Chase vs Quontic

Chase is a national bank with good promotions for new customers. How does it compare to Quontic? Read our comparison chart below.

	Member FDIC	Member FDIC
	Visit Site	Visit Site
	Chase	Quontic
	SPECIAL OFFER Chase First Banking - Learn More Read Chase Review	SPECIAL OFFER High Yield Savings - 3.75% APY - Learn More Read Quontic Review
	Benefits and Features
Savings	Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open. Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.	High Yield Savings: 3.75% APY
CD	Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.	3.00% to 3.75% APY; $500 minimum
Checking	Chase Total Checking® Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open. Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open. Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open. Chase Private Client Checking℠: For high net worth individuals who have $150,000 on deposit with Chase.	High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.00% cashback
Money Market		4.25% APY
Mobile App	iOS & Android
ATMs	15,000+ Chase ATMs
Customer Service	Automated service available 24/7
Locations	Over 4,700	Online only
	CreditDonkey® Reviews
Savings
CD
Checking
Mobile App
Customer Service
Pros & Cons	Pros: More than 4,700 branches New customer coupons Full service banking Cons: Low savings rates Not in all states	Pros: No monthly service fee High interest rate Cons: Basic mobile app $5/mo inactivity fee
Bottom Line	National bank with good promotions for new customers... Read full review	Innovative digital bank offering checking accounts with high rewards... Read full review
	Visit Site	Visit Site
	Chase First Banking Referral Program - Up to $500 Bonus	High Yield Savings - 3.75% APY High Interest Checking - Up to 1.10% APY CD Rates - Up to 3.75% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Chase: Pricing information and data points from published website as of 08/26/2025. Quontic: Pricing information from published website as of 08/01/2025.

Which is Better: Chase or Quontic?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Chase or Bank of America.

In short: Chase's mobile app is impressive. Quontic's savings is notable.

Articles on Chase

Chase Reviews

Chase has new customer bonuses and a strong nationwide presence. But there are drawbacks. Read this review to see if Chase is a good bank for you.

• Chase vs Bank of America
• Chase vs Wells Fargo
• Chase vs Citibank

Open Chase Bank Account

Opening an account with Chase Bank is simple. Take a look at what you'll need and check out your account options in our guide.

• Chase vs U.S. Bank
• Chase vs PNC Bank
• Chase vs USAA Bank

Chase Business Checking Bonus

Chase Business Complete Banking offers up to a $500 bonus for new customers with qualifying activities. Find out how to get this limited business checking promotion.

Chase Business Complete Banking Review

Is Chase Business Complete Banking the right choice for you? Here are the benefits and fees you need to know.

How to Open a Chase Business Bank Account

Opening a Chase business banking account is easy. Check out what you'll need and your business checking options in this guide.

• Chase vs Fifth Third Bank
• Chase vs TD Bank
• Chase vs Capital One

Chase Routing Number

What is Chase Bank's routing number? It depends on the state. Find the correct routing number for your Chase account (even without a check).

• Chase vs Ally Bank
• Chase vs Discover Bank

Chase Private Client vs Sapphire Banking

What's the difference between Chase Private Client Checking℠ and Chase Sapphire℠ Banking? Find out which one you can qualify for.

Chase $600 Bonus

Curious about scoring $600 from Chase? Read on to find out how to qualify and claim a $600 Chase bonus.

Does Chase Have a High Yield Savings

Curious if Chase offers a high-yield savings account? Read on to find out.

Chase Savings Account Interest Rate

Looking to open a savings account with Chase? Check out the current rates being offered.

Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

• Quontic vs CIT Bank
• Quontic vs LendingClub Bank

Which Do You Think is Best?

You Might Also Like

Best Bank for 18 Year Olds

Opening a bank as an 18-year-old is one of the best ways to start learning about money early. But with all your options, where do you even start?

Best Reward Checking Accounts

Maximize your money with the top 9 reward checking accounts. Dodge buyer's remorse today.

Best Joint Checking Accounts

Explore an expert review of the top joint checking accounts for your needs: married couples, unmarried couples, parents-teens, and businesses.

Best Student Checking Accounts

A student checking account allows you to manage your money with fewer fees and requirements. Find the best student checking accounts offered by the top banks.