Save money and be informed. CreditDonkey is a bank comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Quontic vs Ally Bank


 Quontic
 Visit SiteLearn More
 

Quontic

Ally Bank

SPECIAL OFFER
CD Rates - Up to 2.86% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Online Savings Account - 0.90% APY - Learn More

Read Ally Bank Review

 

Benefits and Features

Savings
High Yield Savings: 1.58% APY
0.90% APY
CD1.26% - 2.86% APY; Terms of 6 months to 5 years; $500 minimum0.50% to 2.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 1.50%
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.5% cashback
Bitcoin Rewards Checking: 1.5% Bitcoin
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market
1.50% APY
0.90% APY
Customer Service 
24/7
ATMs Over 43,000 no-fee Allpoint ATMs
Locations 
Online Only
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty StarStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarStar
Mobile AppStarStarStarStarEmpty StarStarStarStarStarStar
Money MarketStarStarStarStarEmpty Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
  • Bitcoin rewards account
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Pros:
  • CD options
  • No account minimums
  • Good customer service
Cons:
  • Low Checking APY for lower balance customers
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full reviewSolid online bank with a great user-friendly website and customer service... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 08/14/2021

Ally Bank: Pricing information from published website as of 06/14/2022.

Quontic
Member FDIC

CD Rates - Up to 2.86% APY

  • $500 minimum opening deposit
  • FDIC insured
TermCD Rates
6 Months1.26% APY
1 Year2.01% APY
2 Years2.51% APY
3 Years2.81% APY
5 Years2.86% APY
Quontic
Member FDIC

High Interest Checking - Up to 1.10% APY

  • Earn up to 1.10% APY
  • $100 minimum opening deposit
  • APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
Quontic
Member FDIC

High Yield Savings - 1.58% APY

  • 1.58% APY
  • $100 minimum opening deposit
  • No monthly service fees

Articles on Quontic

Is Quontic Bank Legit

Is Quontic Bank safe and secure? Find out how Quontic protects your account and learn about common customer complaints.

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Ally Bank

Ally Bank

Ally Bank offers good interest rates and no account minimums. But is this popular online bank good for you? Learn the benefits (and drawbacks) here.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?





You Might Also Like

Best Joint Checking Accounts

Best Joint Checking Accounts

Review the best joint checking accounts for any purpose — for business partners, parents and teens, and even crypto enthusiasts — in this in-depth review.
Best Alternatives to Traditional Banks

Best Alternatives to Traditional Banks

Traditional banks aren't the right fit for everyone. But what other options do you have? Find out in this detailed breakdown of alternatives to banks.
Crypto Friendly Banks

Crypto Friendly Banks

Curious about which banks are crypto-friendly and which are not? Keep reading to learn which banks are open to a future on the blockchain.
Chime Alternatives

Chime Alternatives

Chime offers a convenient and rewarding mobile app. But can you earn better rewards and get more account options with one of Chime's top competitors?
Best Free Checking Accounts

Best Free Checking Accounts

Banking doesn't have to be expensive. Here is a list of good free checking accounts without outrageous fees or high balance requirements.
Best Money Market Rates

Best Money Market Rates

Good money market accounts offer high interest rates with more flexibility. Here are the safest money market accounts to earn the most interest.
Best Online Savings Account

Best Online Savings Account

Good online savings accounts have a high interest rate, flexibility and are fully secured. Here are the best banks to consider.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2022 CreditDonkey Inc. All Rights Reserved.