Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Capital One 360 Promotions

Read our in-depth review of Capital One to see why Capital One scored 4.3 stars out of 5. We like their overdraft protection options, no account minimums, and 27 cafes for in-person support.

If you're looking for bank promotions, you must check out these offers.

360 Checking Account

  • $0 opening minimum
  • No monthly service fee
  • No minimum balance requirement
  • 0.10% APY
  • 40,000+ Allpoint ATMs
  • Minimum Deposit Required: $0
  • Monthly Fee: $0

360 Performance Savings - 3.00% APY

  • 3.00% APY
  • $0 opening minimum
  • No monthly service fee
  • No minimum balance requirement
  • Minimum Deposit Required: $0
  • Monthly Fee: $0

Basic Business Checking

  • Unlimited free transactions each month
  • $5,000 in free cash deposits each month
  • Waive the $15 monthly service fee by maintaining a prior 30- or 90-day average balance of $2,000 or more
  • Minimum Deposit to Open: $250
  • Monthly Fee: $15 (can be waived)
0.20%

Business Savings

  • 0.20% promotional APY, guaranteed for the first 12 months
  • $250 minimum opening deposit
  • $3 monthly service fee, waived with $300 average daily balance
  • Minimum Deposit to Open: $250
  • Monthly Fee: $3 (waived with $300 average balance)

MONEY Teen Checking Account

  • No monthly service fee
  • No minimum balance
  • Free debit card for kids
  • Parental controls
  • Minimum Deposit to Open: $0
  • Monthly Fee: $0

Online CDs

  • Up to 4.25% APY
  • Up to 5 years
  • $0 minimum opening deposit
  • Daily Compounding Interest
  • FDIC Insured
CIT Bank
Member FDIC

CIT Bank Savings Connect - 3.60% APY

  • Earn 15x the national average
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No
  • Monthly Fee: $0
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 1/9/2023
  • Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities
  • Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds.
  • Maintain a minimum balance for 60 consecutive calendar days from the 21st day.
  • If your balance falls to a lower tier at any point during the maintenance period, the bonus changes.
  • Bonus will be paid within 30 days after you successfully complete all required activities.
  • Monthly Fee: $30 monthly service fee waived when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts
Chase
Member FDIC

Chase Business Complete Banking℠ - $300 Bonus

Expires 2/16/2023
  • Earn $300 when you open a new Chase Business Complete Checking℠ account. For new Chase business checking customers with qualifying activities.
  • Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
  • Built-in card acceptance. Accept card payments anytime, anywhere in the U.S., and get transparent pricing with Chase QuickAccept℠.
  • Same-day deposits with QuickAccept. Free up the cash you need to keep your business moving forward with same-day deposits at no additional cost.
  • Alerts to help you stay on top of your account activity.
  • Easy account management through Chase Business Online and the Chase Mobile® app.
  • Unlimited electronic deposits, ACH and Chase QuickDeposit℠
  • Convenient access to more than 16,000 ATMs and more than 4,700 branches.
  • Minimum Deposit to Open: None
  • Direct Deposit Required: No
  • Monthly Fee: $15 with ways to waive
Chase
Member FDIC

Chase Total Checking® - $200 Bonus

Expires 1/25/2023
  • New Chase checking customers enjoy a $200 bonus when you open a Chase Total Checking® account and set up direct deposit
  • Access to more than 16,000 Chase ATMs and more than 4,700 branches
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fee if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*

*With Chase Overdraft Assist℠, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.

  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
    • Qualifying electronic deposits made into this account totaling $500 or more,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances

Don't miss another hot deal. Check back often at CreditDonkey.

$25

Capital One 360 Checking - $25 Refer a Friend Offer

Get $25 when you open an account with an initial deposit of at least $250 AND do one of the following: make 3 debit card purchases or Zelle payments within 45 days of account opening. The $25 bonus will be deposited into your account on Day 50. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

Expired 5/20/2020
$400

Personal Checking Account - $400 Bonus

Open a qualifying 360 Checking account using promo code BONUS400. Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening.

Expired 1/26/2021
$25

Capital One 360 Savings - $25 Refer a Friend Offer

Get $25 when you open an account with an initial deposit of at least $250-9,999.99. The $25 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

Expired 5/20/2020
$100

Capital One 360 Savings - $100 Refer a Friend Offer

Get $100 when you open an account with an initial deposit of at least $10,000. The $100 bonus will be automatically deposited into your account. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers using the unique link sent from their friend. Terms apply.

Expired 5/20/2020
$250

Personal Checking Account - Up to $250 Bonus

Open a new 360 Checking account using promo code UPTO250. Make the qualifying spending requirement using your debit card within 90 days of account opening.

