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Money Market


Compare Money Market

Prime Alliance Bank

  • Money Market: 0.50% APY. $1 to open

Certificates of Deposit

Ally Bank

  • Money Market: 0.50% APY
  • ATMs: Over 43,000 no-fee Allpoint ATMs
Pros:
  • CD options
  • No account minimums
  • Good customer service
Cons:
  • Low Checking APY for lower balance customers

Our Review: StarStarStarStarHalf Star (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review

Online Savings Account - 0.50% APY

All America Bank

  • Money Market: 0.40% APY on balances up to $50,000; 0.15% APY on balances over $50,000. $500 to open.

Mega Money Market Checking

CIT Bank

  • Money Market: 0.45% APY
Pros:
  • High yield
  • No monthly service fees
  • Low opening deposits
Cons:
  • No physical locations
  • No check writing

Our Review: StarStarStarStarHalf Star (4.5) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true... Read full review

CIT Bank Money Market Account - 0.45% APY

TIAA Bank

  • Money Market: 0.40% APY. No monthly service fee. Minimum deposit of $500.
Pros:
  • High intro APY
  • No monthly service fees
  • Refund ATM fees
Cons:
  • Large minimum deposit
  • Intro rate only for one year

Our Review: StarStarStarStarEmpty Star (4.2) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you... Read full review

Yield Pledge Checking

Discover Bank

  • Money Market: 0.30% APY under $100,000; 0.35% APY $100,000 or more. $2,500 minimum deposit.
  • ATMs: Over 60,000 no-fee ATMs
Pros:
  • High yield
  • Cashback checking
  • 24/7 customer service
Cons:
  • No interest checking
  • $2,500 minimum deposit for CDs

Our Review: StarStarStarStarHalf Star (4.6) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review

Online Savings Account - Earn 0.40% APY

Synchrony Bank

  • Money Market: 0.35% APY. No monthly service fee and no minimum deposit.
  • ATMs: Any ATMs with Plus or Accel logos
Pros:
  • Savings with ATM card
  • High APY
  • All balance tiers receive same rate
Cons:
  • No checking account
  • $2,000 minimum deposit for CDs
  • Limited customer service hours

Our Review: StarStarStarStarHalf Star (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review

High Yield Savings - 0.50% APY

Axos Bank

  • Money Market: 0.25% APY. No minimum balance requirements. No fees to open or maintain account.

StarStarStarStarEmpty Star (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account... Read full review

High Yield Savings and Essential Checking - $100 Bonus

NBKC Bank

  • Money Market: 0.15% APY on balances up to $1 Million. $5 to open, no monthly service fees
  • ATMs: Free withdrawal at over 32,000 MoneyPass® ATMs nationwide

UFB Direct

  • Money Market: 0.20% APY for balances of $25,000 and above.

UFB High Yield Savings - Earn up to 0.20% APY

Citibank

  • Money Market: A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
  • ATMs: 2400 ATMs across the country. Citibank also works at all MoneyPass ATMs, which means access to over 60,000 no-fee ATMs.
Pros:
  • Perks for high balance customers
  • Many fee-free ATMs
  • Global presence
Cons:
  • No free checking option
  • Higher balance requirements
  • Low savings APY

Our Review: StarStarStarHalf StarEmpty Star (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Read this review to find out... Read full review

Citi Accelerate Savings Account - 0.50% APY

TD Bank

  • Money Market: 0.01% - 0.05% APY (up to 0.10% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
  • ATMs: Approximately 1,300 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
Pros:
  • Extended banking hours
  • Low requirements to waive monthly fees
  • No foreign transaction fees
Cons:
  • No free checking
  • Low APY
  • Only on East Coast

Our Review: StarStarStarStarEmpty Star (3.9) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review

TD $300 Beyond Checking Bonus

US Bank

  • Money Market: 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
  • ATMs: More than 4,700 ATMs across the country
Pros:
  • Promo CD with high APY
  • Free student account
  • 24/7 customer service
Cons:
  • High minimums to waive fees
  • Low savings APY

Our Review: StarStarStarHalf StarEmpty Star (3.7) U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?... Read full review

Personal Checking Account - Up to $250 Bonus

Huntington Bank

  • Money Market: 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
  • ATMs: Over 1,800 ATMs
Pros:
  • Free checking option
  • 24-hr grace for overdrafts
  • All day deposit
  • 24-hr customer service
Cons:
  • Limited branches
  • Low savings APY

Our Review: StarStarStarStarEmpty Star (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you... Read full review

Business Checking Account - $200 Bonus

Santander Bank

  • Money Market: 0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
  • ATMs: Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Pros:
  • Easy to waive monthly fees
  • High APY for CDs
  • Free student checking
Cons:
  • Low interest for Premier Plus Checking

