CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†





Chase vs Synchrony Bank

Chase is a national bank with good promotions for new customers. How does it compare to Synchrony Bank? Read our comparison chart below.

 Chase
 Visit SiteLearn More
 

Chase

Synchrony Bank

SPECIAL OFFER
Chase Sapphire℠ Checking - Learn More

Read Chase Review

SPECIAL OFFER
High Yield Savings - Learn More

Read Synchrony Bank Review

 

Benefits and Features

SavingsChase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open.
Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
1.90% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
CDTerms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
CheckingChase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open.
Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase.
 
Money Market 1.20% APY. No monthly service fee and no minimum deposit.
Customer Service
24/7 by phone
Mon-Fri 7am - 12am (ET); Sat-Sun 8am - 5pm (ET)
ATMsOver 16,000 Chase ATMs nationwideAny ATMs with Plus or Accel logos
IRA CD 0.75% to 2.25% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open.
IRA Money Market 1.20% APY.
Locations
Nearly 5,000 branches
Online Only
 

CreditDonkey® Reviews

 Chase
Savings
Checking
Customer Service
Mobile App
Money Market
Pros & ConsPros:
  • Nearly 5,000 branches
  • New customer promotions
  • Full service banking
Cons:
  • Low interest rates
  • Not in all states
Pros:
  • Savings with ATM card
  • High APY
  • All balance tiers receive same rate
Cons:
  • No checking account
  • $2,000 minimum deposit for CDs
  • Limited customer service hours
Bottom LineNational bank with good promotions for new customers... Read full reviewGood online bank offering high interest rates... Read full review
 Visit SiteLearn More
What Others View

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Chase: Pricing information from published website as of 7/17/2019

    Synchrony Bank: Pricing information from published website as of 11/15/2019.

    Which is Better: Chase or Synchrony Bank?

    Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.

    In short: Synchrony Bank's savings is excellent.


    Articles on Chase


    Articles on Synchrony Bank

      Synchrony Bank Review

      Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account.

    Which Do You Think is Best?

    Name
    Email (won't be published)


    You Might Also Like

      How to Choose a Bank

      The right bank for you depends on your needs. Do you want easy access, low fees, or good interest rates? Here's how to choose the best bank for you.

    Compare Chase to:


    You might also be interested in

    Chase Bank Total Checking

    Chase Total Checking has a big bonus coupon code. But are the fees worth it? Read this review to see the requirements and how it compares.

    Compare Synchrony Bank to:


    Next Page:

    About CreditDonkey®
    CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.