Although your debit card is associated with a bank account, you do not use a routing number for debit card transactions. Routing numbers are only used for transfers directly between bank accounts.

Likewise, credit cards do not have routing numbers since they are not directly linked to any bank account. When you pay your credit card online, you may need to use your bank account routing number to set up the link between your credit card account and checking account, like you would for any other bill.

Bottom Line

You'll likely need your KeyBank routing number when managing your finances. Keep it handy should you need to set up a direct deposit, automatic payment, or wire transfer.

Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.

More from CreditDonkey:

KeyBank Review

What is a Routing Number on a Check

How to Transfer Money from One Bank to Another


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