| SPECIAL OFFER Get Started - Learn MoreRead Chime Review | SPECIAL OFFER 360 Performance Savings - 4.30% APY - Learn MoreRead Capital One Review |
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| Benefits and Features |
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Savings | 2.00% Annual Percentage Yield (APY).
The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY is effective as of September 20, 2023. No minimum balance required. Must have $0.01 in savings to earn interest. | 4.30% APY |
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CD | | 4.10% to 5.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 5.00% |
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Checking | No monthly service fee; no minimum balance; no overdraft fees; no foreign transaction fees | 0.10% APY |
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Customer Service | 24/7 | Mon-Sun: 8am - 11pm (ET) |
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Minimum Deposit to Open | $0 | |
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Mobile App | iOS & Android | |
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ATMs | Over 60,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs | Over 70,000 no-fee Capital One & Allpoint ATMs |
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Locations | Online only | Online Only |
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Monthly Fee | $0 | |
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| CreditDonkey® Reviews |
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Savings |      |      |
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Checking |      |      |
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Customer Service |      |      |
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Mobile App |      |      |
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Money Market | |      |
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Pros & Cons | Pros:- No account fees
- Get paycheck 2 days early
- Up to $200 overdraft coverage
Cons: | Pros:- Overdraft protection options
- No account minimums
- 27 cafes for in-person support
Cons:- Lower savings APY compared to other online banks
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Bottom Line | Read full review | Good online bank with access to in-person support... Read full review |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chime: Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Capital One: Pricing information from published website as of 11/13/2023. |
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