Money Market
Compare Money Market
UFB Direct
- Money Market: Up to 5.25% APY
- ATMs: Free withdrawals at 91,000 ATMs across the nation
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Our Review: (4.3) UFB Direct offers high interest rates. But is it a safe choice? Read on to find out more...
All America Bank
- Money Market: 5.05% APY on balances up to $50,000; 0.50% APY on balances over $50,000. $500 to open.
Quontic
- Money Market: 5.00% APY
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Our Review: (4.3) Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews...
TIAA Bank
- Money Market: Up to 4.75% APY. No monthly service fee. Minimum deposit of $500.
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Our Review: (4.2) If you have a large opening deposit, TIAA Bank provides a variety of options at high rates. But there are downsides. Read on to see if it's right for you...
Prime Alliance Bank
- Money Market: 4.50% APY. $1 to open
Ally Bank
- Money Market: 4.40% APY
- ATMs: Over 43,000 no-fee Allpoint ATMs
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Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here...
Discover Bank
- Money Market: 4.20% APY under $100,000; 4.25% APY $100,000 or more. $2,500 minimum deposit.
- ATMs: Over 60,000 no-fee ATMs
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Our Review: (4.6) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account...
Affinity Plus Credit Union
- Money Market: 3.50% APY on balances up to $25,000; 3.00% APY on balances over $25,000. No minimum opening deposit.
Wells Fargo
- Money Market: Also known as the Platinum Savings Account. 0.25% - 2.50% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 2.51% requires account linked to Portfolio by Wells Fargo relationship.
- ATMs: More than 12,000 ATMs across the country.
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options...
NBKC Bank
- Money Market: 2.50% APY on all balances. $0 to open, no monthly service fees
- ATMs: Free withdrawal at over 32,000 MoneyPass® ATMs nationwide
M&T Bank
- Money Market: 2.27% APY. M&T MyChoice Money Market Regular Interest.
- ATMs: More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
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Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?...
Synchrony Bank
- Money Market: 2.25% APY. No monthly service fee and no minimum deposit.
- ATMs: Any ATMs with Plus or Accel logos
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Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account...
CIT Bank
- Money Market: 1.55% APY
- ATMs: No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
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Our Review: (4.4) CIT Bank offers a high interest rate. But how reliable is this online bank? Read this review to find out if what you heard is true...
BMO Bank
- Money Market: 1.00% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $5,000 minimum daily balance.
- ATMs: 40,000+ BMO and Allpoint ATMs
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Our Review: (3.5) BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on...
FDIC National Average
- Money Market: 0.65%
Axos Bank
- Money Market: 0.25% APY
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Our Review: (4.0) Axos Bank offers full-service banking completely online with no fees. Find out below whether they can replace your traditional bank account...
Santander Bank
- Money Market: 0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
- ATMs: Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
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Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs...
Citizens Bank
- Money Market: Several types of Money Market accounts. 0.01% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
- ATMs: More than 3100 ATMs across 11 states.
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Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank...
Marcus by Goldman Sachs
- Money Market: N/A
- ATMs: None
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons...
Citibank
- ATMs: More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
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Our Review: Citibank, a CreditDonkey partner, offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?...
LendingClub Bank
- Money Market: N/A
- ATMs: Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.
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Our Review: (4.0) LendingClub Bank (formerly Radius Bank) offers high yield savings and checking accounts. So what's the catch? Read on to see if this online bank is worth it...
SunTrust Bank
- Money Market: Minimum opening deposit $100. Monthly maintenance fee $12 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
- ATMs: More than 2160 ATMs across 11 southeastern states and Washington DC.
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Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank...
KeyBank
- Money Market: 3.57% APY. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account.
- ATMs: More than 1,500 ATMs in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.
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Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank...
US Bank
- Money Market: 0.01% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 daily ledger balance.
- ATMs: More than 37,000 ATMs across the country
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Our Review: (3.7) Weighing up on banking with U.S. Bank? This comprehensive review covers its pros, cons and how it stacks up against other banks...
U.S. Bank Smartly® Checking and Standard Savings - Up to $1,000 Bonus
Huntington Bank
- Money Market: 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account.
- ATMs: Over 1,700 ATMs
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Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you...
Fifth Third Bank
- Money Market: 0.01% APY Standard Rate (0.01% Relationship Rate)
- ATMs: Allpoint® and 7-Eleven® network of ATMs. More than 50,000 fee-free ATMs nationwide.
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Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you...
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