Quontic vs Ally Bank
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Quontic | Ally Bank | |
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CD Rates - Up to 2.86% APY - | Online Savings Account - 0.90% APY - | |
Benefits and Features | ||
Savings | ||
CD | 1.26% - 2.86% APY; Terms of 6 months to 5 years; $500 minimum | 0.50% to 2.50% APY. Terms of 3 months to 5 years. 12-month CD APY of 1.50% |
Checking | High Interest Checking: Up to 1.10% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
Money Market | ||
Customer Service | ||
ATMs | Over 43,000 no-fee Allpoint ATMs | |
Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Solid online bank with a great user-friendly website and customer service... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 08/14/2021 Ally Bank: Pricing information from published website as of 06/14/2022. |
CD Rates - Up to 2.86% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
---|---|
6 Months | 1.26% APY |
1 Year | 2.01% APY |
2 Years | 2.51% APY |
3 Years | 2.81% APY |
5 Years | 2.86% APY |
High Interest Checking - Up to 1.10% APY
- Earn up to 1.10% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
High Yield Savings - 1.58% APY
- 1.58% APY
- $100 minimum opening deposit
- No monthly service fees