Bank of America Promotions and Offer Codes for April 2026
Read our in-depth review of Bank of America to see why Bank of America scored 3.6 stars out of 5. We like their large branch network, extended service hours, and full service banking.
Up to $500
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
$400 or $750
Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Business Advantage Relationship Banking
- Best for businesses with the need for extra accounts and robust banking needs.
- No fee for incoming wire, stop payment, electronic deposits and more.
- No fee for first 500 transactions per statement cycle.
- No fee for the first $20,000 in cash deposited per statement cycle at an ATM or Financial Center.
- Bank of America, N.A. Member FDIC
- Minimum Deposit to Open: $100
- Monthly Fee: $29.95 or $0 – Pay no monthly fee for Business Advantage Relationship Banking when you meet one of the following requirements each statement cycle:
- Maintain a $15,000 combined average monthly balance in eligible linked business deposit accounts.
- Be a member of Preferred Rewards for Business (first 4 checking accounts per enrolled business)
Business Advantage Fundamentals™ Banking
- Best for new businesses with simple banking needs.
- No fee for first 20 transactions per statement cycle.
- No fee for first $5,000 in cash deposited per statement cycle at an ATM or Financial Center.
- Bank of America, N.A. Member FDIC
- Minimum Deposit to Open: $100
- Monthly Fee: $16 or $0 – No monthly fee for the first 12 statement cycles. To avoid the Monthly Fee after, meet one of the following requirements each statement cycle:
- Maintain a $5,000 combined average monthly balance in eligible linked business deposit accounts.
- Use your Bank of America business debit card to make at least $500 in new net qualified purchases.
- Be a member of Preferred Rewards for Business (first 4 checking accounts per enrolled business)
Compare Business Promotions:
Featured CD
| Term | APY |
|---|---|
| 7 Month | 3.25% |
| 10 Month | 2.95% |
| 13 Month | 2.00% |
| 25 Month | 1.75% |
| 37 Month | 0.11% |
The information for the Featured CD has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Rates are for Pasadena, California (ZIP Code 91107), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
Free Museum Entry
Offer valid for all current Bank of America customers. Enjoy free museum admission on the first full weekend of every month, from more than 225 participating museums. Simply show your Bank of America or Merrill Lynch credit or debit card and an ID, and get one free general admission.
The information for the Free Museum Entry has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Compare Promotions
CIT Bank Platinum Savings - 4.10% APY Boost
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Disclosures
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $15 or $0 with one of the following, each monthly statement period: $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments OR Link this account to a qualifying checking account
Chase Secure Banking℠ - $125 Bonus
- New Chase checking customers enjoy a $125 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early—exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Unauthorized purchases on your debit card? Let us know right away. With Zero Liability Protection with Chase Secure Banking℠ we'll reimburse you for charges you didn't make.
- $0 Monthly Service Fee for customers age 17-24.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Chase makes it easy for you to access your money from anywhere with the Chase Mobile® app, plus thousands of ATMs and branches.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95 Monthly Service Fee or $0 when you have one of the following during each monthly statement period: Option #1: $250+ in qualifying electronic deposits; OR, Option #2: an account owner who is age 17-24.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Get added features at no additional costs. Choose Chase Business Complete Banking® to get a fully integrated business solution that can help you control costs. Waive the $15 Monthly Service Fee in multiple ways like keeping a minimum $2,000 balance, plus use built-in offerings such as card acceptance, invoicing, Chase Customer Insights and Tap to Pay on iPhone at no additional cost.
- Bank with confidence. Feel confident knowing we have the largest branch network in the U.S. with 5,000 branches that provide personalized service and can help with your complex banking needs. You can also benefit from our account protection services, which provide safeguards by overseeing employee account activity, monitoring checks, and offering additional protection for your business.
