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NorthOne vs Bluevine

NorthOne is a good business banking features and tools with no monthly fees. How does it compare to Bluevine? Read our comparison chart below.

NorthOne offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

Compare NorthOne with Bluevine, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 NorthOneBluevine
 Visit SiteVisit Site
 

NorthOne

Bluevine

SPECIAL OFFER
NorthOne Free Business Banking - Learn More

Read NorthOne Review

SPECIAL OFFER
Free Business Checking - Up to 2.0% APY - Learn More

Read Bluevine Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goalsNo savings account, but you add 5 free sub accounts
Checking$0 monthly fee; no balance requirements4.25% APY for Premier customers, 2.0% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Monthly Fee
$0
Standard tier: $0 per month
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
APY
N/A
4.25% APY on balances up to $3M for Premier customers; 2.0% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Minimum Deposit to Open
$50
$0
ACH Transfer Fee
$0
$0
ATMs
38,000+ MoneyPass ATMs
38,000+ MoneyPass ATMs
Balance Requirement
None
None
Cash Deposit Fee
$4.95
$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.Phone and email: Monday - Friday. 8 am to 8 pm EST
Incoming Wire Transfer Fee
$20 for domestic wires
$0
Locations
Online only
Online only
Out of Network ATM Fee
Fee from ATM owner
$2.50
Outgoing Wire Transfer Fee
$20 for domestic wires
$15 ($7.50 for Premier)
Overdraft Fee
$0
$0
 

CreditDonkey® Reviews

 NorthOneBluevine
CheckingStarStarStarStarEmpty StarStarStarStarStarHalf Star
FeesStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarStarStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Pros:
  • High interest rate
  • $0 monthly fee
  • 2 free checkbooks
Cons:
  • Fees to deposit cash
  • No physical branches
Bottom LineGood business banking features and tools with no monthly fees... Read full reviewFree account with interest for basic business checking needs... Read full review
 Visit SiteVisit Site

NorthOne: Information sourced from the published website as of 03/05/2024.

NorthOne

NorthOne Free Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Automate your bill payments
  • $50 minimum opening deposit
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
NorthOne

NorthOne Plus Business Banking

  • Priority email/chat support
  • Dedicated relationship manager
  • Implementation and onboarding assistant
  • $0 same-day ACH payments, bill payments, and physical checks
  • Lowest transaction fees
  • $50 minimum opening deposit
  • $20 monthly fee
NorthOne is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
  • $0 minimum opening deposit
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Free Business Checking - Up to 2.0% APY

  • 2.0% APY on balances up to $250,000 for eligible customers
  • Unlimited transactions
  • 5 free subaccounts with unique account numbers
  • 2 free checkbooks per year
  • $0 monthly service fee
Banking services provided by Coastal Community Bank, Member FDIC
Bluevine

Premier Business Checking - Up to 4.25% APY

  • 4.25% APY on balances up to $3,000,000
  • $0 minimum opening deposit
  • 50% off most Standard payment fees
  • Priority customer support
  • Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend
Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: NorthOne or Bluevine?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing NorthOne or Chase.

In short: NorthOne's customer service is impressive. Bluevine's fees is impressive.


Articles on NorthOne

NorthOne

NorthOne is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe and Legit

NorthOne offers convenient online banking for small business owners. But is NorthOne safe and legit? Read on to find out.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Is Bluevine Safe and Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Which Do You Think is Best?





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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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