NorthOne vs Wells Fargo

NorthOne is a good business banking features and tools if you're okay with paying a monthly fee . How does it compare to Wells Fargo? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, unlimited transactions, invoice maker, and app integrations. But there is a $10 monthly fee with no options to waive.

While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare NorthOne with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings and reviews.

	NorthOne	Wells Fargo

	Visit Site	Learn More
	SPECIAL OFFER Get 3 months of free business banking - Learn More Read NorthOne Review	SPECIAL OFFER Clear Access Banking - Learn More Read Wells Fargo Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD		Standard Term CD: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship.
Checking	$10 monthly fee (cannot be wavied); no balance requirements	Clear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market		Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
APY	N/A
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Available 24 hours a day, 7 days a week.
Minimum Deposit to Open	$50
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs	More than 12,000 ATMs across the country.
Balance Requirement	None
Cash Deposit Fee	$4.95
Incoming Wire Transfer Fee	$15 for domestic wires
IRA CD		Standard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market		Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Locations	Online only	Approximately 4,500+ retail banking branches coast to coast.
Out of Network ATM Fee	Fee from ATM owner
Outgoing Wire Transfer Fee	$15 for domestic wires
Overdraft Fee	$0
Monthly Fee	$10
	CreditDonkey® Reviews

Checking
Customer Service
Mobile App
Fees
Pros & Cons	Pros: Unlimited envelopes Invoice maker App integrations Cons: $10 monthly fee No APY Cash deposit fee
Bottom Line	Good business banking features and tools if you're okay with paying a monthly fee... Read full review	Read full review
	Visit Site	Learn More
	Get 3 months of free business banking Get 1 month of free business banking NorthOne Business Banking	Clear Access Banking Everyday Checking Initiate Business Checking
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. NorthOne: Information sourced from the published website as of 09/27/2023. Wells Fargo: Pricing information from published website as of 09/09/2023 based on 91107 zip code.

Get 3 months of free business banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get Deal

Get 1 month of free business banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Get Deal

NorthOne Business Banking

Unlimited envelopes for all your business budgets
Integrations with popular accounting and payment processing apps
Free invoice maker
$50 minimum opening deposit
$10 monthly fee

NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Learn More

Which is Better: NorthOne or Wells Fargo?

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