- Access top-rated online business banking. Take advantage of our #1-ranked online small business banking platform with a comprehensive set of features designed for small business owners like you. Our tools enhance your ability to manage cash flow, accept and make payments, create invoices and plan for growth, so you can streamline processes and gain greater control of your finances.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Monthly Fee: $15 with ways to waive
First Checking - 0.10% APY
- Joint checking account for 13-17 year olds
- No fees
- Up to $12 domestic ATM fee reimbursements per month
Bank of America Offers History
| 12 days ago | Deals Editor from CreditDonkey updated 37-Month CD - 0.11% APY |
| 12 days ago | CreditDonkey updated 25-Month CD - 1.75% APY |
| 12 days ago | CreditDonkey updated 13-Month CD - 2.00% APY |
| 12 days ago | CreditDonkey updated 10-Month CD - 2.95% APY |
| 12 days ago | CreditDonkey updated 7-Month CD - 3.25% APY |
Current Bank of America Promotions
Bank of America Checking Account Bonus:
- Bank of America Advantage Banking:
Up to $500 Cash Offer - Bank of America® Business Advantage Banking:
$400 or $750 Cash Bonus Offer
How to Get Bank of America Bonuses
Bank of America offers new customers a bonus for opening a new eligible account with qualifying activities. The bonuses are usually for online only applicants.
Here's how you can get a bonus:
- Open a new account through the promotional link in the offer.
- Complete the offer requirements. This usually includes making a certain amount of qualifying deposits into the new account, and/or maintaining a specified balance for a certain time.
- Bank of America will typically pay your bonus within 60 days (from the end of the qualifying period).
What is the best bonus for Bank of America?
Bank of America Advantage Banking - Up to $500 Cash Offer
- The cash offer up to $500 is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2026.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* into that new eligible account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your Qualifying Direct Deposits received in the first 90 days.
Cash Bonus Total Qualifying Direct Deposits $100 $2,000 $300 $5,000 $500 $10,000+ - If all requirements are met 90 days after account opening, Bank of America will attempt to deposit your bonus into your new eligible account within 60 days.
- Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
What to Know About Bank of America Bonus Offers
- Offers are for new personal or business checking customers only. You can be eligible for a business checking account bonus if you're an existing personal checking customer (and vice versa).
- You are eligible for a personal checking bonus if you have not owned or co-owned a Bank of America personal checking account within the last twelve (12) months.
- You are eligible for a business checking if you were not an owner or signer on a Bank of America Business Advantage checking account within the last twelve (12) months.
- Bonuses are limited to one bonus per account and per customer.
- Your new account must be open and in good standing up to and including the date any earned bonus is paid.
- Cash bonuses are considered taxable income.
Is Bank of America bonus a good deal?
Bank of America's bonus can be worth it if you can easily fulfill the terms and the account aligns with your needs. Note that Bank of America checking accounts have requirements to waive the monthly fees, so make sure it won't be a hassle to maintain.
Bank of America's bonus can be worth it if you can easily fulfill the terms and the account aligns with your needs. Note that Bank of America checking accounts have requirements to waive the monthly fees, so make sure it won't be a hassle to maintain.
Bank of America Pros & Cons
Pros:
- Frequent bonuses for new customers
- Available in 37 states
- Low requirements to waive monthly fees for basic accounts
- Flexibility to switch between checking tiers
- Highly-rated mobile app
- Free spending and budgeting tools
- Wide range of banking services
Cons:
- Low APYs for savings accounts
- No free checking option
- Many other banking fees
Bank of America Personal Checking Accounts
- Advantage SafeBalance: This particular account has no overdraft fees - you can only spend what you have. There are no paper checks. The $4.95 monthly maintenance fee can be waived if you are under 25, maintain a minimum daily balance of $500, or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $25.
- Advantage Plus Banking: The $12 monthly maintenance fee can be waived if you: maintain a minimum daily balance of $1,500, OR have one qualifying direct deposit of at least $250 each statement cycle, OR if you are a member of Bank of America Preferred Rewards®. This account allows you to enroll in optional overdraft protection. The minimum opening deposit is $100.
