PayPal vs Stripe
PayPal | Stripe | |
---|---|---|
Online Payment Processing - | ||
Benefits and Features | ||
Customer Service | Phone, Email, Live Chat Support, PayPal Community | Phone (by request), Email, Live Chat, IRC |
Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | Online businesses; Customized checkout experience |
Equipment | POS (Chip, Swipe, Tap), Marketplaces & Partners, Invoicing, Online Processing | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
Pricing Model | ||
Swipe Rate | ||
Online Rate | ||
Monthly Fee | No monthly fees; $30/month for PayPal Payments Pro | |
Keyed-in Transaction Fee | ||
Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | 7-14 days after the first successful payment |
Chargeback Fee | ||
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