Huntington Bank Promotions
Read our in-depth review of Huntington to see why Huntington scored 3.9 stars out of 5. We like their free checking option, 24-hour grace, and all day deposit.
As of September 2026, the best Huntington checking account bonus offers $600 Bonus. Huntington business checking bonus offers $1,000 Bonus and $400 Bonus.
Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Maintain minimum daily balance of $20,000 for 60 days after meeting the deposit requirement. Account must maintain an open status for at least 90 days to be eligible.
Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
Personal Checking Account - $600 Bonus
Open a new Huntington Perks Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.
Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
Huntington Bank Fixed Rate CDs - Promotional Rates
| Term | APY |
|---|---|
| 5 Months | 3.66% |
| 9 Months | 2.50% |
Rates are for Columbus, Ohio, and may vary per location.
Relationship Money Market Account
Minimum balance to earn interest is $25,000
| APY | |
|---|---|
| Non-Relationship | 3.20% |
| With Huntington Perks Checking Account | 3.35% |
| With Huntington Platinum Perks Checking Account | 3.35% |
| With Private Client Account | 3.35% |
Rates are for Columbus, Ohio and may vary per location. Rates are for balances of up to $2,000,000.
Business Checking 100
- $0 monthly maintenance fee
- Includes up to 100 transactions per month
- Includes 120-day free trial of Reverse Positive Pay (fraud tool)
- Monthly Fee: $0
Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
- Minimum Deposit to Open: $100
- Monthly Fee: $12 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- Have at least one qualifying direct deposit of $250 or more or
- Maintain a minimum daily balance of $1,500 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
Chase Secure Banking℠ - $175 Bonus
- New Chase checking customers enjoy a $175 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95 Monthly Service Fee or $0 when you have one of the following during each monthly statement period: Option #1: $250+ in qualifying electronic deposits; OR, Option #2: an account owner who is age 17-24.
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $15 or $0 with one of the following, each monthly statement period: $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments OR Link this account to a qualifying checking account
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access online banking for small businesses. Take advantage of our digital business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- More small business owners choose Chase than any other bank
- The #1 choice for small business banking.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Monthly Fee: $15 with ways to waive
Huntington Trending Offers
| Yesterday | Personal Checking Account - $600 Bonus selected by a visitor from Ohio |
| Yesterday | Business Checking Account - $1,000 Bonus selected by a visitor from Alabama |
| 4 days ago | Huntington Bank Fixed Rate CDs - Promotional Rates selected by a visitor from Ohio |
| 6 days ago | Relationship Money Market Account selected by a visitor |
| 14 days ago | Asterisk-Free Checking selected by a visitor |
Huntington Bank has nearly 1,000 branches and over 1,800 ATMs in the Midwest. It offers a few checking and savings options, including a free checking option. CDs of varying maturity dates have a great rate with $1,000 minimum deposit.
Checking Account Bonuses
Huntington Bank frequently offers cash bonuses for new checking customers, for both consumer and business checking accounts. Some deals are only available for residents of select states, so make sure you read the fine print carefully. Huntington Bank primarily operates out of Ohio, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Pennsylvania, West Virginia, and Wisconsin.
Special Checking Account Features
All Huntington checking accounts offer these unique features:
- 24-hr Grace. If you overdraft on your account, you have 24 hours to make a deposit to avoid the overdraft fee. You can deposit by ATM, mobile app, or online transfer.
- All-day Deposit. You have until midnight to make a deposit through an ATM or mobile app. Cash deposits will be available the same day. Check deposits will be available the next business day. (New customers less than 30 days will get $500 of check deposits available the next business day, and the remainder after 2 business days.)
- Free Overdraft Protection. If you have a linked Savings or Money Market account, money will be automatically transferred to cover the overdraft in increments of $100. You can also use a personal line of credit or a linked Voice credit card line of credit, but these options will be subject to an APR and have no grace period.
Huntington Bank has nearly 1,000 locations across the Midwest, with over 1,800 ATMs.
How to Avoid Huntington Bank Checking Account Fees
- Asterisk-Free Checking. This is Huntington's free checking option. This account has no service fees and no minimum balance requirements.
- Huntington Perks Checking. The $10 monthly service fee can be waived with $1,000 in total monthly deposits or with $5,000 in relationship balances from checking and savings.