- Advantage Relationship Banking: The $25 monthly service fee can be waived if you maintain a minimum daily balance of $20,000 in your account or if you are a member of Bank of America Preferred Rewards®. The minimum opening deposit is $100.
All 3 accounts come with mobile banking, mobile check deposit, and alert. They also come with a debit lock/unlock feature. If you've misplaced your debit card and need time to find it, you can just lock it on the mobile app. And then unlock it after you've found your card.
Bank of America Business Checking Accounts
Bank of America also offers 2 different business accounts:
- Business Advantage Fundamentals™ Banking: This is the basic business account ideal for small businesses just starting out.
- Business Advantage Relationship Banking: This account is better for more established small businesses able to maintain a higher balance.
Bank of America Business Checking Account Promotions:
- Bank of America® Business Advantage Banking - $400 or $750 Cash Bonus Offer
- The $400 or $750 cash bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2026.
- To qualify, open a new Business Advantage Relationship Banking or Business Advantage Fundamentals™ Banking account through the promotional page and deposit New Money* directly into that new eligible account within thirty (30) days of account opening (“Deposit Period”). At the
end of the Deposit Period, all New Money deposits made directly into new eligible Business Advantage Banking account will be totaled to determine which Balance Requirement you have met and which corresponding Cash Bonus Tier you
are eligible for.
Balance Requirement Cash Bonus Tier $5,000 $400 $15,000 $750 - Maintain a daily balance in that new Business Advantage Banking account that meets the applicable Balance Requirement during the Maintenance Period**
- After you satisfy all of the requirements, Bank of America will attempt to deposit your earned bonus directly into your new eligible Bank of America Business Advantage Banking account within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your Business Advantage Banking account that are not transfers from other Bank of America accounts or Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bank of America Investment Account Promotions
Merrill Edge Investment Account - Up to $1,000 Bonus
Enroll in this offer using offer code 1000PR. Fund your IRA or CMA with at least $20,000 in qualifying net new assets within 45 days of account opening. Enroll in Preferred Rewards within 90 days of funding your account. Maintain the new assets in your account for at least 90 days. Cash reward will be determined by the deposited net new assets in your account.
| Qualifying Net New Asset Balance | Cash Rewards |
|---|---|
| $20,000 - $49,999 | $100 |
| $50,000 - $99,999 | $200 |
| $100,000 - $249,000 | $400 |
| $250,000 or more | $1,000 |
This offer is valid for new and existing individual Merrill IRAs or Cash Management Accounts (CMA).
Merrill Edge Investment Account - Up to $750 Bonus
Open a new qualifying IRA or Cash Management Account (CMA). Use promo code 750ME at account opening. Fund your account with at least $5,000 in qualifying net new assets within 45 days of account opening. Cash reward will be determined by the deposited net new assets in your account.
| Qualifying Net New Asset Balance | Cash Rewards |
|---|---|
| Less than $5,000 | $0 |
| $5,000 - $19,999 | $50 |
| $20,000 - $49,999 | $125 |
| $50,000 - $99,999 | $200 |
| $100,000 - $199,999 | $350 |
| $200,000 or more | $750 |
The Merrill IRA or CMA may be a Merrill Edge Self-Directed account, Merrill Edge Advisory Account, Merrill Guided Investing account or Merrill Guided Investing with an Advisor account.
Merrill Edge Investment Account - Up to $600 Bonus
Open a new qualifying IRA or Cash Management Account (CMA). Use promo code 600ME at account opening. Fund your account with at least $20,000 in qualifying net new assets within 45 days of account opening. Maintain balance for at least 90 days. Cash reward will be determined by the deposited net new assets in your account.
| Qualifying Net New Asset Balance | Cash Rewards |
|---|---|
| Less than $20,000 | $0 |
| $20,000 - $49,999 | $100 |
| $50,000 - $99,999 | $150 |
| $100,000 - $199,999 | $250 |
| $200,000 or more | $600 |
The Merrill IRA or CMA may be a Merrill Edge Self-Directed account, Merrill Edge Advisory Account, Merrill Guided Investing account, or Merrill Guided Investing with an Advisor account.
