Quontic vs Ally Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Ally Bank? Read our comparison chart below.
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Quontic | Ally Bank | |
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High Yield Savings - 3.70% APY - | Online Savings Account - 3.60% APY - | |
Benefits and Features | ||
Savings | ||
CD | 3.75% to 4.45% APY; $500 minimum | 2.00% to 5.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50% |
Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
Money Market | ||
Customer Service | ||
ATMs | Over 43,000 no-fee Allpoint ATMs | |
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Solid online bank with a great user-friendly website and customer service... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/23/2022 Ally Bank: Pricing information from published website as of 03/18/2023. |
High Yield Savings - 3.70% APY
- 3.70% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 4.45% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
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6 Months | 3.75% APY |
1 Year | 4.45% APY |
2 Years | 4.40% APY |
3 Years | 4.30% APY |
5 Years | 4.30% APY |
Which is Better: Quontic or Ally Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
In short: Ally Bank's mobile app is outstanding.