- Huntington Platinum Perks Checking. The $25 monthly service fee can be waived with $25,000 in relationship balances from checking and savings.
- Asterisk-Free Checking: No minimum balance and no monthly maintenance fees
- Huntington Perks Checking: 5 non-Huntington ATM withdrawals per month
- Huntington Platinum Perks Checking: Unlimited non-Huntington ATM withdrawals
Highlights
0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.
0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
over 1,600 ATMs
24/7
nearly 1,000 branches
Pricing information from published website as of 07/02/2026 based on 43215 zip code.
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| Learn More | Learn More | |
Huntington Bank | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. |
|
| CD | 0.25% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000. | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking |
|
|
| Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. | |
| Mobile App | ||
| ATMs | ||
| Customer Service | Automated service available 24/7 | |
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Huntington: Pricing information from published website as of 07/02/2026 based on 43215 zip code. Chase: Pricing information and data points from published website as of 08/25/2026. | ||
5-Month CD - 3.66% APY
APY is for ZIP code 43215 and for balances $1,000.00 - $19,999.99.
- Minimum Deposit to Open: $1,000
9-Month CD - 2.50% APY
APY is for ZIP code 43215 and for balances $1,000.00 - $19,999.99.
- Minimum Deposit to Open: $1,000
Huntington Relationship Savings - Up to 0.06% APY
- $2,500 minimum opening deposit
- $10 monthly fee can be waived with a total average daily balance of at least $2,500, or if you have a Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account.
| APY | |
|---|---|
| Non-Relationship | 0.01% |
| With Huntington Perks Checking Account | 0.02% |
| With Huntington Platinum Perks Checking Account | 0.02% |
| With Private Client Account | 0.06% |
Rates are for Columbus, Ohio and may vary per location.
- Minimum Deposit to Open: $2,500
Huntington Premier Savings Account - Earn 0.01% APY
Earn $0.01% APY with minimum balance of $0.01. Minimum opening deposit is $50.
Huntington Bank Jumbo Fixed Rate CDs - Standard Rates
| Term (Days) | CD Rates |
|---|---|
| 7 | 0.25% |
| 14 | 0.25% |
| 30 | 0.25% |
| 60 | 0.25% |
| 90 | 0.25% |
| 180 | 0.25% |
| 270 | 0.25% |
| 365 | 0.25% |
| 547 | 0.25% |
| 730 | 0.25% |
| 912 | 0.25% |
| 1095 | 0.25% |
| 1460 | 0.25% |
| 1825 | 0.25% |
Rates are for Columbus, Ohio and may vary per location.
Huntington Bank Fixed Rate CDs - Standard Rates
| Term | APY |
|---|---|
| 1 Month | 0.25% |
| 3 Months | 0.25% |
| 6 Months | 0.25% |
| 9 Months | 0.25% |
| 12 Months | 0.25% |
| 18 Months | 0.25% |
| 24 Months | 0.25% |
| 36 Months | 0.25% |
| 48 Months | 0.25% |
| 60 Months | 0.25% |
| 72 Months | 0.25% |
Rates are for Columbus, Ohio and may vary per location.
Huntington Alternatives
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Earn up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Your dedicated banker and a J.P. Morgan Wealth Management advisor work as a team, providing personalized wealth strategies and one-on-one guidance to help plan your future with more confidence. Your team can also connect you to other specialists like a home lending advisor or business relationship manager.
- Your J.P. Morgan advisor builds a custom wealth strategy that changes as you do, providing one-on-one guidance to help you make informed decisions for your future.
- Get the added benefit of 24/7 customer service to help you manage your accounts. Enjoy waived fees on wire transfers and ATM withdrawals worldwide with the advanced security and protection you expect from a global leader.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. - Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
- Minimum Deposit to Open: $100
- Monthly Fee: $25 or $0 – No monthly maintenance fee each statement cycle when you meet one of the following:
- Maintain a minimum daily balance of $20,000 in your account or
- An account owner is enrolled in BofA Rewards™ and qualifies for the Preferred Plus, Preferred Honors, or Premier Tier
CIT Bank Savings Connect - 3.65% APY
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
- Minimum Deposit to Open: $0
- Monthly Fee: $0

