What Banks Give You Money for Switching
What bank gives you $200 to open an account?
Here are popular $200 checking account bonuses for April 2026:
Here are popular $200 checking account bonuses for April 2026:
- TD Bank:
Personal Checking Account - $200 Bonus - Fulton Bank:
Personal Checking Account - $200 Bonus - SouthState Bank:
Personal Checking Account - $200 Bonus - Horizon Credit Union:
Personal Checking Account - $200 Bonus - CommunityAmerica Credit Union:
Personal Checking Account - $200 Bonus
What bank gives you $300 to open an account?
Here are popular $300 checking account bonuses for April 2026:
Here are popular $300 checking account bonuses for April 2026:
- KeyBank:
Key Smart Checking® - $300 Bonus - TD Bank:
Personal Checking Account - $300 Bonus - Capital One:
Personal Checking Account - $300 Bonus - Regions Bank:
Personal Checking Account - $300 Bonus - Citizens Bank:
Personal Checking Account - $300 Bonus
Chase Total Checking® - $400 Bonus
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft Assist℠ – no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick Deposit℠.
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
CIT Bank Platinum Savings - 4.10% APY Boost
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
With 6 month boost, you earn:
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
Disclosures
- 7-Month CD - 3.25% APY
- 10-Month CD - 2.95% APY
- 13-Month CD - 2.00% APY
- 25-Month CD - 1.75% APY
- 37-Month CD - 0.11% APY
- 1-Month CD - 0.03% APY
- 120-Month CD - 0.03% APY
- Monday -Friday: 8AM - 9PM ET
- Saturday: 9AM - 6PM ET
- Sunday: 8AM - 5PM ET
Highlights
Savings
Bank of America Advantage Savings Standard Rate: 0.01% APY
Bank of America Advantage Savings Standard Rate: 0.01% APY
CD
Read: 13 Month CD Rates
Compare: Bank of America vs Capital One
Mobile App
iOS & Android
iOS & Android
ATMs
Approximately 15,000+ ATMs
Approximately 15,000+ ATMs
Customer Service
Locations
3,700 financial centers
3,700 financial centers
- Pricing information from published website as of 03/19/2026 based on 91107 zip code.
- For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
More Information
| | |
| Learn More | Learn More | |
Bank of America | Chase | |
|---|---|---|
Benefits and Features | ||
| Savings | Bank of America Advantage Savings Standard Rate: 0.01% APY |
|
| CD |
| Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. |
| Checking |  |
|
| Mobile App | ||
| ATMs | ||
| Customer Service |
| Automated service available 24/7 |
| IRA CD | | |
| Locations | ||
| Learn More | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bank of America: Pricing information from published website as of 03/19/2026 based on 91107 zip code. Chase: Pricing information and data points from published website as of 03/18/2026. | ||
More Deals to Save Money at Bank of America
7-Month CD - 3.25% APY
Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
7-Month CD - 3.20% APY
Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
10-Month CD - 2.95% APY
Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
10-Month CD - 2.95% APY
Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
13-Month CD - 2.00% APY
Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
13-Month CD - 2.00% APY
Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
25-Month CD - 1.75% APY
Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
25-Month CD - 1.75% APY
Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
37-Month CD - 0.11% APY
Rates are for Southeast Florida (ZIP code 33134), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
37-Month CD - 0.11% APY
Rates are for Northeast Texas (ZIP code 75015), and may vary per location. Rates are for opening deposits of less than $10,000. Annual Percentage Yield (APY) is accurate as of March 19, 2026.
