North One vs Mercury
North One is a good business banking features and tools with no monthly fees. How does it compare to Mercury? Read our comparison chart below.
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| Visit Site | Learn More | |
North One | Mercury | |
|---|---|---|
North One Free Business Banking - Up to 2.50% APY - | Banking for Startups - | |
Benefits and Features | ||
| Savings | No savings account, but you can create unlimited envelopes for savings goals | 1 free savings account; more upon request |
| Checking | $0 monthly fee; no balance requirements | No monthly fees; no balance requirements |
| Monthly Fee | ||
| APY | up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements | |
| Minimum Deposit to Open | ||
| ACH Transfer Fee | ||
| ATMs | ||
| Balance Requirement | ||
| Cash Deposit Fee | up to $4.95 with Green Dot locations; 1 reimbursement/month (Standard members); 3 reimbursement/month (Plus members) | |
| Customer Service | Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST. | |
| Incoming Wire Transfer Fee | ||
| Locations | ||
| Out of Network ATM Fee | $2.50 per transaction; 2 reimbursement/month (Standard members); 6 reimbursement/month (Plus members) | |
| Outgoing Wire Transfer Fee | ||
| Overdraft Fee | ||
CreditDonkey® Reviews | ||
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| Checking |   | |
| Fees | | |
| Mobile App | | |
| Customer Service | | |
| Pros & Cons | Pros:
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| Bottom Line | Good business banking features and tools with no monthly fees... | |
| Visit Site | Learn More | |
North One: Information sourced from the published website as of 07/26/2025. | ||
North One Free Business Banking - Up to 2.50% APY
- 2.50% APY on balances up to $250,000 for eligible customers
- Business banking for teams
- Automatic invoice ingestion and payments
- Sales and revenue analytics
- Unlimited account envelopes
- Close to 100 integrations
- Over $5000 in perks for new customers
- No monthly fees, no application fees, no minimum balance
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
North One Plus Business Banking - Up to 3.00% APY
- 3.00% APY on balances up to $250,000 for eligible customers
- Priority email/chat support
- Dedicated relationship manager
- Implementation and onboarding assistant
- $0 same-day ACH payments, bill payments, and physical checks
- Lowest transaction fees
- $50 minimum opening deposit
- $30 monthly fee
North One Free Business Banking - Up to 2.50% APY
- 2.50% APY on balances up to $250,000 for eligible customers
- Unlimited envelopes for all your business budgets
- Integrations with popular accounting and payment processing apps
- Automate your bill payments
- $50 minimum opening deposit
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.
Articles on North One
NorthOne Review
North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.
Is NorthOne Safe
North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.
Which Do You Think is Best?
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