Money Market

Compare Money Market

UFB Direct
• Money Market: 2.45% APY for balances of $25,000 and above.
UFB High Yield Savings - Earn up to 2.45% APY
Capital One
• Money Market: 0.85% APY up to $9,999.99; 2.00% APY $10,000 or more. No monthly service fee and no minimum deposit.
Pros: Overdraft protection options No account minimums 27 Capital One cafes for in-person support

Cons: Lower savings APY compared to other online banks
Our Review: (4.3) Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you... Read full review
Capital One 360 Checking - $25 Offer


Discover Bank
• Money Market: 1.95% APY under $100,000; 2.00% APY $100,000 or more. No monthly service fee. $2,500 minimum deposit.
Pros: High yield Cashback checking 24/7 customer service

Cons: No interest checking $2,500 minimum deposit for CDs
Our Review: (4.8) Discover offers high interest rates on its online savings and CD accounts. But there are downsides. Here's what you need to know before you open an account... Read full review
Online Savings Account - Earn 2.10% APY
TIAA Bank
• Money Market: 1.10% - 2.00% APY depending on balance. 1-year 2.15% intro APY on balances up to $250,000. No monthly service fee. Minimum deposit of $5,000.
Pros: High intro APY No monthly service fees Refund ATM fees

Cons: Large minimum deposit Intro rate only for one year
Our Review: (4.3) If you have a large opening deposit, TIAA Bank provides a variety of options at high introductory rates. But there are downsides. Read on to see if it's right for you... Read full review
Yield Pledge Checking


CIT Bank
• Money Market: 1.85% APY. $100 minimum deposit. No monthly maintenance fee.
Pros: High APY No minimum deposit for savings No monthly service fees

Cons: No checking accounts No ATM card
Our Review: (4.5) Want a higher interest rate at a good FDIC insured bank? CIT is tempting, but there are downsides you should not ignore. Read this review before you open an account... Read full review
Open a CIT Bank 2.40% APY Savings Builder High Yield Savings Account


Huntington Bank
• Money Market: 1.51% APY (1.66% APY - 1.76% APY Relationship rates depending on the account) for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington 5 or Huntington 25 Checking account.
Pros: Free checking option 24-hr grace for overdrafts All day deposit 24-hr customer service

Cons: Limited branches Low savings APY
Our Review: (3.9) Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers and 24/7 customer service. Read on to see if this bank is right for you... Read full review
Asterisk-Free Checking Account - $150 Bonus
Santander Bank
• Money Market: 0.25% - 1.70% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Pros: Easy to waive monthly fees High APY for CDs Free student checking

Cons: Low interest for Premier Plus Checking
Our Review: (3.8) If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs... Read full review
Student Value Checking Account - $50 Bonus
Synchrony Bank
• Money Market: 1.20% APY. No monthly service fee and no minimum deposit.
Pros: Savings with ATM card High APY All balance tiers receive same rate

Cons: No checking account $2,000 minimum deposit for CDs Limited customer service hours
Our Review: (4.3) Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account... Read full review
High Yield Savings


Axos Bank
• Money Market: 1.05% APY. No minimum balance requirements. No fees to open or maintain account.
If the perfect checking account for you is one with no monthly fees while offering rewards, you may have found your match with Axos Bank... Read full review
Rewards Checking


Ally Bank
• Money Market: 0.90% APY under $25,000; 1.00% APY $25,000 or more. No monthly service fee and no minimum deposit.
Pros: CD options No account minimums 24/7 customer service

Cons: Low Checking APY for lower balance customers
Our Review: (4.4) Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here... Read full review
Online Savings Account
M&T Bank
• Money Market: M&T MyChoice Money Market account Regular rate of 0.04% - 0.39% APY, Premium rate of 0.05% - 0.47% APY for qualifying customers.
Pros: Free checking option High APY for Promo CD Free savings with checking

Cons: Fee heavy Subpar savings APY Limited branches
Our Review: (3.4) If you are on the upper East Coast, you probably see M&T Bank frequently. With a free checking option and a range of deposit accounts, does it meet your needs?... Read full review
Personal Checking Account - Up to $250 Bonus
TD Bank
• Money Market: 0.03% - 0.30% APY (up to 0.35% for Rate Bump APY) for amounts up to $250,000. No minimum deposit. $11 or $12 monthly maintenance fee waived if 1) minimum $2000 balance or 2) over 62 years old.
Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees

Cons: No free checking Low APY Only on East Coast
Our Review: (3.4) TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere... Read full review
TD Bank Beyond Checking Account - $300 Cash Bonus
Fifth Third Bank
• Money Market: 0.01% - 0.20% APY Standard Rate (0.02% - 0.40% APY Relationship Rate). No minimum deposit. Monthly service charge of $5, unless 1) you have a Fifth Third Checking Account or 2) you maintain an average monthly balance of $500 or more, or 3) you or someone under age 18 is an owner of the account, or 4) you are enrolled in Fifth Third Military Banking
Pros: Free Express Checking Free student checking Promo CD with high APY

