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Huntington Bank Promotions

Read our in-depth review of Huntington to see why Huntington scored 3.9 stars out of 5. We like their free checking option, 24-hour grace, and all day deposit.

If you're looking for bank promotions, you must check out these offers.

$400

Personal Checking Account - $400 Bonus

Open a new Huntington Perks Checking account. Receive qualifying direct deposits within 90 days of account opening. Account must remain open for at least 90 days.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.

Expires 10/7/2023
$600

Personal Checking Account - $600 Bonus

Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.

Expires 10/7/2023
$1,000

Business Checking Account - $1,000 Bonus

Open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account using offer code. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.

Expires 9/7/2023
$100

Business Checking Account - $100 Bonus

Open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening. Account must maintain an open status for at least 90 days.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $100 bonus will be deposited to your new checking account within 14 days after completing requirements.

Expires 9/7/2023
$400

Business Checking Account - $400 Bonus

Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.

Expires 9/7/2023

Huntington Bank Fixed Rate CDs

TermCD Rates
1 Month0.05% APY
3 Months0.05% APY
6 Months0.10% APY
9 Months0.10% APY
12 Months0.10% APY
18 Months0.10% APY
24 Months0.10% APY
36 Months0.10% APY
48 Months0.10% APY
60 Months0.10% APY
72 Months0.10% APY

Huntington Bank Jumbo Fixed Rate CDs

Term (Days)CD Rates
70.05% APY
14 0.05% APY
30 0.05% APY
60 0.05% APY
90 0.05% APY
180 0.10% APY
270 0.10% APY
365 0.10% APY
547 0.10% APY
730 0.10% APY
912 0.10% APY
1095 0.10% APY
14600.10% APY
1825 0.10% APY

Money Market IRA

BalanceAPY
$0.01 to $2,499.990.02%
$2,500.00 and over0.05%

0.01%

Premier Savings Account - Earn 0.01% APY

Earn $0.01% APY with minimum balance of $0.01. Minimum opening deposit is $50.

Relationship Money Market Account

Minimum balance to earn interest is $25,000

APY
Non-Relationship3.97%
With Huntington Perks Checking Account4.02%
With Huntington Platinum Perks Checking Account4.07%
With Private Client Account4.18%

Relationship Savings Account

Minimum balance to earn interest is $0.01

APY
Non-Relationship0.01%
With Huntington Perks Checking Account0.02%
With Huntington Platinum Perks Checking Account0.02%
With Private Client Account0.06%

Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Monthly Fee: $30 monthly service fee waived when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts
Chase
Member FDIC

Chase Business Complete Banking℠ - Up to $500 Bonus

Expires 8/3/2023
  • Earn up to $500 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
  • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
  • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept. It's a built-in feature with your Business Complete Checking account.
  • Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
  • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
  • Trusted and secure financial partner. We're committed to helping you grow and protect your business.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Monthly Fee: $15 with ways to waive
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
    • Qualifying electronic deposits made into this account totaling $500 or more,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
US Bank
Member FDIC

U.S. Bank Smartly® Checking and Standard Savings - Up to $400 Bonus

Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through June 20, 2023. Member FDIC.

Complete these steps within 90 days of opening your new Bank Smartly checking account online to earn $300:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Complete two or more direct deposits of $5,000 or more
  • Complete 10 or more debit card purchases totaling at least $100

Earn $100 when you open a new Standard Savings account, by June 20, 2023, complete deposit(s) of $15,000 or more by July 13, 2023 and maintain a total account balance of $15,000 until October 13, 2023.

Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for Checking account

Expires 6/20/2023
  • Minimum Deposit to Open: $25
  • Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)

Huntington Bank has nearly 1,000 branches and over 1,800 ATMs in the Midwest. It offers a few checking and savings options, including a free checking option. CDs of varying maturity dates have a great rate with $1,000 minimum deposit.

Did you know: Huntington Bancshares was ranked 736th in the 2021 list of the world's largest public companies (306th by assets, 790th by net income, 1098th by market capitalization, 1865th by revenues).

Checking Account Bonuses

Huntington Bank frequently offers cash bonuses for new checking customers, for both consumer and business checking accounts. Some deals are only available for residents of select states, so make sure you read the fine print carefully. Huntington Bank primarily operates out of Ohio, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Pennsylvania, West Virginia, and Wisconsin.

Special Checking Account Features

All Huntington checking accounts offer these unique features:

  • 24-hr Grace. If you overdraft on your account, you have 24 hours to make a deposit to avoid the overdraft fee. You can deposit by ATM, mobile app, or online transfer.

  • All-day Deposit. You have until midnight to make a deposit through an ATM or mobile app. Cash deposits will be available the same day. Check deposits will be available the next business day. (New customers less than 30 days will get $500 of check deposits available the next business day, and the remainder after 2 business days.)

  • Free Overdraft Protection. If you have a linked Savings or Money Market account, money will be automatically transferred to cover the overdraft in increments of $100. You can also use a personal line of credit or a linked Voice credit card line of credit, but these options will be subject to an APR and have no grace period.

Huntington Bank has nearly 1,000 locations across the Midwest, with over 1,800 ATMs.

Huntington Bank Phone Number: (800) 480-2265

How to Avoid Huntington Bank Checking Account Fees

  • Asterisk-Free Checking. This is Huntington's free checking option. This account has no service fees and no minimum balance requirements.

  • Huntington Perks Checking. The $10 monthly service fee can be waived with $1,000 in total monthly deposits or with $5,000 in relationship balances from checking and savings.

  • Huntington Platinum Perks Checking. The $25 monthly service fee can be waived with $25,000 in relationship balances from checking and savings.

Pricing information from published website as of 4/7/2023 based on 43215 zip code.

 Chase
 Learn MoreVisit Site
 

Huntington Bank

Chase

 

Benefits and Features

Savings0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDRegular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. 
Customer Service
24/7
 
ATMs
Over 1,700 ATMs
16,000+ Chase ATMs
Locations
Nearly 1,200 branches
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Huntington: Pricing information from published website as of 4/7/2023 based on 43215 zip code.

Chase: Pricing information and data points from published website as of 12/17/2020


Huntington Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 7/19/2023
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95
US Bank
Member FDIC

Silver Business Checking Package - Up to $750 Bonus

Earn up to $750 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q2AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through June 30, 2023. Member FDIC. Complete these steps to earn the offer:

Earn your $500.

  • Make a deposit of at least $5,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
  • Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.

Earn your $750.

  • Make a deposit of at least $15,000 in new money within 30 days of account opening and maintain the balance until the 60th day after account opening.
  • Enroll in U.S. Bank business online banking or the U.S. Bank Mobile App within 60 days of account opening.
Expires 6/30/2023
  • Minimum Deposit to Open: $100
  • Monthly Fee: $0 monthly maintenance fee
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 7/23/2023

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

  • Monthly Fee: $30 monthly service fee waived when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts
CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.85% APY

  • 4.85% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No
  • Monthly Fee: $0
Discover Bank
Member FDIC

Discover Online Savings - $150 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY223 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 6/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 6/15/2023

Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.

Huntington Bank CD Rates

What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.

Huntington Bank Money Market Rates

Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.

Huntington Bank Hours

Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.

Huntington Platinum Perks Checking

Earn $300 for opening a Huntington Platinum Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington Perks Checking

Earn $200 for opening a Huntington Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.

Huntington Asterisk Free Checking

Huntington Bank is offering a $0 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

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Chase
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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