Capital One vs CIT Bank
Capital One is a good online bank with access to in-person support. How does it compare to CIT Bank? Read our comparison chart below.
Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.
While CIT Bank offers savings accounts and multiple CDs, including a no-penalty CD. Savings and Money Market account requires $100 minimum deposit, while term CDs require $1,000 minimum deposit. There are no monthly service fees.
Compare Capital One with CIT Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Capital One | CIT Bank | |
|---|---|---|
Current Promotion - | CIT Bank Bonus Offer: $300 for New and Existing Customers - | |
Benefits and Features | ||
| Savings | Savings Builder up to 1.75% APY with $25,000+ balance or $100 monthly deposit. | |
| CD | 0.60% to 1.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.90% | Term CDs up to 1.85% APY. $1,000 minimum opening deposit. |
| Checking | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 | |
| Money Market | ||
| Customer Service | Monday - Friday: 8:00 am - 9:00 pm (ET) Saturday: 9:00 am - 5:00 pm (ET) Sunday: 11:00 am - 4:00 pm (ET) | |
| ATMs | Over 39,000 no-fee Capital One & Allpoint ATMs | |
| IRA CD | 0.60% to 1.90% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.90%. | |
| Locations | ||
CreditDonkey® Reviews | ||
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| Savings |    | |
| Checking | | |
| Money Market | | |
| Customer Service | | |
| Mobile App | | |
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Good online bank with access to in-person support... | Solid online bank with excellent rates and no monthly fees... |
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| What Others View | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Capital One: Pricing information from published website as of 02/27/2020. CIT Bank: Pricing information from published website as of 02/20/2020 | ||
Which is Better: Capital One or CIT Bank?
Still need help deciding which bank is better? Read the in-depth reviews below. You may also be interested in comparing Capital One or Chase.
In short: CIT Bank's savings and money market are notable. In particular, the money market is outstanding.
Articles on Capital One
Capital One 360 Review
Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.
Capital One Routing Number
What is the routing number for Capital One? Find the right one for your account with our guide.
Articles on CIT Bank
CIT Bank Review
Want a high interest rate at a good FDIC insured bank? CIT is tempting, but has some downsides. Read this CIT Bank review before you open an account.
CIT Bank Savings Builder Review
If you can save just $100 per month, you can earn a high APY with CIT Bank Savings Builder. Find out if this bank is good for you.
CIT Bank CD Rates
CIT Bank is known for competitive interest rates on online savings products. How are their CD rates? Check out the current rates and how they compare below.
Who is CIT Bank
CIT Bank offers accounts with high interest rates and low fees. But just who is CIT Bank? And should you trust them with your money?
CIT Bank Login
Forgot your CIT Bank username? We'll show you how to login your online bank account.
CIT Bank Complaints
CIT Bank offers a high APY. But there are some downsides, too. Read on to learn more about CIT Bank common complaints and possible solutions.
CIT Bank Routing Number
Want to transfer money in or out of your CIT Bank account? Read this review to find your ABA routing number.
CIT Bank Locations
CIT Bank is an online only bank with no physical branches. Find out how to manage your account, reach customer service, and the bank's current offers.
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 CIT Bank Promo CodeGet $150 cash bonus with $25k deposit or $300 cash bonus with $50k deposit. You must use the promo code to get this deal. CIT Bank promotion is open to new AND existing customers. Limited time offer expires 5/30/2020. | ||
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