Cons: Higher balance requirements Low savings APY Limited branches
Our Review: (3.3) Fifth Third Bank has higher balance requirements and high service fees if they're not met. But it offers some unique programs. Read on to see if Fifth Third Bank is a good fit for you... Read full review
Fifth Third Checking Account - $250 Bonus
PNC Bank
• Money Market: 0.03% - 0.17% APY. Minimum deposit is $100. Maximum deposit is $10,000. Monthly service charge of $12 unless you have $5,000 average monthly balance.
Pros: Virtual Wallet tools Relatively easy to waive fees Free student account

Cons: Limited branches Low APY
Our Review: (3.5) PNC Bank has relatively low requirements to waive fees and offers many financial tools to help you meet savings goals. Read on to see if this East Coast bank is right for you... Read full review
Virtual Wallet with Performance Select Checking - $300 Cash Bonus
Citizens Bank
• Money Market: Several types of Money Market accounts. 0.01% - 0.12% APY. No minimum opening deposit. Monthly maintenance fee of $10, unless you have a minimum daily balance of $2500. Other Money Market accounts have no monthly maintenance fee but require qualifying Citizens Bank Checking Account.
Pros: One Deposit Checking GoalTrack Savings 24/7 customer service

Cons: Low APY Heavy overdraft fees Limited branches
Our Review: (3.8) Are you looking for a bank that will not only keep your money, but also help push you to meet your financial goals? If so, you may want to consider Citizens Bank... Read full review
GoalTrack Savings Program – up to $250 in Gift Cards
KeyBank
• Money Market: Standard rate of 0.11% - 0.12% APY depending on balance. (12-Month Variable bonus relationship rate of 0.65% APY for a minimum opening deposit of $5,000) $50 minimum opening deposit. Monthly maintenance charge of $12. Can be waived with $5,000 daily balance or monthly direct deposit of at least $25.00 or having a qualifying Key Checking Account.
Pros: HelloWallet financial tools Free checking option 24/7 customer service

Cons: Limited branches High account fees
Our Review: (3.3) Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank... Read full review
Key Checking Account - $400 Bonus
Citibank
• Money Market: A.k.a 'Savings Plus' Account. 0.01% - 0.10% APY. Minimum opening deposit $100.
Pros: Perks for high balance customers Many fee-free ATMs Global presence

Cons: No free checking option Higher balance requirements Low savings APY
Our Review: (3.5) Citibank offers credit cards and banking services. But service fees and balance requirements are on the high side. Is it the right bank for you? Keep reading to find out... Read full review
Citi Account Package - 40,000 AAdvantage Bonus Miles
US Bank
• Money Market: 0.03% - 0.06% APY, depending on amount. Minimum opening deposit $100. Monthly maintenance fee $10 unless you have $10,000 minimum daily ledger balance.
Pros: Promo CD with high APY Free student account 24/7 customer service

Cons: High minimums to waive fees Low savings APY
Our Review: (3.7) U.S. Bank is the country's fifth largest bank, but does that make them a bank that will suit your banking needs? Do you need one of the country's largest banks or is a smaller bank more your style?... Read full review
Wells Fargo
• Money Market: Also known as the Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. Bonus APY of 0.10% requires account linked to Portfolio by Wells Fargo® relationship.
Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options... Read full review
Consumer Checking Account - $400 Bonus
TCF Bank
• Money Market: 0.01% APY. $50 minimum opening deposit. $10 monthly maintenance fee, unless you have $1500 minimum balance.
Savings Account
Regions Bank
• Money Market: Two types of Money Market accounts - Regions Money Market Account and Premium Money Market Account. Regions Money Market: $12 monthly fee. Premium Money Market: $15 monthly fee.
Pros: $50 to open checking account Relationship Rewards program LifeGreen Savings annual bonus

Cons: No free checking option Limited branches Low savings APY
Our Review: (3.4) Regions Bank offers a variety of deposit products, easy account opening requirements, and special reward programs. Read on to see if this bank is right for you... Read full review
LifeGreen Savings Account – Up to $100 Annual Savings Bonus
SunTrust Bank
• Money Market: Minimum opening deposit $100. Monthly maintenance fee $17 unless 1) one (1) automated transfer ($100 minimum) occurs, OR 2) a minimum daily collected balance of $10,000 is maintained.
Pros: High APY for CDs Free student account Good customer service

Cons: No free checking option Low savings APY Limited branches
Our Review: (3.7) If customer service ranks high on your list, SunTrust Bank may be one you want to check out. While they offer interest rates comparable to most "big banks," they do offer that warm, fuzzy feeling some people look for in a bank... Read full review
SunTrust Business Checking - $200 Cash Bonus

Articles on Money Market

Best Money Market Rates
April 11, 2019 - Reviews
Money market accounts can provide higher interest rates with more account flexibility. Find the best high-yield money market accounts to consider.

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