Spend RequirementCash Bonus
$1,500+$250
$500.01-$1,500$150

Expired 1/26/2021
$250

Personal Checking Account - $250 Bonus

Open a qualifying 360 Checking account using UPTO250. Spend $1,500.00 or more using your Capital One debit card within 90 days of account opening.

Expired 1/26/2021
$150

Personal Checking Account - $150 Bonus

Open a qualifying 360 Checking account using UPTO250. Spend $500.01–$1,500.00 using your Capital One debit card within 90 days of account opening.

Expired 1/26/2021
$25

Capital One 360 Money Market - $25

Get $25 if you make an initial deposit of $250 - $9,999.99. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Expired 9/19/2019
$100

Capital One 360 Money Market - $100

Get $100 if you make an initial deposit of $10,000 or more. The bonus will be automatically deposited into your account upon opening. The bonus will start earning interest right away, but you cannot withdraw for 30 days. Only available for new Capital One 360 customers.

Expired 9/19/2019
$150

Personal Savings Account - $150 Bonus

Open a Capital One 360 Performance Savings account. Use promo code SAVE22 at account opening. Deposit $20,000-$49,999.99 of external funds within 15 days of account opening. Hold deposit for at least 90 days.

Expired 6/29/2022

Capital One Bank offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Capital One 360 Promotions

Capital One frequently offers cash bonuses for new banking customers. Keep your eye out on our page for coupons. If you see one, be aware of when the offer expires and act on it quick.

Capital One promotions are available to all residents nationwide.

Capital One Locations: Find a Capital One Cafe, branch and ATM near you using the Capital One location finder.

Capital One 360 Checking

Capital One's top-rated checking account has no balance requirements or service fees. Here are some special features:

  • Overdraft protections. Capital One offers several overdraft protection options. The Next Day Grace gives you one business day to replace the overdrawn amount before you're charged. You can also auto decline charges you don't have the funds to cover. Or you can link a savings account for a free automatic transfer of funds. Lastly, you can apply for an Overdraft Line of Credit, but you'll be charged interest until you pay back the funds.

  • First checks free. Your first set of checks are free.

  • No foreign transaction fee. There is no foreign transaction fee when you use your debit card abroad.

What to Open at Capital One

  • 360 Savings (for balances under $10,000). If you have less than $10k to save, you'll get the best interest rate with the 360 Savings account. There are no service fees or minimum balance requirements.

  • Money Market (for balances $10,000+). If you have at least $10,000 to deposit, Capital One's money market account offers the best APY with no monthly service fee.

  • 12-month CD. Capital One 360 offers one of the best APYs for a 12-month CD. There is no minimum opening deposit. If you can commit to not touching your money for longer, then you can get a slightly higher APY for a longer term CD (up to 5 years).

  • MONEY Teen Checking. This is a great checking account to teach teens money management. You and your teen will be joint account holders. Teens can make their own money decisions, and you can monitor their account online. There is no minimum deposit requirement and no service fees.

What NOT to Open at Capital One

  • Short term CDs. For CD terms less than 12 months, the interest rate isn't great. In this case, it's much better to just save your money into the Capital One 360 Savings Account.

Pricing information from published website as of 10/29/2022.

 Chase
 Learn MoreVisit Site
 

Capital One

Chase

 

Benefits and Features

Savings
3.00% APY
  • Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD2.70% to 4.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
0.10% APY
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
Customer Service
Mon-Sun: 8am - 11pm (ET)
 
ATMsOver 40,000 no-fee Capital One & Allpoint ATMs
16,000+ Chase ATMs
IRA CD2.70% to 4.25% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%. 
Locations
Online Only
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One: Pricing information from published website as of 10/29/2022.

Chase: Pricing information and data points from published website as of 12/17/2020


Capital One Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/25/2023
  • New Chase checking customers enjoy $100 when you open a Chase Secure Banking℠ account with qualifying transactions.
  • No minimum deposit to open an account and get started.
  • No paper checks to track and no Chase fees on money orders or cashier's checks.
  • Pay bills, cash checks and send money with Zelle® all for a $4.95 monthly service fee.
  • No overdraft fees with a Chase debit card that helps you stay within your balance.
  • Bank from anywhere with access to more than 16,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase Online℠.
  • Get more for your money. Chase Secure Banking℠ customers told us they save an average of $50 a month on fees after opening their account.
  • Open an account online or in person at any Chase branch.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95
Citibank

Citi Priority Account - Earn up to $2,000 Cash Bonus

Expires 1/9/2023

Earn up to $2,000 cash bonus when you open a new eligible Citi Priority Checking Account with required activities. Within 20 days of opening, deposit the minimum amount of new-to-Citibank funds. Maintain a minimum balance for 60 consecutive calendar days from the 21st day. If your balance falls to a lower tier at any point during the maintenance period, the bonus changes. Bonus will be paid within 30 days after you successfully complete all required activities.

