Quontic vs CIT Bank
Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to CIT Bank? Read our comparison chart below.
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Quontic | CIT Bank | |
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CD Rates - Up to 2.30% APY - | CIT Bank Money Market Account - | |
Benefits and Features | ||
Savings | Savings Builder up to 0.55% APY with $25,000+ balance or $100 monthly deposit. | |
CD | 0.95% - 2.30% APY; Terms of 6 months to 5 years; $500 minimum | Term CDs up to 0.50% APY. $1,000 minimum opening deposit. |
Checking | High Interest Checking: Up to 1.01% APY Cash Rewards Checking: 1.5% cashback Bitcoin Rewards Checking: 1.5% Bitcoin | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 |
Money Market | ||
Customer Service |
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Locations | ||
CreditDonkey® Reviews | ||
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Savings | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Innovative digital bank offering checking accounts with high rewards... | Solid online bank with excellent rates and no monthly fees... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Quontic: Pricing information from published website as of 08/14/2021 CIT Bank: Pricing information and data points from published website as of 06/29/2021 |
CD Rates - Up to 2.30% APY
- $500 minimum opening deposit
- FDIC insured
Term | CD Rates |
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6 Months | 0.95% APY |
1 Year | 1.25% APY |
2 Years | 1.76% APY |
3 Years | 1.95% APY |
5 Years | 2.30% APY |
High Interest Checking - Up to 1.01% APY
- Earn up to 1.01% APY
- $100 minimum opening deposit
- APY is based on the account balance and making at least 10 qualifying debit card point-of-sale transactions of $10.00 or more per statement cycle.
High Yield Savings - 0.75% APY
- 0.75% APY
- $100 minimum opening deposit
- No monthly service fees
Money Market Account - Get a Year of Amazon Prime
- Open a new Money Market account using promo code AMZN22.
- Fund your account with $15,000 within 15 days.
- Keep a minimum balance of $15,000 for 60 days.
CIT Bank Money Market Account - 0.70% APY
- 0.70% APY
- $100 minimum opening deposit
- No monthly maintenance fee
CIT Savings Builder - 0.55% APY
Earn up to 0.55% APY. Here's how it works: Maintain a minimum balance of $25k OR make at least a $100 minimum deposit every month. Member FDIC
Which is Better: Quontic or CIT Bank?
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