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NorthOne vs Wells Fargo

NorthOne is a good business banking features and tools if you're okay with paying a monthly fee . How does it compare to Wells Fargo? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, unlimited transactions, invoice maker, and app integrations. But there is a $10 monthly fee with no options to waive.

While Wells Fargo is one of America's largest banks with over 4,500 locations and 12,000 ATMs. Offers many checking options, including Teen Checking and Opportunity Checking for those who had financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare NorthOne with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings and reviews.

 NorthOne
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NorthOne

Wells Fargo

SPECIAL OFFER
Get 3 months of free business banking - Learn More

Read NorthOne Review

SPECIAL OFFER
Clear Access Banking - Learn More

Read Wells Fargo Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goals0.15% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD Standard Term CD: 1.50% to 2.50% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Bonus of up to 2.51% APY if you maintain a linked Portfolio by Wells Fargo relationship.
Checking$10 monthly fee (cannot be wavied); no balance requirementsClear Access Banking, Everyday Checking, Portfolio by Wells Fargo
Money Market Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
APY
N/A
 
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.Available 24 hours a day, 7 days a week.
Minimum Deposit to Open
$50
 
ACH Transfer Fee
$0
 
ATMs
38,000+ MoneyPass ATMs
More than 12,000 ATMs across the country.
Balance Requirement
None
 
Cash Deposit Fee
$4.95
 
Incoming Wire Transfer Fee
$15 for domestic wires
 
IRA CD Standard Term CD: 0.01% to 2.50% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Bonus of up to 2.51% APY if you maintain a linked Wells Fargo Prime/Portfolio Checking account.
IRA Money Market Also known as Retirement High Yield Savings. 0.25% - 2.50% APY. $100 minimum opening deposit.
Locations
Online only
Approximately 4,500+ retail banking branches coast to coast.
Out of Network ATM Fee
Fee from ATM owner
 
Outgoing Wire Transfer Fee
$15 for domestic wires
 
Overdraft Fee
$0
 
Monthly Fee
$10
 
 

CreditDonkey® Reviews

 NorthOne
CheckingStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarStar
Mobile AppStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Unlimited envelopes
  • Invoice maker
  • App integrations
Cons:
  • $10 monthly fee
  • No APY
  • Cash deposit fee
Bottom LineGood business banking features and tools if you're okay with paying a monthly fee... Read full review Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

NorthOne: Information sourced from the published website as of 09/27/2023.

Wells Fargo: Pricing information from published website as of 09/09/2023 based on 91107 zip code.

NorthOne

Get 3 months of free business banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.
NorthOne

Get 1 month of free business banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.
NorthOne

NorthOne Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Free invoice maker
  • $50 minimum opening deposit
  • $10 monthly fee
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank; Member FDIC.

Which is Better: NorthOne or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.


Articles on NorthOne

NorthOne

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe and Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

Which Do You Think is Best?





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