Balance LevelsMaximum Bonus
$10,000 - $29,999$200
$30,000 - $74,999$500
$75,000 - $199,999$1,000
$200,000 - $299,999$1,500
$300,000 and above$2,000

  • Monthly Fee: $30 monthly service fee waived when you maintain a combined average monthly balance of $30,000+ in eligible linked deposit, retirement and investment accounts
Discover Bank
Member FDIC

Discover Online Savings - $200 Cash Bonus

To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code CY922 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 30 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 12/15/2022, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.

Expires 12/15/2022
TD Bank
Member FDIC

TD Beyond Checking - $300 Cash Bonus

Expires 10/31/2023
  • Earn $300 when you receive direct deposits totaling $2,500 or more within 60 days
  • Get more from your checking account. With TD Beyond Checking with Payback Plus, you'll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.
  • Monthly maintenance fee waived when you receive monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or a combined balance of $25,000 across eligible TD accounts.
  • TD ATM fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
  • Get overdraft fees automatically reversed up to two times a year.
  • Get your money where it needs to go —fast— with Rush Bill Payments, Send Money with Zelle®, incoming wires and a reimbursement for one outgoing wire (domestic or international) per statement cycle.
  • TD checking accounts come with an instant-issue debit card - and, you can pay with confidence with contactless technology Visa Zero Liability protection and 24/7 fraud monitoring.
  • Monthly maintenance fee waived on one TD Simple Checking℠ account and any Savings accounts. Plus, get free standard check orders, money orders, official bank checks and stop payments.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $2,500 within 60 days
  • Monthly Fee: $25 monthly maintenance fee waived with monthly direct deposits of $5,000 or more within a statement cycle, or maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.
HSBC
Member FDIC

HSBC Premier Checking - $500 Welcome Deposit

Expires 2/15/2023
  • Receive a $500 Welcome Deposit for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities.
  • Open your new HSBC Premier checking account online, using this offer page, by February 15, 2023.
  • Make recurring Qualifying Direct Deposits totaling at least $10,000 per month from a third party to your HSBC Premier checking account(s) for 3 consecutive calendar months from the second full calendar month after account opening.
  • You will automatically receive the $500 Welcome Deposit in your new HSBC Premier checking account approximately eight weeks after completing all qualifying activities. It's that simple.
  • Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $10,000/Month for 3 Months

Articles on Capital One

Capital One 360 Review

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.

Capital One Money Teen Checking Account Review

Is Capital One a good bank for your teenager? Here are the pros, cons, and fees of a Capital One Money Teen Checking account.

Capital One Bank Hours

Capital One Bank is open 6 days a week. Take a look at their operating hours.

Capital One Routing Number

What is the routing number for Capital One? Find the right one for your account with our guide.

Recent Mentions

Best Debit Cards for Kids

Best Debit Cards for Kids

Teaching your kids about money is easier with their own debit card. Review the best debit cards for kids with impressive features for parents, too.
Best National Bank

Best National Bank

There are over 5,000 FDIC-insured banks in America. How do you choose a good national bank to keep your money safe?
Banks With Free Checking and No Minimum Balance

Banks With Free Checking and No Minimum Balance

Monthly service fees stink. Take a look at which banks offer totally free checking accounts (even with no opening deposit).
Best Free Checking Accounts

Best Free Checking Accounts

Banking doesn't have to be expensive. Here is a list of good free checking accounts without outrageous fees or high balance requirements.
Best Bank for Small Business

Best Bank for Small Business

The right bank account can make or break your business. Narrow down your options and find the best business bank account with this guide.
Chase

Chase

Chase frequently offers cash bonuses for new banking customers. You can open a new Chase account either in person at a branch or online.
Best Online Bank

Best Online Bank

Online banks are convenient, pay higher interest rates, and have less fees. Find out which accounts are best (#1 surprised us).
Best CD Rates

Best CD Rates

CD accounts pay higher interest rates than traditional savings accounts. Find out which banks are offering the best returns.
Best Online Savings Account

Best Online Savings Account

Good online savings accounts have a high interest rate, flexibility and are fully secured. Here are the best banks to consider.
Add Your Comment



More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $200 Bonus
Citibank
Member FDIC

Citibank Promotions

Citi Priority Account - Earn up to $2,000 Cash Bonus
Discover Bank
Member FDIC

Discover Bank

Discover Online Savings - $200 Cash Bonus
TD Bank
Member FDIC

TD Bank Promotions

TD $300 Beyond Checking Bonus

Bank of America Promotions

Bank of America Advantage Plus Banking® - $100 Bonus Offer

Wells Fargo Promotions

Personal Checking Account - $325 Bonus

Ally Bank Promotions

Online Savings Account - 3.00% APY
HSBC Bank
Member FDIC

HSBC Promotion

HSBC $500 Premier Checking Bonus

Next Page:

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.