Our Review: StarStarStarStarEmpty Star (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review

Fifth Third Bank

  • Money Market: 0.01% APY Standard Rate (0.01% Relationship Rate). No minimum deposit. Monthly service charge of $5, unless 1) you have a Fifth Third Checking Account or 2) you maintain an average monthly balance of $500 or more, or 3) you or someone under age 18 is an owner of the account, or 4) you are enrolled in Fifth Third Military Banking
  • ATMs: Allpoint® and 7-Eleven® network of ATMs. More than 50,000 fee-free ATMs nationwide.
Pros:
  • Free Express Checking
  • Free student checking
  • Promo CD with high APY
Cons:
  • Higher balance requirements
  • Low savings APY
  • Limited branches

Our Review: StarStarStarHalf StarEmpty Star (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review

Business Checking Account - $200 Bonus

M&T Bank

  • Money Market: M&T MyChoice Money Market account Regular rate of 0.02% APY, Premium rate of 0.02% APY for qualifying customers.
  • ATMs: More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
Pros:
  • Free checking option
  • High APY for Promo CD
  • Free savings with checking
Cons:
  • Fee heavy
  • Subpar savings APY
  • Limited branches

Our Review: StarStarStarHalf StarEmpty Star (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review

Personal Checking Account - Up to $250 Bonus

Citizens Bank

  • Money Market: Several types of Money Market accounts. 0.01% - 0.03% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
  • ATMs: More than 3100 ATMs across 11 states.
Pros:
  • One Deposit Checking
  • GoalTrack Savings
  • 24/7 customer service
Cons:
  • Low APY
  • Heavy overdraft fees
  • Limited branches

Our Review: StarStarStarStarEmpty Star (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review

Personal Checking Account - $300 Bonus

PNC Bank

  • Money Market: 0.02% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
  • ATMs: 15,000 ATMs across 37 states and the District of Columbia.
Pros:
  • Virtual Wallet tools
  • Relatively easy to waive fees
  • Free student account
Cons:
  • Limited branches
  • Low APY

Our Review: StarStarStarHalf StarEmpty Star (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review

High Yield Savings Account - 0.40% APY

Wells Fargo

  • Money Market: Also known as the Platinum Savings Account. 0.01% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.02% requires account linked to Portfolio by Wells Fargo relationship.
  • ATMs: More than 13,000 ATMs across the country.

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review

Personal Checking Account - $200 Bonus

KeyBank

  • Money Market: 0.01% APY. $50 minimum opening deposit. Monthly maintenance charge of $12. Can be waived with $5,000 daily balance or monthly direct deposit of at least $25.00 or having a qualifying Key Checking Account.
  • ATMs: More than 1,500 ATMs in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
Pros:
  • HelloWallet financial tools
  • Free checking option
  • 24/7 customer service
Cons:
  • Limited branches
  • High account fees

Our Review: StarStarStarHalf StarEmpty Star (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review

Referral Program - Up to $500 Bonus

TCF Bank

  • Money Market: 0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.
  • ATMs: 836 ATMs across Illinois, Minnesota, Michigan, Colorado, Wisconsin, Arizona, and South Dakota.

TCF is a Midwestern bank with almost 400 branches throughout the Midwest area. TCF offers a wide array of banking products for personal and business use, but their ATM network may be narrower than others... Read full review

Regions Bank

  • Money Market: Two types of Money Market accounts - Regions Money Market Account and Premium Money Market Account. Regions Money Market: $12 monthly fee. Premium Money Market: $15 monthly fee.
  • ATMs: More than 2200 ATMs in 16 Southern and Midwestern US states.
Pros:
  • $50 to open checking account
  • Relationship Rewards program
  • LifeGreen Savings annual bonus
Cons:
  • No free checking option
  • Limited branches
  • Low savings APY

Our Review: StarStarStarHalf StarEmpty Star (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review

LifeGreen Savings Account – Up to $100 Annual Savings Bonus

SunTrust Bank

  • Money Market: Minimum opening deposit $100. Monthly maintenance fee $17 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
  • ATMs: More than 2160 ATMs across 11 southeastern states and Washington DC.
Pros:
  • High APY for CDs
  • Free student account
  • Good customer service
Cons:
  • No free checking option
  • Low savings APY
  • Limited branches

Our Review: StarStarStarHalf StarEmpty Star (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review

Personal Checking and Savings Account - $500 Bonus

Affinity Plus Credit Union

  • Money Market: 1.00% APY on balances up to $25,000; 0.35% APY on balances over $25,000. No minimum opening deposit.

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