Quontic vs Ally Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Ally Bank? Read our comparison chart below.
 | ||
 |  | |
Quontic | Ally Bank | |
|---|---|---|
High Yield Savings - 3.70% APY - | Online Savings Account - 3.60% APY - | |
Benefits and Features | ||
| Savings | ||
| CD | 3.75% to 4.45% APY; $500 minimum | 2.00% to 5.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50% |
| Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
| Money Market | ||
| Customer Service | ||
| ATMs | Over 43,000 no-fee Allpoint ATMs | |
| Locations | ||
CreditDonkey® Reviews | ||
| ||
| Savings |   | |
| Checking |  | |
| Customer Service | | |
| Mobile App | | |
| Money Market | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Solid online bank with a great user-friendly website and customer service... |
| | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 11/23/2022 Ally Bank: Pricing information from published website as of 03/18/2023. | ||
High Yield Savings - 3.70% APY
- 3.70% APY
- $100 minimum opening deposit
- No monthly service fees
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
CD Rates - Up to 4.45% APY
- $500 minimum opening deposit
- FDIC insured
| Term | CD Rates |
|---|---|
| 6 Months | 3.75% APY |
| 1 Year | 4.45% APY |
| 2 Years | 4.40% APY |
| 3 Years | 4.30% APY |
| 5 Years | 4.30% APY |
Which is Better: Quontic or Ally Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or Chase.
In short: Ally Bank's mobile app is outstanding.
Articles on Quontic
Quontic Bank
Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.
Is Quontic Bank Legit
Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.
Articles on Ally Bank
Ally Bank
Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.
Ally Bank Routing Number
Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.
Which Do You Think is Best?
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