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Chase vs Synchrony Bank
Chase is a national bank with good promotions for new customers. How does it compare to Synchrony Bank? Read our comparison chart below.
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Chase | Synchrony Bank | |
|---|---|---|
Chase Total Checking® + Chase Savings℠ - | High Yield Savings - | |
Benefits and Features | ||
| Savings | Chase Savings: $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account. | 2.15% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle |
| CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | 0.75% to 2.65% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open. |
| Checking | Chase Total Checking: Basic checking account. $12 service fee waived with an average beginning day balance of $1,500 OR direct deposits of at least $500 each month. $0 minimum balance to open. Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24, for up to 5 years. $25 to open. Chase Private Client Checking: For high net worth individuals who have $250,000 on deposit with Chase. | |
| Money Market | 1.20% APY. No monthly service fee and no minimum deposit. | |
| Customer Service | Mon-Fri 7am - 12am (ET); Sat-Sun 8am - 5pm (ET) | |
| ATMs | Over 16,000 Chase ATMs nationwide | Any ATMs with Plus or Accel logos |
| IRA CD | 0.75% to 2.65% APY. Terms of 3 months to 5 years. Minimum deposit of $2,000 to open. | |
| IRA Money Market | 1.20% APY. | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | National bank with good promotions for new customers... | Good online bank offering high interest rates... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information from published website as of 7/17/2019 Synchrony Bank: Pricing information from published website as of 08/16/2019. | ||
Which is Better: Chase or Synchrony Bank?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Chase or CIT Bank.
In short: Synchrony Bank's savings is excellent.
Articles on Chase
Chase Bank
Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.
Chase Routing Number
What is Chase Bank's routing number? Depends on the state. Find the right one for your account with our guide.
Chase Sapphire Checking Promotion
Is Chase Sapphire banking bonus worth it? Get the requirements and see how to qualify.
Chase Total Business Checking
What is Chase Total Business checking account? Is there a fee? Read this review for the pros and cons.
Chase Sapphire Banking
What is Chase Sapphire banking? We explain the benefits, interest rate and how to qualify for the bonus in our review.
Chase You Invest Review
Chase You Invest App has a bonus promotion, low fees and mutual funds trading. But is it good for beginners? Read this review for the pros and cons.
Chase Premier Plus Checking
Chase Premier Plus Checking currently has a coupon offer. But how does the minimum balance and fee waiver compare to accounts like the Total Checking? Read on to find out.
Chase Savings Account
Chase Savings Account has a coupon for new customers. But how does it work? Read this review for the interest rate, fees, minimum balance and more.
Chase Private Client
Chase Private Client offers premium relationship perks to those with $250,000 on deposit with Chase. It is worth it? We analyze the benefits in this in-depth review. Read on.
Chase College Checking Review
Chase College Checking account has no monthly service fee for students. But is there a catch? Read on to learn the details and see if it's right for you.
Open Chase Bank Account
Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.
Articles on Synchrony Bank
Synchrony Bank Review
Synchrony offers some of the highest savings and CD rates. But there are downsides. Read this review before you open an account.
Which Do You Think is Best?
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