- Minimum Deposit to Open: $1,000
Bank of America Advantage Savings - 0.01% APY
| Account Balance | Standard APY |
|---|---|
| Less than $2,500 | 0.01% |
| $2,500 and over | 0.01% |
Fixed Term IRA CD
- Available terms are 6 - 120 months
- 0.03% APY
- $1,000 minimum opening deposit
- Terms and rate is for Pasadena, California, and may vary per location
Fixed CD
| Term | APY |
|---|---|
| 28 - 89 Days | 0.03% |
| 90 - 179 Days | 3.00% |
| 6 - 120 Months | 0.03% |
Rates are for Pasadena, California, and may vary per location.
Flexible CD
- 12-month term
- 2.50% APY
- $1,000 minimum opening deposit
- Minimum Deposit to Open: $1,000
Bank of America Alternatives
Chase Private Client Checking℠ - Up to $3,000 Bonus
- Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. - Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
- Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
- Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0
Disclosures
Free Business Checking - Up to 1.3% APY
- 1.3% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
- Minimum Deposit to Open: $0
- Monthly Fee: $0
Free Business Checking
- $0 monthly service fee
- $50 deposit to unlock all features
- ATM fee refunds up to $7 per month
- Minimum Deposit to Open: $50
- Monthly Fee: $0
Articles on Bank of America
Bank of America Review
Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on.
Bank of America Problems
Bank of America may be one of the biggest banks, but many customers find a lot of issues with their banking services. What are they? Keep reading.
Bank of America CD Rates
Bank of America is one the biggest banks in the U.S. But are their CD rates worth it? Read on to find out.
How to Close a Bank of America Account
Want to close your Bank of America account? Learn how and what you need to do before you close your account.
Bank of America Hours
Bank of America is open 5-6 days a week, depending on the location. Take a look at their business hours below.
Bank of America Routing Number
Find your Bank of America routing number and learn about money transfers in our guide.
Recent Mentions
Largest Banks in the US
A list of the largest banks in the US was released. Which banks came out on top? Read on to find out, plus the benefits of working with a big bank.
Best Business Bank Accounts for LLC
The best banks for LLCs have low fees and valuable perks to help your business grow. Here are the best business bank accounts for all types of LLCs.
Safest Banks in the US
When it comes to storing your money, you want the safest option. Keep reading to learn all about the safest banks in the U.S.
Best Business Checking Account
Cut banking costs and keep more money in your business. Here are the best business checking accounts (#1 is free).
Best National Bank
There are over 5,000 FDIC-insured banks in America. How do you choose a good national bank to keep your money safe?
Best Free Checking Accounts
Want to dodge hefty banking fees? Learn about the best free checking accounts in this detailed guide. No hidden charges or high balances needed.
Best Bank for Small Business
Discover the top 10 banks for small businesses. Unlock your business' potential with the best bank
Best Free Checking Accounts for Small Businesses
Avoid hidden fees. Determine the best free business checking account for your small business.
Chase
Chase frequently offers cash bonuses for new banking customers. You can open a new Chase account either in person at a branch or online.
How to Choose a Bank: Beginner's Guide
Can't decide what bank to use? Here are tips for choosing a new bank that's right for your needs.
Checking vs Savings Account
A checking account is for everyday use, while a savings account has less flexibility but higher interest. Get one or both, based on your needs.
More Bank Promotions
Chase Coupon
Chase Bank $400 Bonus
Wells Fargo Promotions
Everyday Checking Account - $325 Bonus
Citibank Promotions
Checking with Enhanced Direct Deposit - $325 Cash Bonus
U.S. Bank Promotions
U.S. Bank Smartly® Checking - $450 Bonus
Capital One 360 Promo Code
Personal Savings Account - $1,500 Bonus
USAA Bank
Personal Checking Account - $300 Bonus
BMO
Personal Checking Account - $400 Bonus
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